Halaman yang Anda Cari Tidak Tersedia
Halaman yang Anda Cari Tidak Tersedia
Free to determine monthly deposit & period of saving
(min.1 year after account opening)
comparable to time deposit rates
Flexible Monthly Deposit
Free to specify monthly deposit as planned
Flexible Timeframe
Free to choose the time period as needed
Autodebet System
Auto debit monthly deposit from Relasi account
Flexible to top up
top up anytime, beyond your monthly deposit schedule
Competitive Interest Rates
Fixed interest rate per year.
Achieve Life Goals with TAKA Flexi
Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.
| Product | Rates (p.a.) |
|---|---|
| TAKA Flexi | 4.00% |
| Interest & Fees | |
|---|---|
| Monthly admin fee = Rp 0.- Late monthly Deposit penalty fee = Rp 5.000,- Withdrawal fee = Rp 20.000,- Early account closure fee = Rp 100.000,- |
|
Taka Flexi
TAKA Flexi offers greater flexibility, you can easily perform maintenance activities such as checking your balance, adjusting your monthly deposit, and making partial withdrawals.
Interest is credited to your TAKA Flexi balance every month and can only be withdrawn once it meets the withdrawal requirements.
Partial withdrawals are only allowed after one year from the account opening date. Full withdrawal will be made automatically at maturity, in accordance with the Terms & Conditions.
Yes. Partial withdrawals are limited to a maximum of 2 times per year, with up to 25% of the available balance, as stated in the product Terms & Conditions (RIPLAY).
No. Maintenance activities such as top-ups or monthly deposit adjustments do not affect the tenor or maturity date of your TAKA Flexi account.
The target amount in TAKA Flexi is an estimate and may change during the saving period if you perform maintenance activities such as partial withdrawals, changing your monthly deposit, or making additional top-ups.
When you open a TAKA Flexi account, your first monthly debit is made on the account opening date. If your selected debit date differs from the opening date, you will be debited twice in the same month:
The debit will be processed on the last day of that month.
If your balance is insufficient, a penalty fee of IDR 5,000 will be charged.If in the following months (up to the allowed limit) your balance remains insufficient, your TAKA Flexi account will be automatically closed, and the accumulated balance will be refunded after deducting the account closure penalty, as stated in the product Terms & Conditions (RIPLAY).
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