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Comprehensive banking services such as business fund management, payments, and collections.
99.5% SLA uptime with business and technical support available through multiple channels.
Various packages and pricing options available.
What is OCBC API?
OCBC API is a digital channel that utilizes Application Programming Interface (API) technology to support your business ecosystem.
Integration with OCBC API can help your business processes in making payments, fund transfers, transaction information, and real-time account monitoring.
Why OCBC API?
Investment
As an investment platform business owner, we understand that you need to stay ahead in the market and provide users with timely, data-driven, and reliable services. Our APIs are designed to support your platform with the features you need to achieve this. RDN/RDL API offers secure and user-tailored account management solutions. Virtual Account API simplifies fund collection processes. Fund Transfer API enables fast and secure money transfers — crucial for investment platforms. Maintaining user information is essential for transparency and trust. Credit Debit Notification API ensures your users receive instant alerts for every transaction.
Remittance
Ensuring fast, safe, and seamless money transfers is crucial for the remittance industry. With our comprehensive solutions, we help you maintain transparency, security, customer satisfaction, and competitiveness in the market. Using the History List API, you can store detailed records of all transactions. You can also verify recipient accounts using the Beneficiary Inquiry API to reduce errors and increase customer trust. Our Fund Transfer API facilitates fast and secure fund transfers, ensuring money reaches its destination quickly. The Virtual Account API offers efficient fund collection, improving user experience and operational efficiency.
Fintech
In the fast-paced fintech landscape, staying ahead requires innovative solutions. Our APIs are designed to empower your platform with the tools needed to deliver comprehensive financial services. With the Onboarding API, the customer onboarding process becomes simplified, ensuring a hassle-free experience. In addition, our Account Binding API facilitates secure account linking to improve service integration. We enable fast and secure money transfers and smooth transactions using the Fund Transfer API. Your users can also check their balances in real time through the Balance Inquiry API.
Corporate
For corporations that manage daily transactions, OCBC API can support your operations by minimizing or eliminating manual processes through direct integration between your system and OCBC API. It also offers various transfer options such as BI- FAST, Online Transfer, SKN/LLG, RTGS, and Internal Fund Transfer. To manage transactions, you can use the Transaction Status API and view overall account movements through the History List API.
OCBC Solutions for Your Business Needs
Comprehensive solutions for investment activities for securities company platforms or peer-to-peer lending fintechs.
Account Opening
Real-Time Transactions
Easy Payment Acceptance
A solution to integrate digital banking features into your platform with complete functionality.
Monitor and manage your accounts without switching platforms.
Make business operations more efficient with easier payment reconciliation.
Transaction Limits Follow OCBC Business Transaction Limits
| Transactions via OCBC Business (web & mobile version) | General/Multicurrency Account | Business Smart Account | Business Signature Account | |
|---|---|---|---|---|
| Balance Inquiry | Free of Charge | |||
| Rupiah Transfer | LLG/SKN | 2.000 | 2.000 | 1.000 |
| RTGS |
|
|
||
| BI-FAST | 2.500 | 2.500 | 2.500 | |
| Online | 6.500 | 6.500 | 6.500 | |
| Foreign Currency Transfer | Telex |
General Account: 50.000
Multicurrency: 100.000 |
100.000 | 75.000 |
| Provision Fee |
General Account: 0.125% of nominal amount (min. equivalent to USD 10, max. USD 150) Multicurrency: Free of Charge |
Free of Charge | Free of Charge | |
| Full Amount Fee |
AUD 30, CAD 25, CHF 15*, EUR 20, GBP 20, HKD 300, JPY 5,000 (up to transfer amount JPY 40 million) + 0.05% of the remaining transfer amount (transfer amount above JPY 40 million), NZD 45, SGD 25, USD 25, CNH/CNY 200 *Effective May 8, full amount fee for CHF changes to CHF 20 |
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Several transaction flows you can choose when using OCBC API
OCBC Connect adopts the SNAP standard for all its API services, which include:
According to Bank Indonesia’s regulations, Open API has been standardized using SNAP, and OCBC Connect follows the SNAP standard, which simplifies the integration process. Some adjustments are still required due to differences in data for each transaction type.
The pricing scheme for OCBC Connect generally uses either a subscription fee or a per-hit fee model, where we can offer competitive pricing to support your business needs.
Currently, detailed information about API services (Technical Documents) will be shared with you after the OCBC sales team receives the signed NDA document.
