Installments

1 Sep 2020 - 31 Jan 2021

Various transaction from Home, Enjoy 0% interest up to 12 months or light interest start from 0,5% up to 36 months only with OCBC NISP Credit Cards

  1. Request via ONe Mobile
    No. Type of Card Promo Category Transaction Minimum Transaction Transaction Period Conversion Period Request Via
    Interest Tenor Installment ONe Mobile
    1. Titanium 0% 3 Months All Retail Transaction No Minimum Transaction anytime
    0.5% 6 to 36 Months
    2. Platinum dan Voyage 0% 3 Months All Retail Transaction IDR 5 mio / transaction October 1st, 2020 until January 31st, 2021 until February 28th, 2021
    0.75% 6 & 12 Months IDR 10 Mio / transaction until January 31st, 2021
    0.99% 18, 24, 36 Months IDR 15 Mio / transaction
    Terms and Conditions:
    1. Valid for OCBC NISP Titanium, Platinum & Voyage credit card (see table.1)
    2. Valid for all retail transactions, insurance and bill payment that have not been printed on the billing statement that made by online & offline (transaction at merchant) worldwide with a various interest and length of tenor (see table.1)
    3. Valid for request installment via ONe Mobile
    4. Cardholders can use the latest version of ONe Mobile with the following steps:
      • Log in with your User ID and Password
      • Choose “What You Owe”
      • Select the Credit Card that you are using
      • Select the transaction to be converted into installment
      • Choose the available tenor and interest
      • Enter your ONe Mobile Transaction PIN
    5. Transaction will be changed to installment no longer than 2 calendar days after the submission is made and Customer will receive the installment status notification via e-mail.
  2. Request via Call OCBC NISP and SMS
    No. Type of Card Promo Category Transaction Minimum Transaction Transaction Period Conversion Period Request Via
    Interest Tenor Installment Call OCBC NISP SMS
    1. Titanium 0% 3 Months All Retail Transaction No Minimum Transaction Anytime
    0.5% 6 to 36 Months
    2. Platinum dan Voyage 0% Up To 12 Months Wedding, Education & Health IDR 10 Mio / transaction October 1st, 2020 until January 31st, 2021 until February 28th, 2021
    Terms and Conditions:
    1. Valid for OCBC NISP Titanium, Platinum & Voyage credit card. (see table. 2)
    2. Valid for all retail transaction online & offline worldwide (only Titanium credit card)
    3. Valid for specific category transactions are Wedding, Education & Health worldwide with minimum specific transaction with a certain minimum transaction determined by the Bank with a choice of interest and time period (only Platinum & Voyage credit card)
    4. Valid for specific transaction as follows:
      • Call OCBC NISP at 1500999 or for Overseas +62 21 26506300
      • SMS to 6477 with the format below:
        OCBCNISP(space)CICIL(space)16 digit OCBC NISP Credit Card number # amount# tenor
        Example: OCBCNISP CICIL 5241690000001234#30000000#12
Note:
  • Amount = nominal transaction to be made into installments (example: 10000000 or 15000000)
  • Tenor = installment period filled with numbers (example: 3, 6, & 12)
  • SMS charges follow the policy of the telecommunications operator
Specific terms & condition:
  • The credit card must be active, not in arrears and the remaining available credit limit is sufficient.
  • Transactions that are counted in the program are all online and offline retail worldwide shopping transactions (transactions at merchant outlets) and recurring transactions that accept credit card payments.
  • Transactions not counted in this program are cash advance transactions, installment transactions and credit card fees & charges (annual fees, late fees, and other fees)
  • Transactions that are converted into installments will not earn Poinseru or Voyage Miles
  • Transactions that can be converted into installments are based on the transaction date.
  • There is no maximum transaction limit for joining this installment conversion program as long as the remaining basic credit card limit including supplementary cards are still available.
  • Installment conversion program does not apply to credit cards (basic & supplementary) with a temporary credit limit
  • Installment transactions do not get reward points (specifically Platinum & Voyage).
  • Submission of conversion installments a maximum of 5 (five) working days before the cycle date of credit card bills. The installment conversion process cannot be processed after the bill's print date.
  • Every submission of a transaction that is changed to an installment will be charged to an administration fee of IDR 15,000 / transaction that will be billed to the customer's billing statement.
  • If the credit card holder cancels the installment transaction before the end of the installment period, a cancellation fee of IDR 200,000 per transaction will be charged and will be charged to the billing statement of the Credit Card holder.
  • Further information please Call OCBC NISP at 1500999 or for Overseas +62 21 26506300
General Terms and Condition:
  • OCBC NISP Bank has the right to changed, reduced, or add Terms and condition for this program from time to time by making announcement at OCBC NISP Bank Office
  • Terms and conditions of this program is a unity that cannot be separated from the Credit Card Terms and Condition that applied at OCBC NISP Bank
  • Bank OCBC NISP is registered and overseen by the Financial Services Authority

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