TAKA Hadiah

Term savings that provide benefits with a variety of attractive rewards

Variety of Rewards

Plan the future + get rewards as you wish

Flexibility Choose Target Fund

Future plans are more certain with fixed interest

Life Insurance Benefits

Comfortable life protected until the age of 69

Other benefits


Flexible Initial Deposit

Set your own target and initial deposit according to plan


Autodebet system

Transfer to savings account every month with no hassle


No Admin Fee

Save comfortably without being charged a monthly administration fee


Flexible Time Period

Flexible to choose the period of saving according to need


Competitive Interest Rates

Fixed interest rate for 1 year


Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

    Terms & Conditions

    Interest & Fees


    Other Informations

    Product Information Summary

Terms to Open Taka Hadiah Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Already have an account at Bank OCBC
  • Make a deposit of funds according to the target funds of choice

Interest Rate of Taka Hadiah

Applied from December 17th 2020

Program Branch Online
Taka Hadiah 0.50% per year 0.50% per year

Fees and Rates
Tutup rekening sebelum jatuh tempo : Rp 100 ribu+Pinalti Hadiah

Taka Hadiah Facilities

  • OCBC mobile

What You Need to Know 

  • Fluctuations in interest rates can occur following market developments (floating interest rates) and accounts are reviewed annually
  • Payment process based on autodebit system from the source of funds account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions:
  1. Late monthly fee fee of 0.025% x arrears monthly deposit x number of days in arrears
  2. Automatic closing 6 months in a row there is a monthly deposit arrears
  3. Customers cannot withdraw funds or close accounts before the end of the saving period. If a fund withdrawal is made or an account is closed, the customer will be charged an account closing fee and a prize penalty fee.
    IDR 100,000 + Prize penalty fee.

Insurance Benefit: The amount guaranteed by the insurance company is the amount of the target fund minus the amount of the monthly deposit that has already calculated interest and taxes.

Taka Hadiah

Taka Hadiah (Cabang)
Taka Hadiah (Cabang)

Taka Hadiah (Cabang)

Taka Hadiah (Online)
Taka Hadiah (Online)

Taka Hadiah (Online)

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Popular Questions About the TaKa Hadiah

Taka Hadiah adalah produk tabungan berjangka dimana selain nasabah bebas memilih target dana yang diinginkan nasabah juga bisa mendapatkan hadiah sesuai dengan pilihan nasabah

Tidak bisa, Taka Hadiah hanya tersedia dalam mata uang IDR

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Apply Taka Hadiah on OCBC mobile

Apply Taka Hadiah on OCBC mobile