Save with Nyala and get cashback of up to IDR500 thousand

19 Mar 2024 - 30 Apr 2024

Open a Nyala by OCBC savings account now and get a cashback prize of up to IDR500 thousand

Promo Code

FFCXRUANGMOM

Use this promo code on OCBC mobile (Android dan iOS)

Make Moms and family's financial condition safer and more profitable until they become #FinanciallyFit by opening a Nyala by OCBC account now!

Special promo from Ruangmom Don't miss the opportunity to get a cashback prize of up to IDR500.000.

Check the following new product opening program scheme:

Scheme Choose One of the New Product Openings: TAKA or Deposit Fund Target/Fun Placement Funds Held in Savings Product Tenor/Term Cashback Amount Minimum Pay/Purchase Transaction via OCBC mobile* Promo Code
A TAKA Fixed installments IDR2,4 Million IDR50 Thousand 12 Months IDR75 Thousand IDR50 Thousand FFCXRUANGMOM
Deposit IDR2 Million 6/12 Months
B TAKA interest IDR5 Million IDR250 Thousand 6/12 Months IDR150 Thousand
Deposit
C TAKA interest IDR10 Million 6/12 Months IDR250 Thousand
Deposit 6 Months
D TAKA interest IDR25 Million IDR500 Thousand 6/12 Months IDR350 Thousand
Deposit 3/6 Months
E TAKA interest IDR50 Million 6/12 Months IDR500 Thousand
Deposit 3/6 Months

Terms and Conditions Program:

  1. Only valid for new OCBC customers who open a Nyala account via OCBC mobile using the promo code FFCXRUANGMOM
  2. Ensure successful Nyala opening, including completing VKYC and initial deposit.
  3. Open an account and place products (as in the schema table) within the same month (or a maximum of 7 days if the account is opened at the end of the month).
  4. The savings funds placed must be fresh funds, not transfers from other OCBC accounts.
  5. The name of the account holder who is the source of the initial deposit funds must match the name registered in the OCBC system. Fund transfers via third party fund transfer applications and e-wallets (for example: Flip, OVO, Gopay, etc.) cause the source of the funds to not be verified and may result in the Customer not being eligible to receive the prize.
  6. Cashback prizes will be credited to customers no later than the end of the following month.
  7. Prizes can be given in other forms as long as the net value (before tax) does not exceed that specified in the table above.
  8. Additional gift bonuses in the form of baby equipment bags or baby care packages are valid for the first 10 people who join the program during the program period.
  9. Additional prize bonuses for the first 10 people will be given with the following conditions:
    • The first 5 people (first to fifth customers) who open an account according to point 1 will receive a gift in the form of a baby equipment backpack worth IDR150 thousand (illustration as shown in the image above).
    • The next 5 people (sixth to tenth customers) who open an account according to point 1 will receive a gift in the form of a baby care package worth IDR100 thousand (illustration as shown in the image above).
    • Announcement of additional prize bonus winners will be made no later than April 30 2024 on Instagram @ruangmom
    • Additional prizes will be sent to the winner's address 30 days after the winner is announced.
    • Additional gift variants depend on stock availability.
    • The winner will be contacted by the organizer via the contact registered in the system when opening a Nyala by OCBC account.
    • Prize delivery costs outside Jabodetabek are borne by the winner.
    • Additional prizes cannot be cashed out.
  10. Prizes awarded are based on data held by OCBC Bank and the Bank's decisions are final and binding.
  11. This program cannot be combined with other ongoing new customer programs.
  12. Program terms and conditions may change at any time and the changes will be informed by OCBC Bank to the Customer.
  13. BANK has the right not to process cashback payments to customers who, based on OCBC's assessment, are indicated to have committed fraud in opening an account and/or are included in OCBC BANK's fraud list.
  14. BANK has the right to change the promotional program provisions which will be notified by OCBC in any form and through any media.

So that Moms better understand which program should be the most profitable for Moms, here is a simulation example of the calculation:

Illustration of A TAKA Fixed Installment Scheme:

If Moms want to choose scheme A with the TAKA Fixed Installment product option with a tenor of 1 year and a target fund of IDR2.400.000, then on OCBC mobile, Moms can set a monthly deposit of IDR200.000. So in the first month after opening an account, Moms must ensure that there is a balance available in the main account of at least IDR300.000 (For monthly deposits for TAKA products: IDR200.000 + Savings funds IDR50 thousand + Pay/Purchase transactions via OCBC mobile IDR50.000). In the second month, Moms, make sure that there is a balance available in the main account of at least IDR200.000, and so on every month until the 12th month. So, at the end of the product period, namely in the 12th month, an estimated fund of IDR 2.400.000 will be collected (not including additional interest from TAKA)^.


Illustration of Scheme A Deposit:

If Moms want to choose scheme A with a choice of deposit products with a tenor of 6 months and a placement amount of IDR2.000.000, then on OCBC mobile, Moms can set an amount of IDR2.000.000. So in the first month after opening an account, Moms must ensure that there is a balance available in the main account of at least IDR2.100.000 (For deposit placement: IDR2.000.000 + Funds held in savings IDR 50 thousand + Pay/Purchase transactions via OCBC mobile: IDR50.000) . So, at the end of the product period, namely in the 6th month, a deposit of IDR2.000.000 will be collected (not including additional interest from deposits)^.


Illustration of Scheme B TAKA Interest:

If you want to choose scheme B with the TAKA Bunga product option with a tenor of 1 year and a target fund of IDR5.000.000, then on OCBC mobile, Moms can set a target fund amount of IDR5.000.000 and on the summary page you will see an estimated monthly deposit amount of IDR409.000. So in the first month after opening an account, Moms must ensure that there is a minimum balance available in the main account of IDR709.000 (For monthly deposits for TAKA products: IDR409.000 + Funds held in savings: IDR 250,000 + Pay/Purchase transactions via OCBC mobile IDR 50 Thousand). In the second month, Moms, make sure that there is an available balance in the main account of at least IDR409.000, and so on until the 12th month. So, at the end of the product period, namely in the 12th month, an estimated fund of IDR5.000.000 will be collected (not including additional interest from TAKA)^.


Come on, don't miss the opportunity to make more money and become #FinanciallyFit by opening a Nyala by OCBC account now here Open Nyala now!


^The amount of interest on TAKA and Deposits follows the applicable terms & conditions.

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