One Pocket

Saving for transaction needs of the digital ecosystem

Free administration fee

Saving and transaction, safe balance without reduce

Open Account Fast and Easy

Opening account digitally via partner application who collaborate with OCBC

Easy transaction access

Digital banking transactions on a OnePocket account via OCBC mobile or an application that works with OCBC

Other Benefits

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Free Minimum Balance

Free transaction without any retained balance in saving account at One Pocket

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Accepted Everywhere

Easy transaction at many OCBC merchant partner using OCBC debit card

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Special Promo

Get great deals from the best merchants

    Product Information Summary

    Terms & Conditions

    Interests & Fees

Product Information Summary

One Pocket
One Pocket

One Pocket

Product Information Summary

One Pocket
One Pocket

One Pocket

Effective August 1, 2023, Interest Rate adjustments will be made on One Pocket Savings Products as follows:

Saldo Tabungan Suku Bunga* per tahun
≤ IDR 1 Mio 0.00%
> IDR 1 Mio 0.10%

* Interest calculation based on ending balance with tiering interest calculation method and savings interest will be paid at the end of the month

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Tanya OCBC

One Pocket is a transactional account which can be opened through partner’s platform in cooperation with Bank OCBC (”Mitra”).

Customers can enjoy the benefits of One Pocket in the form of:

  • No initial deposit required
  • Free Administration fee
  • Free Account closing fee
  • Free Below balance fee

Through the OCBC Partner Electronic System, customers can open One Pocket products with the following conditions:

  • Proof of identity in the form of KTP
  • Fill in the Account Opening Personal Data, on the bank's web in the partner’s platform in corporation with Bank OCBC
  • Agreed on the terms and conditions that apply to account opening on the partner’s platform in corporation with Bank OCBC

No, currently One Pocket product can only be opened through partner’s platform in corporation with Bank OCBC

Yes, customers can make transactions through the Bank's channel with One Pocket product as the source of funds if the customer has user ID to access OCBC mobile/Internet Banking.

No, customers need to top up any amount to the account to activate the product.

Yes, upon opening the One Pocket product, the customer will receive a card according to the card type selected by the customer at the time of account opening.

Yes, customer rightfully can unbind account from partner's platform in accordance with the terms and conditions set by OCBC

Type of transactions that can be made after the Customer successfully register the linking of One Pocket in Partner’s platform are as follows:

  • Balance inquiry;
  • Transaction history inquiry;
  • Fund transfer (overbooking/ to another bank);
  • Purchase & payment through Virtual Account.

By agreeing to the Terms and Conditions of One Pocket:

  • The Customer states that he/she has received a complete and adequate explanation from Bank OCBC regarding the characteristics of the product and has understood and accepted all of the consequences of using this product including its associated benefits, risks and costs;
  • The Customer states that he/she has accepted, read, understood, agreed and is willing to comply with and be bound by (i) these Terms and Conditions of One Pocket, (ii) Terms and Conditions of Account Opening and Arrangement of PT Bank OCBC NISP, Tbk, (iii) General Terms and Conditions of E-Banking Services; (iv) as well as procedures applicable in Bank OCBC related to this product, including all applicable laws and regulations;
  • The Customer acknowledges and fully agrees that by opening One Pocket through Partner, (i) the information/statement/data provided by the Customer through Partner will be disclosed and forwarded to Bank OCBC, and therefore the Customer authorizes Bank OCBC to contact any party to obtain or verify the validity of such information/statement/data in any manner deemed appropriate by Bank OCBC subject to the applicable laws and regulations; and (ii) all process carried out by Partner shall be fully the responsibility of such Partner.
  • The Customer acknowledges that every consent that the Customer gives in electronic form, such as a tickmark, OTP and any other forms that have the same purpose in Bank OCBC’s platform shall be a perfect, valid and binding evidence even such consent is not made in a written document affixed with the wet signature/electronic signature;
  • The Customer agrees that he/she agree that in the event of any difference or inconsistency between (i) the Terms and Conditions of Account Opening and Arrangement of PT Bank OCBC NISP, Tbk, and (ii) General Terms and Conditions of E-Banking Services with these Terms and Condition of One Pocket, then the provisions apply are as contained in this Terms and Condition of One Pocket.

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