TAKA Bunga

Term savings with the freedom of choosing targets to fulfil your dreams

Flexible to Set Target & Time

Set your own funding target and time to save

Competitive Interest Rates

Fixed interest rate for 1 year

Life Insurance Benefits

Live comfortably protected until the age of 74

Other benefits


Available in 3 currencies

Flexibility to choose to save with IDR, USD or SGD as needed


No Administration Fee

Enjoy saving without being charged a monthly administration fee


Savings Fund Target

Save as needed starting from IDR 2 Million / USD 1000 / SGD 2000


Determine the Term of Saving

Choose the time period between 6 months to 10 years 


Autodebet System

Transfer to savings with no hassle every month


Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile

    Terms & Conditions

    Interest & Fees


    Other Informations

    Product Information Summary

Terms to Open Taka Bunga Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Personal/Couple/Parents NPWPCard or sign an agreement letter from the Bank
  • Have related Account OCBC
  • Make a deposit of funds according to the target funds of choice

TAKA Interest Rate
Effective November 14th, 2022

Product Interest Rate (p.a) s/d 13 Nov 2022 Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR 2,75% 2,75%
TAKA - USD 0,25% 2,00%
TAKA - SGD 0,01% 0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR 3,75% 3,15%

Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Taka Bunga Facilities

  • OCBC mobile

Things You Need to Know:

  • Fluctuations in interest rates can occur following market developments (floating interest rates) and will be reviewed annually
  • The payment process is based on the auto debit system from the source account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
  • Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
  • Insurance benefits: The amount guaranteed by the insurance company is the target amount of funds minus the amount of monthly deposits that have calculated interest and taxes

Taka Bunga

Taka Bunga IDR (Cabang)
Taka Bunga IDR (Cabang)

Taka Bunga IDR (Cabang)

Taka Bunga IDR (Online)
Taka Bunga IDR (Online)

Taka Bunga IDR (Online)

Taka Bunga SGD (Cabang)
Taka Bunga SGD (Cabang)

Taka Bunga SGD (Cabang)

Taka Bunga USD (Cabang)
Taka Bunga USD (Cabang)

Taka Bunga USD (Cabang)

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