KII Kendali

Property-backed loans for individual, non-productive investment purposes with controllable interest rate through savings balance

Control the Interest Rate

Up to 80% of your daily savings balance to control loan interest

Control the Loan Term

Long-run flexibility to your cashflow

Control your Savings Balance

Balances are not hold for flexibility to transact

KII Kendali

    KII Reguler Terms of Application

    Interest & Fees

    Product Information Summary

  • Individual applicants
  • Indonesian citizenship
  • Minimum age 21 years old/ married
  • Employees: Maximum age 55 years old by the end of loan tenure
  • Entrepreneur/Professional: Maximum age 70 years old by the end of loan tenure
  • Receives regular income
  • Property collateral building 100% complete, and titled land certificate transferred.
Type Description
Provision Tenure ≤ 10 years: 1% loan plafond
Tenure > 10 years: 1.5% loan plafond
Administration Fee Tenure < 10 years: 0.1% loan plafond or min. Rp 250.000
Tenure ≥ 10 years: 0.1% loan plafond or min. Rp 500.000
Insurance Premium Subject to charges imposed by OCBC insurance partners
Notary Subject to charges imposed by OCBC notary partners
Taxation Rp 750.000 or subject to charges imposed by KJPP
Legal Documents Imposed when legal documents are prepared by OCBC
Late Charges 0.1% per day of delayed payments
Penalty 3% of unscheduled payments
Safekeeping Certificate Fee Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off.
Interest rate In accordance with the Rate Promo
KII Kendali
KII Kendali

KII Kendali

Terms and Conditions Tanda KPR Kendali
Terms and Conditions Tanda KPR Kendali

Terms and Conditions Tanda KPR Kendali

Tanda KPR Kendali
Tanda KPR Kendali

Tanda KPR Kendali

Popular Question About KII Kendali

Savings balance offsets the interest rate on KII Kendali loan. Thus remaining instalments are immediately put into principal repayment, resulting in earlier outstanding loan repayment

No, installments may vary according current interest rate fluctuations. By increasing savings account balance, the portion of installments going to interest rate repayment will lessen, and going to capital repayment, resulting in an earlier outstanding loan repayment instead.

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KII Kendali