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Loans

For your financial solutions

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  • Home Loan
  • Multipurpose Loan
  • Automobile Loan
  • Personal Loan
  • Collateral Credit
KPR Easy Start

KPR Easy Start

  • Easy start Your Own House 
  • Lower Monthly Installment  
  • Focus on Your Finance 
KPR Kendali

KPR Kendali

  • Control Mortgage Interest
  • Control Loan Tenor
  • Control over Saving Accounts
KPR OCBC

KPR OCBC

  • Financing the purchase of Residential Property
  • Credit term up tp 25 years
  • Fast and Easy Submission
Commercial Property Loan

Commercial Property Loan

  • Flexible
  • Fast
  • Maximum Limit

Promo for You

Installment start from IDR3 Million & get free canopy!

KPR

Installment start from IDR3 Million & get free canopy!

1 Mar 2025 - 31 Dec 2025

Home Comes True, Memories Turn Into Stories

KPR

Home Comes True, Memories Turn Into Stories

1 Jul 2025 - 31 Dec 2025

See Detail
Multi-Purpose Loan

Multi-Purpose Loan

  • Cash Funds Up to IDR 10 Billion
  • Tenure of up to 15 years
  • Fast & easy application

Promo for You

Installment start from IDR3 Million & get free canopy!

KPR

Installment start from IDR3 Million & get free canopy!

1 Mar 2025 - 31 Dec 2025

Home Comes True, Memories Turn Into Stories

KPR

Home Comes True, Memories Turn Into Stories

1 Jul 2025 - 31 Dec 2025

See Detail
Automobile Loan

Automobile Loan

  • Funding Up to IDR 2 Billion
  • Tenors of up to 5 years
  • Easy requirements

Promo for You

Installment start from IDR3 Million & get free canopy!

KPR

Installment start from IDR3 Million & get free canopy!

1 Mar 2025 - 31 Dec 2025

Home Comes True, Memories Turn Into Stories

KPR

Home Comes True, Memories Turn Into Stories

1 Jul 2025 - 31 Dec 2025

See Detail
KTA Cashloan

KTA Cashloan

Cash loans for employees
  • Up to 3 years tenor
  • Optional life insurance
  • Apply online
KTA Cashbiz

KTA Cashbiz

Cash loans for entrepreneurs:
  • Up to 3 years tenor
  • Low Interest Rate
  • Apply online
KTA Cashloan Payroll

KTA Cashloan Payroll

  • Repay Up to 4 years
  • Optional Life Insurance
  • Easy Approval
KTA Cashloan Flex

KTA Cashloan Flex

  • Cash funds of up to IDR 200 million
  • Tenor up to 12 months
  • Flexible payment scheme
KTA Cashbiz Flex

KTA Cashbiz Flex

Revolving facility for Entrepreneur

  • Limit up to IDR 200 million
  • Tenor up to 12 months
  • Withdraw anytime and anywhere
IBL Bonds

IBL Bonds

Investment-Backed Loan Bonds

  • Loan from Your Bonds
  • Repay in up to 5 years
  • More Value from Bonds Holding
IBL Insurance

IBL Insurance

Investment-Backed Loan Insurance

  • Loan from Your Insurance
  • Stay Protected
  • Repay in up to 10 Years
IBL Mutual Funds

IBL Mutual Funds

Investment-Backed Loan Mutual Funds

  • Loan from Your Mutual Funds
  • More Value from Mutual Funds
  • Tenor up to 5 years
KII Kendali

KII Kendali

Individual Investment Loan Kendali

  • Control the Interest Rate
  • Control the Loan Term
  • Control your Savings Balance
KII Regular

KII Regular

Individual Investment Loan Regular

  • Borrow up to IDR 15 Million
  • Repay in up to 25 Years
  • Funding for Various Projects
Cash Collateral Loan

Cash Collateral Loan

Time Deposit-Backed Loan

  • Get loans up to IDR 25 billion
  • Tenure up to 10 years
  • Quick & easy application

Optimize the benefits of Tanda 360 Plus with Nyala

No transaction fees and get cashback of IDR 50 thousand every month

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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.