Refer a Friend join Nyala, special end of year!

24 Nov 2025 - 31 Dec 2025

Refer a Friend join Nyala, get extra cuan, special end of year!

Service chosen by the referral recipient Minimum fund placement Basic Reward Additional Reward** Total Reward For the Referrer Tanda Hadiah Cashback Reward for Referral
Nyala IDR 2 Million IDR 80K - IDR 80K -
IDR 10 Million - IDR 150K IDR 150K IDR 150K
IDR 25 Million IDR 150K IDR 100K IDR 250K IDR 350K
IDR 50 Million IDR 150K IDR 170K IDR 350K IDR 700K

*The additional reward only applies if the referral recipient opens Tanda Hadiah Cashback product via OCBC mobile, tenor 6 months.

Terms & Conditions

  • The program does not apply to OCBC Bank Staff with Seller or Operations functions at branches.
  • Terms of the Referrer and Referral:
    Terms of Referrer
    Terms of Referral
    • Referrer is required to share referral code to the Referee by selecting one of the channels below to participate in Refer a Friend program:
      • If via OCBC mobile, then share referral code to the Referral; or
      • If via internet banking, then Referrer is required to fill in the Referral of name and phone number (max data filling 1 month after opening account) If there is a discrepancey in data between Referrer entered via Internet Banking, the Referrer is not eligible to receive the reward.
    • Referrer is must have joined Nyala/Premier Banking services.
    • Participant negligence in entering referral code causes reward to not be credited.
    • Refer a Friend reward will be calculated after the Referral place fund in acordance with the program scheme table above max. 1 month after Referral open an account.
    • Refereer account must be in active and not blocked/restricted for whatsoever reasons at the time payment of the program reward is made by Bank.
    • Rewards will be credited no later than 4th week of the following month to Referrer Tanda 360 Plus IDR account after the above requiredments are met.
    • Referrer represents and warrants that it has obtained the consent of the Referral for its personal data to be provided to OCBC for participation in the program and to be contacted by OCBC, and guarantees to release OCBC from all risks, demands, lawsuits and other legal remedies against OCBC related to or arising from the disclosure of the Referral personal data to OCBC.
    • Referral is required to open account via OCBC mobile or branch.
    • Referral is required to fill in the referral code based on the channel used:
      • If via OCBC mobile, then fill in the referral code in the referral code field; or
      • If via Branch, make sure the phone number entered by Referrer in Internet Banking is the same as the one entered in Bank system when the Referral open an account.
    • The Referral is required to place funds placement originate from other bank (Fresh Fund) and cannot be transferred from other OCBC accounts. No later than the end of the following month from the month of account opening.
    • The value of Referral fund placement calculated is the total balance of the combined funds.
  • The Referrer will only recive max reward 5 Customers Referral per year.
  • Reward is only valid if the referrer and the referee have met the terms and conditions of the program.
  • The additional reward only applies if the referral recipient opens the Tanda Hadiah Cashback product via OCBC mobile with a 6-month tenor and placement as per the table above.
  • OCBC at its discretion and consideration, has the right to suspend or cancel the reward if there is an indication of fraud, impropriety or violation of these terms and conditions or is included in the Bank's fraud list.
  • For further information, contact Tanya ICBC 1500-999 or visit the OCBC website at https://www.ocbc.id/id/hubungi-kami
  • The Terms and Conditions of this Program have been adjusted in accordance with the provisions of statutory regulations, including the regulations of the Financial Services Authority (OJK).
  • OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.

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