Open NYALA | OCBC with Promo Code NYALA1JT, Get Cashback up to IDR 1 Mio!

NYALACUAN#1

The higher your first Tanda 360 Plus savings fund the more CUAN up to IDR 350K

If followed by opening a Young Nyala Savings Account and Top Up Funds with a minimum of IDR.250.000;

Terms and Conditions NYALACUAN#1:

• The Customer is required to open an account through OCBC mobile independently and does not apply if the Customers opens an account at OCBC brand and/or is guided by sales at the branch.
• Open a new account via OCBC mobile app or onboarding.ocbc.id website
• Choose NYALA service that you need
• Input promo code “NYALA1JT'
• Follow all the account opening steps including video verification
• Only valid for Tanda 360 Plus savings fund placement made in the same month as the account opening date.
• Choose the amount of Tanda 360 Plus saving placement from 3 options above and must be maintained for 30 days from the date of placement funds.
• Saving fund placement must be fresh fund. no book-entry from other Bank OCBC accounts.
• Name of the account owner of the source of initial deposit funds must match the name registered in the OCBC system. Fund transfers through third-party fund transfer applications and e-wallets (examples: Flip. OVO. Gopay) cause the source of funds cannot be verified and may cause customers to be ineligible to receive rewards.
• Yay! Cashback will be credited to your account on the 3^rd week of the following 2 months
  The cashback program for Nov 2025 will be credited to the customer's account no later than the 3rd week of Jan 2026

Customer has to participate in #NYALACUAN1 program to be eligible to join #NYALACUAN2 & #NYALACUAN3 program

NYALACUAN#2

Get additional cashback up to IDR 350K for every new product opening. The more placements. the bigger the prize you’ll get!

^*) TAKA Bunga product must allowed to receive Debit Card Cashback
^**) Cashback 20% from Debit Card transaction on e-commerce

Term and Conditions NYALACUAN#2:

• Customer can only get a 1x product opening reward with the same product type (example: If Customer open 2 Deposit products then only 1 product will be counted)
• Maximum cashback at IDR 350K could be obtained if Customer place TAKA at IDR 10 million. Deposit at IDR 10 million. Government Bonds at IDR 10 million. Mutual Fund at IDR 10 million. and Gold Saving Funds at IDR 10 million
• Valid for product purchase using fresh funds other than the funds used to get NYALACUAN#1 scheme prize
• Yay! Cashback will be credited to your account at the latest on 3^rd week of the following 2 months
  The Nov 2025 Cashback program will be credited to your account at the latest W3 Jan 2026

NYALACUAN#3

Customers are required to participate in the NYALACUAN#1 programs

Let’s do transaction via OCBC Mobile. Get in Additional Cashback up to IDR 100 Mio/Month

^*valid for the first 3 months

Terms and Conditions NYALACUAN#3 Program:

• Transactions on OCBC mobile must be made 30 days after the account opening process is successful.
• Cashback will be given on the 30th/31st of the following month after the account opening process is successful.
• Customers are required to participate in the NYALACUAN#1 program first to be able to participate in NYALACUAN#3. After the payment/purchase transaction through OCBC Mobile is made. please ensure that the funds remain sufficient in accordance with the requirements of the NYALACUAN#1 program. Valid purchase payment transactions are e-money/e-wallet/credit top up transactions. bill payments. and transactions via OCBC mobile QRIS

General Terms and Conditions NYALA1JT:

• Customer must use promo code NYALA!JT
• The Customer is required to open an account through OCBC mobile independently and does not apply if the Customers opens an account at OCBC brand and/or is guided by sales at the branch.
• Prizes will be given in the form of cashback to the Customer’s Tanda 360 Plus IDR account
• Cannot be combined with other promos
• Only 1 (one) device / cellphone is allowed to take part in this program.
• Promo is given based on transaction data owned by OCBC and all decision are final binding
• Promo and period can change without notice
• BANK has the right not to process the provision of Cashback to customers who based on OCBC's assessment are indicated to have committed fraud on account opening and/or are included in the BANK OCBC fraud list.
• BANK has the right to change the terms of the promotion program which will be notified by OCBC in any form and through any media means.

