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Up to 80% of your daily savings balance to control loan interest
Long-run flexibility to your cashflow
Balances are not hold for flexibility to transact
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Type
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Description
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|---|---|
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Provision
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Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond |
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Administration Fee
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Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000 |
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Insurance Premium
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Subject to charges imposed by OCBC insurance partners
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Notary
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Subject to charges imposed by OCBC notary partners
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|
Taxation
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Rp 750.000 or subject to charges imposed by KJPP
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Legal Documents
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Imposed when legal documents are prepared by OCBC
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Late Charges
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0.1% per day of delayed payments
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Penalty
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3% of unscheduled payments
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Deposit Fee of Unclaimed Collateral Documents
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Smallest Safe Deposit Box (SDB) fee will be charged, when collateral documents are unclaimed 30 days after a loan paid off
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Interest rate
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In accordance with the Rate Promo
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KII Kendali
Savings balance offsets the interest rate on KII Kendali loan. Thus remaining instalments are immediately put into principal repayment, resulting in earlier outstanding loan repayment
No, installments may vary according current interest rate fluctuations. By increasing savings account balance, the portion of installments going to interest rate repayment will lessen, and going to capital repayment, resulting in an earlier outstanding loan repayment instead.
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