Giro Business Smart

Required Documents	Individual	Corporate
Account Opening Application Form
Terms and Conditions
Business Smart or Business Signature Account Opening Statement Letter
ID Card (KTP/SIM)
Passport + Residence Permit Card (KIMS/KITAS)
NPWP
Establishment Deed	-
SK Amandement Deed (if any)	-
Ministry of Justice Decree (SK Menkumham)	-
Business License (SIUP)	-
Company Registration Certificate (TDP) / (Foundation Registration Certificate (TDY) - for Foundation)	-
Certificate of Business Domicile (SK Domisili)	-
Permission from the competent authority	-

Fee	Jumlah	Unit
Administration fee	IDR 30,000.-	per month
Fall below fee	Free	per month
Non-OCBC ATM balance inquiry fee	IDR 4,500.-	per inquiry
Non-OCBC ATM withdrawal fee	IDR 8,000.-	per withdrawal
Interbank transfer fee	IDR 6,500.-	per online transfer
	IDR 2,000.-	per LLG (Internet/Mobile/OCBC Business)
	IDR 2,900.-	per LLG (Over the counter)
	IDR 25,000.-	per RTGS (Internet/Mobile/OCBC Business < 14:00 WIB)
	IDR 30,000.-	per RTGS (Over the counter)
	IDR 2,500.-	per BI-FAST
Remittance fee	IDR 100,000.-	per TT
Chequebook order fee	IDR 275,000.-	per book
Card replacement fee	IDR 20,000.-	per replacement
Stamp duty fee	IDR 10,000.-	per stamp
Account closure fee	IDR 100,000.-
Dormant account fee	IDR 100,000.-	per month

Notes

The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024
The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024
The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023

*The costs do not include 11% VAT