Welcome Bonus 13.000 Travel Miles

Welcome Bonus 13,000 Travel Miles for OCBC 90°N Credit Card

1. Program Cashback 75% Up to IDR 225.000

   • The customer is entitled to a 75% cashback per month for 3 consecutive months calculated from an approved credit card with a maximum cashback of IDR 75,000 per month, or a total of IDR 225,000 for 3 months.
   • Minimum transaction accumulation of IDR 100 thousand per month
   • Program applies to Titanium Credit Cards. 
   • Cashback will be credited up to 30HK after the shopping period
   • If 1 customer submits/apply more than 1 type of main credit card, the cashback will be given only on 1 credit card
   • The following is an illustrative example of cashback that customers can get:

   Periode	Kartu Disetujui	Bulan 1	Bulan 2	Bulan 3	Total
   	12 Mar 2024	12 Apr 2024	12 May 2024	12 June 2024
   Ilustrasi 1	Akumulasi Belanja	150.000	100.000	250.000
   	Cashback	75.000	75.000	75.000	225.000
   Ilustrasi 2	Akumulasi Belanja	45.000	100.000	70.000
   	Cashback	0	75.000	0	75.000




2. Welcome Bonus 13,000 Travel Miles for OCBC 90°N Credit Card

   • Program Period: 1 July – 31 December 2025
   • Welcome Bonus 13,000 Travel Miles is only given for 90°N Main Credit Card
   • The Welcome Bonus program is valid for:
     1. Customers who have never had an OCBC 90°N Main Credit Card
     2. Customers who have had other OCBC Credit Cards*
     3. Customers who have an Additional 90°N Credit Card*
     Note:
     * If the Credit Card ownership in points 2 & 3 is in the following conditions:
     • Already closed when the 90°N Main Credit Card was approved, or
     • Never been activated when the 90°N Main Credit Card was approved, or
     • Already activated but never used for transactions when the 90°N Main Credit Card was approved
   • The Welcome Bonus program does not apply to Customers who have previously owned a 90°N Credit Card Previous 90°N Main Credit, even if it has been closed when the new 90°N Main Credit Card is approved
   • 90N Credit Card must be activated within 2 months from approval. For example, a 90N Credit Card is approved on 15 January 2025, then the 90°N Credit Card must be activated by 15 March 2025 at the latest.
   • The Transaction Period is 3 months from the date the 90°N Credit Card is activated
   • Customers are required to make a minimum transaction of IDR40,000,000 during the transaction period with a minimum transaction per month of IDR10,000,000
     Simulation example:
     Date the 90°N Credit Card was approved: 15 January 2025
     Date the 90°N Credit Card was activated: 15 March 2025
     Then the transaction period is 15 March 2025 to 14 June 2025, with details:

     Card Activated 15 Mar’25	Month-1 15 Mar’25 - 14 Apr'25	Month-2 15 Apr'25 - 14 Mei'25	Month-3 15 Mei'25 - 14 Jun'25	Accumulation 15 Mar’25 - 14 Jun'25
     Min Trx	IDR 18,000,000	IDR 12,000,000	IDR 10,000,000	IDR 40,000,000

   
   
   • To get the Welcome Bonus, Customers must make a claim via SMS to 86477 using the cellphone number registered in the Bank system, the claim must be made at the end of the 3rd month since the 90N Credit Card was activated, with the format:
     OCBC(space)BONUS90N(space)last 4 digits of the credit card number
     Example:
     

     Description	Date & Format
     90’°N Credit Card Activation Date	5 Mar’25
     Maximum date for SMS claim	30 Jun’25
     SMS claim format	OCBC BONUS90N 1234

     
     Make sure the Customer gets a reply message regarding the Welcome Bonus program from 86477. If there is no reply, the Customer can immediately contact TANYA OCBC at 1500-999.
   • The calculation of Travel Miles that can be obtained by the Customer by transacting IDR40,000,000 is as follows:

     Description	Travel Miles (TM) Earnings
     Product Features (Every Domestic Transaction of Rp10,000 = 1 Travel Miles)	4000 TM
     Bonus Travel Miles	13.000 TM
     Total Travel Miles	17.000 TM*

     
     *17.000 Travel Miles = 17.000 KrisFlyer
     
     1. Exchange rate of 17,000 Krisflyer = 1 Ticket from Jakarta to Singapore (Round Trip, Economy Class - Saver) using Singapore Airlines
     2. Exchange from Travel Miles to Krisflyer can be done through Raih.id which can be accessed via browser or OCBC mobile application 
   • The transactions taken into account are the combined total of shopping transactions from the 90°N Main Credit Card and the 90°N Additional Credit Card that have been recorded in the Bank's system at the time the calculation is made.
   • Types of transactions that are not included in this program include the following transactions:
     • Cash Advance and Loan on Phone (LOP) transactions;
     • All fees related to Credit Cards;
     • Current installment transactions;
     • Disclaimer transactions, double postings, canceled transactions, and routine payments.
   • Welcome Bonus akan diberikan maksimal di akhir bulan ke-4 dari tanggal Kartu Kredit diaktivasi
     Example:
     Credit Card Activation Date: 15 March 2025
     Maximum Welcome Bonus issuance date: 31 July 2025
   • When crediting the Welcome Bonus, make sure the credit card status is active and not in arrears.
   • The Welcome Bonus program does not apply to KPR segment bundling
   • The Bank has the right to cancel the provision of the Welcome Bonus if there is an indication of fraud.

General Terms and Conditions

1. For further information, please contact TANYA OCBC at 1500-999 / +62-21-26506300 (from overseas) or the website www.ocbc.id regarding the Program.
2. The general terms and conditions of the Activation and Welcome Bonus Program (“Terms and Conditions”) have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations.
3. OCBC never asks for the PIN, OTP, user ID, Password and CVV of Customer Credit/ATM Cards for any reason through any means including telephone or links. Protect your personal banking data information. If Customers find anything suspicious, immediately contact TANYA OCBC at 1500-999 / +62-21-26506300 (from overseas) or email: tanya@ocbc.id
4. OCBC, based on its policies and considerations, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these Terms and Conditions.
5. OCBC has the right and authority to change, add and/or reduce these Terms and Conditions with notification through media deemed good by OCBC by considering the provisions and regulations of applicable laws and regulations.
6. PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority & Bank Indonesia, and is a participant in the LPS guarantee.