Informasi Lebih Lanjut

Gold Savings is a service owned by Pegadaian that is in the OCBC mobile application through a collaboration between Bank OCBC and Pegadaian which allows customers to carry out gold investment activities electronically through the OCBC mobile application.

Until now, there are several features that can be used by the Customer, namely:

1. Registration
2. Initial Deposit Transactions (Purchases on the first day) and Buy Gold
3. Gold Selling Transactions
4. Gold Transaction Status
5. History of Gold Selling Prices and Buying Prices

1. Customers who can use the Gold Savings service are existing customers of Bank OCBC who have relation accounts in Rupiah, both Sharia accounts and Conventional Bank OCBC
2. Have registered on the buy menu when the customer first transacted at the Gold Savings contained in the OCBC mobile application.

Related to point 1 above, for customers who use multicurrency accounts (Tanda 360 Plus and Tanda 360 Plus Employees), only Rupiah accounts can be used for transactions on the Gold Savings service.

Yes, with the following steps:

1. Make sure the customer has updated the OCBC mobile application via the Playstore or Appstore to the latest version.
2. From the Dashboard menu, click Investment Menu
3. Choose Gold Savings
4. Click Start
5. Click the Buy button to register for Gold Savings
6. Click Verify Now
7. Select e-KTP
8. Photo of e-KTP in a well-lit place and adjust it to the frame
9. Complete the requested data according to your e-KTP data. After that, click I Agree and Click Save
10. Then, select Selfie + e-KTP
11. Take a selfie with your e-KTP in a well-lit place and adjust it to the frame
12. Choose a Pegadaian Branch Office
13. Choose a Pegadaian to print gold
14. Click Next
15. Click Save if the data entered is correct. If you want to edit/view the selected data, please click the part you want to edit/view again
16. Click one by one the Terms & Conditions that must be read and agreed
17. Click I Have Read & Agree. Please download the file by clicking the Download File button
18. Click Continue when you have read all the Terms & Conditions
19. Enter the Transaction PIN
20. E-KTP successfully entered and is being verified
21. Wait up to 3 working days for verification:
    • If the data verification is successful, a push notification will appear on the cellphone and the customer can purchase gold
    • If data verification fails, a push notification will appear on the cellphone. The customer can re-verify with a flow similar to the initial registration again

Custody fees. For this fee, in the first year it is not charged by the Pegadaian. Fees will be charged for the following year in accordance with the rules that apply at Pegadaian

Yes, with the following steps:

1. Make sure the customer has updated the OCBC mobile application via the Playstore or Appstore to the latest version.
2. From the Dashboard menu, click Investment Menu
3. Choose Gold Savings
4. Click Get Started
5. Click the Buy button to make a purchase
6. Input the amount of gold you want to buy, you can input it in the form of IDR or grams of gold. Click the Buy button.
7. Select the account used to buy gold
8. Click Confirm
9. Click I've Read & Agree. Please download the file by clicking the Download File button
10. Enter the Transaction PIN
11. The purchase was successful and a Success receipt, push notification, and inbox notification appeared

Yes, here is the minimum or maximum purchase limit for gold:

• Minimum Initial Deposit: IDR 10,000
• Maximum Initial Deposit (Accumulated Purchases on the First Day): 10 grams

To make purchases on the second day and beyond, follow the flow similar to that of Initial Deposit. The difference is only in the limit of buying gold transactions.

Yes, here is the minimum or maximum gold purchase limit on the second day and so on:

• Minimum Purchase per transaction: IDR 10,000
• Maximum Purchase per transaction: IDR 50,000,000
• Maximum Purchase per day: 100 grams

Yes, with the following steps:

1. Make sure the customer has updated the OCBC mobile application via the Playstore or Appstore to the latest version.
2. From the Dashboard menu, click Investment Menu
3. Choose Gold Savings
4. Click Get Started
5. Click the Sell button to make a sale
6. Input Nominal Gold that you want to sell, can be input in the form of IDR or grams of gold. Click the Sell button
7. Select the account that is used to accommodate the proceeds from the sale of gold
8. Click Confirm
9. Click I've Read & Agree. Please download the file by clicking the Download File button
10. Enter the Transaction PIN
11. The sale of gold was successful and a receipt in Processing appeared. NOTES: Funds from the sale of gold do not go directly to the account and require 1-3 days for the process of disbursing funds to the account
12. If the funds from the sale have entered the customer's account within 1-3 working days, the receipt in Processing will automatically change to Success and the customer will also receive an inbox notification & push notification

Yes, here are the minimum or maximum gold purchase limits for the second time and so on:

1. Minimum Purchase per transaction: 0.01 grams
2. Maximum purchase per transaction: 20 grams
3. Maximum purchase per day: 100 grams

Mandatory, equal to 0.05 grams of gold so that the account does not become dormant

Yes, with the following steps:

1. Make sure the customer has updated the OCBC mobile application via the Playstore or Appstore to the latest version.
2. From the Dashboard menu, click Investment Menu
3. Choose Gold Savings
4. Click Start
5. On the Dashboard page, click the Gold Transaction Status menu
6. Customers can filter each Status: Completed, In Process, Buy Gold, Sell Gold.
7. Customers can also view receipt details by clicking on one of the gold transaction statuses

Yes, with the following steps:

1. Make sure the customer has updated the OCBC mobile application via the Playstore or Appstore to the latest version.
2. From the Dashboard menu, click Investment Menu
3. Choose Gold Savings
4. Click Start
5. On the Gold Savings Dashboard, there is a Gold Price Details table, click See More to see more details
6. Customers can see gold prices on a daily, monthly or annual basis
7. Click View By Weight to view by weight. Customers can see Gold Prices by weight

Can. The customer can print gold by coming to the Pegadaian Outlet chosen by the customer

Yes, the minimum number of grams that can be printed is according to what is available at the Pegadaian

Gold in the Gold Savings product is not guaranteed by the Deposit Insurance Corporation (LPS) because it is not a bank product.

For the current OCBC mobile version, it still doesn't work

Customers can contact Bank OCBC through the Contact Center to find out data that is not appropriate

The customer re-registers
Customers can contact Bank OCBC through the Contact Center to find out data that is not appropriate