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Jakarta, 31 October 2023M – Bank OCBC NISP has reported a solid performance in the third quarter of 2023. The Bank's net profit has increased by 20% to Rp3.05 trillion YoY. This growth was driven by a 17% YoY increase in net interest income and a 19% YoY decrease in provision for impairment losses. Furthermore, the Bank's capital adequacy ratio (CAR) has remained strong at 23.2%, well above the minimum requirement.
| Key Financial Performance as of 30 September in IDR trillion, except % |
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|---|---|---|---|
| Description | 2023 | 2022 | ∆% YoY |
| Net Income | 3.05 | 2.55 | 20% |
| Total Assets | 247.0 | 220.4 | 12% |
| Loans - gross | 144.7 | 131.5 | 10% |
| Deposits | 184.3 | 161.4 | 14% |
Parwati Surjaudaja, President Director of Bank OCBC NISP stated “We are pleased to report that we have been able to close the third quarter with strong and solid performance. We recorded consolidated asset of IDR247.0 trillion, a 12% higher than a previous year in the same period.”
Furthermore, Bank OCBC NISP’s total deposits rose by 14% to IDR184.3 trillion in the third quarter of 2023. These increments indicated customers’ increased confidence in the Bank.
As of September 2023, Bank OCBC NISP has recorded a 10% growth in loans to Rp144.7 trillion compared to the same period last year. Furthermore, the bank is also continuously improving its asset quality, with Gross Non-Performing Loans (NPL) decreasing to 1.9% in the third quarter of 2023.
Bank OCBC NISP has also disbursed sustainable financing amounting to Rp30 trillion, contributing up to 20.5% to the bank's total loans as of 30 September 2023. Of this amount, Rp3.2 trillion was disbursed for the #TAYTB Women Warriors program as part of gender bonds, which increased by 6.2% YoY. In addition, the total green financing recorded was Rp12 trillion, which was disbursed for the financing of energy and renewable energy financing, green building, and others.
To further promote financial literacy and inclusion for individuals and MSMEs, the Bank has launched Nyala Bisnis, a business solution to help Indonesian entrepreneurs #BeraniNaikLevel (dare to level up). Meanwhile, for individual customers, the Bank recently introduced the Life Goals and Tabungan Emas features on ONe Mobile. Bank OCBC NISP is the first digital gold savings bank in Indonesia.
"Despite closing the third quarter with positive note, we will stay vigilant. Consumer’s confidence needs to be maintained in order to increase their appetite in spending and investing so that the economy can continue to keep moving forward" added Parwati.
Factsheet of financial performance and ratios as of 30 September 2023, attached.
Overview of Bank OCBC NISP
Bank OCBC NISP was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. As of 30 September 2023, Bank OCBC NISP serves customers through 199 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 494 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 600 OCBC Group ATM networks in Singapore and Malaysia. Bank OCBC NISP also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. Bank OCBC NISP is one of the banks with the highest credit ratings in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
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Aleta Hanafi Division Head aleta.hanafi@ocbcnisp.com, Mobile: 62-8119860068 |
Chandra Novita Publicist chandra.novita@ocbcnisp.com Mobile: 62-8111071069 |
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Nadya Maharani Publicist nadya.maharani@ocbcnisp.com Mobile: 62-8118725945 |
Novi Henriatika Publicist novi.henriatika@ocbcnisp.com Mobile: 62-8119812329 |
OCBC NISP Performance - 30 Jan 2024
OCBC NISP Performance - 16 Nov 2023
