Cashback up to IDR500 thousand + special gift bonus for the first 10 moms worth up to IDR150 thousand

18 Apr 2024 - 30 Apr 2024

Open a Nyala savings account now and get an additional prize worth IDR150 thousand

Promo Code

FFCXRUANGMOM

Use this promo code on OCBC mobile (Android dan iOS)

Make Moms' and family's financial conditions safer and more profitable until you become #FinanciallyFit by opening a Nyala account by OCBC now!

Special promo from Ruangmom X Ruang MeNyala by OCBC. Don't miss the chance to get cashback rewards up to Rp500,000. Exclusively for the first 10 Moms who are loyal members of Ruangmom participating in this promo, get an additional bonus gift in the form of a cabin size suitcase.

Check the scheme for opening new product below:

Scheme Choose One of the New Product Openings: TAKA or Deposit Fund Target/Fund Placement Funds Held in Savings Product Tenor/Term Cashback Amount Minimum Pay/Purchase Transaction via OCBC Mobile* Promo Code
A TAKA Fixed installments IDR2,4 Million IDR50 Thousand 12 Months IDR75 Thousand IDR50 Thousand FFCXRUANGMOM
Deposits IDR2 Million 6/12 Months
B TAKA interest IDR5 Million IDR250 Thousand 6/12 Months IDR150 Thousand
Deposits
C TAKA interest IDR10 Million 6/12 Months IDR250 Thousand
Deposits 6 Months
D TAKA interest IDR25 Million IDR500 Thousand 6/12 Months IDR350 Thousand
Deposits 3/6 Months
E TAKA interest IDR50 Million 6/12 Months IDR500 Thousand
Deposits 3/6 Months

*in the same month as the month the Nyala by OCBC account was opened

Terms and Conditions of the Program:

  1. Only applicable to new OCBC customers opening a Nyala account through OCBC mobile using promo code FFCXRUANGMOM.
  2. Ensure the successful opening of a Nyala account, including completing VKYC and initial deposit.
  3. Open an account and place products (as in the scheme table) maximum in the same month (or maximum 7 days if account opening is done at the end of the month).
  4. The placed savings funds must be fresh funds, not transfers from other OCBC accounts.
  5. The name of the account owner of the initial deposit funds must match the name registered in the OCBC system. Transferring funds via third-party fund transfer applications and e-wallets (e.g., Flip, OVO, Gopay, etc.) may cause the source of funds to be unverifiable and may result in the customer not meeting the requirements for receiving rewards.
  6. Cashback rewards will be credited to customers no later than the end of the following month.
  7. Rewards can be given in other forms as long as their net value (before tax) does not exceed the specified amount in the table above.
  8. Additional bonus gift in the form of a cabin size suitcase.
  9. Additional bonus gift for the first 10 people will be given with the following conditions:
    1. The first 10 people who open an account as per point 1 will receive a gift in the form of a cabin size suitcase.
    2. Additional gifts are valid for customers who place products with a minimum nominal value of Rp10 million (valid for TAKA or Deposits).
    3. Announcement of the winners of the additional bonus gifts will be made no later than May 30, 2024, on Instagram @ruangmom.
    4. Additional gifts will be sent to the winner's address 30 days after the announcement of the winners.
    5. Additional gift variants are subject to stock availability. f. Winners will be contacted by the organizer through the contact information registered in the Nyala account by OCBC opening system.
    6. Shipping costs for gifts outside Jabodetabek are borne by the winners.
    7. Additional gifts cannot be exchanged for cash.
  10. Gifts given are based on data held by OCBC Bank, and the Bank's decision is final and binding.
  11. This program cannot be combined with other ongoing new customer programs.
  12. Terms and conditions of the program are subject to change at any time, and changes will be communicated by OCBC Bank to customers.
  13. The BANK reserves the right not to process cashback payments to customers who, based on OCBC's assessment, are indicated to be committing fraud in the opening of accounts and/or are included in the OCBC BANK fraud list.
  14. The BANK reserves the right to change the terms of the promotional program, which will be notified by OCBC in any form and through any media.
  15. The program is valid until April 30, 2024.

So that Moms understand better which program is most profitable for Moms, here's an example simulation calculation:

Simulation of Scheme A Fixed Installment TAKA:

If Moms want to choose scheme A with TAKA Fixed Installment product option with a tenure of 1 year and a target fund of Rp2,400,000, then on the OCBC mobile, Moms can set a monthly deposit of Rp200,000. So in the first month after opening the account, Moms must ensure that there is a minimum balance in the main account of Rp300,000 (For monthly deposits of TAKA products: Rp200,000 + Savings fund Rp50 Thousand + Pay/Buy transactions via OCBC mobile Rp50,000). In the second month, Moms make sure that there is a minimum balance in the main account of Rp200,000, and so on every month until the 12th month. Thus, at the end of the product period in the 12th month, an estimated fund of Rp2,400,000 will be accumulated (excluding additional interest from TAKA)^.

Simulation of Scheme A Deposits:

If Moms want to choose scheme A with Deposits product option with a tenure of 6 months and a placement amount of Rp2,000,000, then on the OCBC mobile, Moms can set the amount of Rp2,000,000. So in the first month after opening the account, Moms must ensure that there is a minimum balance in the main account of Rp2,100,000 (For Deposits placement: Rp2,000,000 + Funds held in savings Rp50 Thousand + Pay/Buy transactions via OCBC mobile: Rp50,000). Thus, at the end of the product period in the 6th month, a Deposit of Rp2,000,000 will be accumulated (excluding additional interest from Deposits)^.

Simulation of Scheme B TAKA Interest:

If Moms want to choose scheme B with TAKA Interest product option with a tenure of 1 year and a target fund of Rp5,000,000, then on the OCBC mobile, Moms can set the target fund amount of Rp5,000,000 and on the summary page, the estimated monthly deposit amount of Rp409,000 will be displayed. So in the first month after opening the account, Moms must ensure that there is a minimum balance in the main account of Rp709,000 (For monthly deposits of TAKA products: Rp409,000 + Funds held in savings: Rp250,000 + Pay/Buy transactions via OCBC mobile Rp50 Thousand). In the second month, Moms make sure that there is a minimum balance in the main account of Rp409,000, and so on until the 12th month. Thus, at the end of the product period in the 12th month, an estimated fund of Rp5,000,000 will be accumulated (excluding additional interest from TAKA)^.

^The amount of TAKA and Deposit interest follows the applicable terms and conditions.

Come on, don't miss the opportunity to be more profitable and become #FinanciallyFit by opening a Nyala account by OCBC now here Open Nyala now!

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