Invite Friends to Join Nyala, Get Cashback Up To Millions of Rupiah!

May 2024

Invite Your Friends to Open NYALA via OCBC mobile/Website, Cashback up to Millions of Rupiah!

How to Join Refer a Friend Program

  1. Via Website
    • Go to
    • Login to Internet Banking
    • Click "Customer Service" then "Refer a Friend"
    • Enter personal data of your relative or family that you are referring to
    • Then click "OK" to save the data
  2. Via OCBC mobile*
    • Login to OCBC mobile
    • Select the "Refer a Friend" menu
    • Click "Invite My Friends"
    • Then share the link to your relatives or family through your social media

*)This option only applies to Referrals who have never downloaded OCBC mobile from any channel

Detail info:

Terms and Conditions:

  1. The Referral must be a new customer who join OCBC bank with fresh fund
  2. Rewards will be credited if the referral has successfully joined the services and placed funds no later than the end of the following month since account opening with the following calculation:
    Services Min.Combined Balance Cashback
    Nyala IDR 1,000,000 IDR 50,000
    IDR 25,000,000 IDR 150,000
    Nyala Bisnis/ Nyala Individu IDR 25,000,000 IDR 150,000
    Premier Banking IDR 500,000,000 IDR 500,000
  3. Rewards are given in the form of cashback for Sharia (upfront profit sharing) and the net Reward amount will be credited to the account.
  4. Reward will be credited to the Customer’s Tanda 360 Plus & Mudharabah iB Savings account no later than the 4th week of the following month.
  5. The terms and conditions of the program may change at any time and the changes will be informed by Bank OCBC to the Customer.

Reward Calculation Simulation

Customer A refers his/her relatives with the following details:

Customer A refers Customer B Customer C Customer D Customer E
Services Nyala* Nyala* Nyala Bisnis* Premier Banking
Join Date 06 June 2022 08 June 2022 13 June 2022 20 June 2022
Scheme Fulfillment Date 15 August 2022 22 August 2022 20 June 2022 23 June 2022
Total Combined Balance in the month of scheme fulfillment IDR 1,000,000 IDR 20,000,000 IDR 30,000,000 IDR 500,000,000
Reward - - IDR 150,000 IDR 500,000
Reward Credit - - 4th week of September 2022 4th week of September 2022

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