Apply Nyala Credit Card at OCBC mobile & do Online Transaction

Cashback 10% + 10% for online transactions anywhere throughout the year up to IDR200.000 per billing statement^*
*Effective billing December 2024

Terms and Conditions Program:

• The amount of cashback given is according to the tiering below:

  Retail Minimum Transaction	Online Transaction		Additional Cashback for Subscription		Transactions Maximal Cashback per Billing Statement
  	Cashback	Mazimum cashback	Cashback	Mazimum cashback
  IDR2.5 – 5 million	3%	IDR50.000	3%	IDR50.000	IDR100.000
  >IDR5 million	10%	IDR100.000	10%	IDR100.000	IDR200.000

• Make any retail transaction (either online and/or offline) with a minimum transaction accumulation of IDR 2.5 million in one billing period.
• Get cashback up to 10% with a maximum of IDR100.000 for online transactions per billing period.
• Get additional cashback up to 10% (maximum IDR100.000 per billing period) by making subscription transactions on Netflix. Spotify. Amazon Prime Video. HBO Go. Vidio. Disney Hotstar. and iQiyi. Subscription transactions for these applications through other platforms such as Google Play or Apple AppStore are not counted as subscription transactions that will get additional cashback.
• Additional cashback is only given to cardholders who make a minimum retail transaction of IDR2.5 million in 1 (one) billing period.
• Transactions that will not be counted either to get cashback or retail transaction accumulation are as follows:
  • Payment of Perusahaan Listrik Negara (PLN)
  • Payment of Perusahaan Air Minum (PAM)
  • Online Tax
  • Bea Cukai
  • Payment of BPJS. and
  • Payment of other government agencies through e-commerce platforms
• Cashback will be credited to the credit card in the next billing period.
• The Bank in accordance with the bank's policy and/or analysis may refuse to provide or withdraw Cashback if there is an indication of fraud committed in the use of this program.

Note: PT Bank OCBC NISP Tbk. (“OCBC”) has the right and authority to change. add and/or reduce the provisions in these Terms and Conditions by written notification at the Bank OCBC office or other media determined by Bank OCBC taking into account the provisions and laws and regulations. valid invitation. These Terms and Conditions are an integral and inseparable part of the General Credit Card Terms and Conditions.

FREE ANNUAL FEE

The second year and so on are free annual fees if the total main card and additional cards minimum transactions of IDR 40 million in the previous 1 year or Main Card to become a Pro Nyala Customer (AUM >= IDR 25 Million)

0% INSTALLMENT

All transaction can be changed to 0% installment 3 months without transaction or 0.5% up to 36 months via OCBC mobile.
The flow:

• Login into OCBC mobile Application
• On the ‘Loan’ tab. choose your Credit Card type
• Click ‘Convert to installment’ on the respective transaction
• Choose the Instalment and tenure that you want. then click ‘Continue’
• Input ‘Transaction PIN’
• Your Installment request has been successfully submitted. Confirmation will be sent through Email.

Let’s Invite your friends to join Nyala & get additional rewards up to IDR180K!

Join the Refer a Friend program and earn rewards! Invite your friends to join OCBC as Nyala or Premier Banking customers and place funds according to the table below:

Terms & Conditions

• The program does not apply to OCBC Staff with Seller or Operations function at branches.
• Terms of the Refferrer and Referral: Refer a friend to join Nyala!
• The Referrer will only recive max reward 5 Customers Referral per year.
• Reward is only valid if the referrer and the referee have met the terms and conditions of the program.
• OCBC at its discretion and consideration, has the right to suspend or cancel the reward if there is an indication of fraud, impropriety or violation of these terms and conditions or is included in the Bank's fraud list..
• For further information, contact Tanya ICBC 1500-999 or visit the OCBC website at https://www.ocbc.id//hubungi-kami
• The Terms and Conditions of this Program have been adjusted in accordance with the provisions of statutory regulations, including the regulations of the Financial Services Authority (OJK).
• OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.
• Periode Program : 1 - 30 November 2025

Special Rate Time Deposit Up To 3.75%

1. Limited Quota (1Customer can use only 1 promo code per category per currency)
   Example: Customer A already used promo code NTB when placement IDR Currency:
   • Customer A can not use promo code NTB for 2nd placement TD IDR Currency
   • Customer A can use promo code NTB for placement TD USD currency
   • Customer A can use promo code Birthday for placement TD in IDR & USD cureency (if eligible)
2. Valid for customer who registered in Nyala & Premier services
3. Program period 1 - 31 December 2025

Join NYALA | OCBC Now!