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Earn Poinseru in every banking activity with OCBC and redeem it with various interesting products at Raih.id to support your lifestyle.
Poinseru is a reward unit at OCBC. Customers will get Poinseru by doing OCBC banking activities, where 1 Poinseru is equal to Rp20.
Raih.id is a loyalty platform provided for loyal customers of OCBC to exchange Poinseru with various attractive products ranging from e-vouchers, e-wallets, selected products to miles.
Join Nyala with minimum Nyala Basic or Premier Banking, do your banking with OCBC! From saving to shopping, you can earn Poinseru. The more banking activities you do, the more points you earn. Banking activities that can earn Poinseru:
Valid as of 1 January 2025*
| Activity | Poinseru |
|---|---|
|
6x transactions accumulation of Rp500.000,- with the obligation to make combination of transactions, with a minimum 1x transaction for each payment activity as follows: • Transactions with OCBC Debit Cards, whether physical or online (Virtual Debit Card), not apply to transactions via ATM;
• QRIS transactions via OCBC mobile;
• Transactions in the OCBC Mobile Pay & Purchase feature (electricity bills, credit or other bills).
|
Get 1.250 Poinseru/Month |
|
Get 2.500 Poinseru/Month Valid for customers Nyala Master or Premier customer. |
*The program period valid 1 January - 30 June 2025.
| Activity | Poinseru |
|---|---|
|
Average Daily Balance 1 month min. IDR 1 million Multiples apply The following is a list of TAKA products that get Poinseru:
|
Min. 50 Poinseru/Month/Customer |
| Max. 2,500 Poinseru/Month/Customer |
Valid for 360 (Community) Marks, 360 Plus Marks (Digital, Community, Private Banking, ON Employees), and ON Employee Marks with Rupiah currency that are non-hold.
| Activity | Poinseru |
|---|---|
| Monthly Deposit min. IDR100.000 with min. tenor/target time 12 months Multiples apply | Min. 40 Poinseru/Month/Customer |
| Max. 400 Poinseru/Month/Customer |
| Activity | Poinseru |
|---|---|
| Every retail Transactions using OCBC Platinum Credit Card worth IDR10,000 (multiplication applies) | 1 Poinseru (multiplication applies) |
| Activity | Poinseru |
|---|---|
| SHR (average daily balance) according to the above provisions per multiple of IDR100,000. SHR min in 1 month above IDR1 Million. Valid for IB Wadiah Savings only. |
Poinseru Calculation in 1 Month:
|
The amount of Poinseru is listed on the main page of OCBC mobile or visit Raih.id, log in with the OCBC mobile Username and Password. The Poinseru amount is listed on the top left of the Raih.id website page
There are various rewards at Raih.id that can be redeemed with Poinseru, ranging from e-vouchers, e-wallets, selected products to miles.
Vouchers or gifts from various categories that you can get by redeeming your Poinseru
Hype Program:
You can redeem 500 Poinseru to be exchanged with:
Enter Raih.id via OCBC mobile or and Login using the IB/MB User ID and Password via the Mobile Web
Select the desired Voucher
Click the filter button or category menu option to be able to see other voucher options
Click Raih Sekarang on the selected voucher
In the Terms and Conditions, click on the checkbox that you have read then select Tukar Sekarang.
Make sure your transaction is correct
Enter 6 digit OCBC mobile transaction pin
Check your email to get the receipt of transaction
