Join Nyala get cashback up to IDR 1,028 Million

Join Nyala, and get the reward!

Register Nyala by visiting the nearest PT Bank OCBC NISP Tbk (”OCBC”) branch or via OCBC mobile.

1. New Customer Scheme - Nyala bundling with Regular Saving Plan (TAKA)

   Total Combined Fund Balance	Total Combined Fund Balance Reward (A)	TAKA Bunga* tenor 12 months Placement	20% Cashback on Debit Card Transaction** (B)	Total Reward (A+B)
   IDR 2.000.000	IDR 80.000	IDR 10.000.000 (target fund)	Up to IDR 300.000	Up to IDR 380.000
   IDR 25.000.000	IDR 180.000			Up to IDR 480.000

   *)Participation in TAKA product is mandatory to receive Debit Card cashback

   **)20% cashback from the Debit Card transaction amount on e-commerce



2. New Customer Scheme - Bundling Program with Tanda Hadiah Cashback

   Total Combined Fund Balance	Total Combined Fund Balance Reward (A)	Tanda Hadiah Cashback* tenor 6 months Placement Program	Cashback Amount from Tanda Hadiah Program (B)	20% Cashback on Debit Card Transaction** (C)	Total Reward (A+B+C)
   IDR 2.000.000	IDR 80.000	-	-	-	IDR 80.000
   IDR 25.000.000	IDR 180.000	IDR 10.000.000	IDR 140.000	Up to IDR 300.000	Up to IDR 620.000
   IDR 25.000.000	IDR 180.000	IDR 25.000.000	IDR 350.000		Up to IDR 830.000
   IDR 50.000.000	IDR 280.000	IDR 50.000.000	IDR 700.000		Up to IDR 1.280.000
   IDR 100.000.000	IDR 280.000	IDR 100.000.000	IDR 1.400.000		Up to IDR 1.980.000
   IDR 200.000.000	IDR 380.000	IDR 200.000.000	IDR 2.800.000		Up to IDR 3.480.000

   *)Participation in Tanda Hadiah Cashback product is mandatory to receive Debit Card cashback

   **)20% cashback from the Debit Card transaction amount on e-commerce



3. Also get additional cashback by placing new products* up to IDR 540,000 (max. 3 products).

   Placement	Reward Cashback (Net)
   New product placement min. IDR 10 Miilion	IDR 80,000 / Product
   New product placement min. IDR 100 Miilion	IDR 180,000 / Product

   ^{*Reward for new product only applicable for minimum total combined fund IDR 25 Million.}
   
   

   Choice of products included in the Nyala Banyak Cuan Program (“Program”):

   No	Product	Information
   1	Time Deposit	Min. IDR10 Million, tenor min. 3 months
   2	Current Account	Average daily balance min. IDR10 Million. If the Customer meet the criteria in the first month, reward will be paid at the end of second month.
   3	Bonds	Min. IDR10 Million
   4	Mutual Fund (not included Mutual Fund Futures and Money Market Fund)	Min. IDR10 Million
   5	RDN	Min. IDR5 Million
   6	Credit Card	Credit Card with an active status up to the 3rd month since account opening
   7	Gold Savings	Min. IDR10 Million. If the Customer meet the criteria in the first month, reward will be paid at the end of second month.

4. Make transaction via OCBC mobile and OCBC Debit Card, get reward up to IDR 36,000/month**

   Type of Transaction	Reward (not applied to multiples)
   Transaction with OCBC Debit Card min. IDR 100K (transaction on merchant online / offline)	IDR 18,000
   Top Up and Pay via OCBC mobile min. IDR 100K (not included top up e-money)	IDR 18,000

   ** Reward for transaction only applicable for minimum total fund IDR 25 Million and valid for 3 months form the account opening month.

Terms & Conditions Nyala Banyak Cuan Program:

1. Valid for:
   • New Customers, OR
   • Existing Customers provided that as of December 31, 2024, all OCBC accounts have been closed and they do not hold any other products except for OCBC Credit Cards.
2. Customers must enter NEA25 promo code while open an account.
3. Customers must be registered to Nyala or Nyala Payroll services (not applicable for Nyala Bisnis).
4. Funds and product placement must originating from other bank (Fresh Funds) and cannot be transferred from other OCBC accounts.
   Example: Customer join with total combined fund balance IDR 2 Million and fund placement IDR 1 Million from other bank and overbooking IDR 1 Million. Therefore, Customer is not eligible because the funds are not fresh funds.
5. Fulfillment of general requirements including promo code, fresh fund and total combined fund balance must be performed at the latest within the end of 2nd month since account opening.
   Specifically for November, if in the first month Customer has fulfilled the Combined Total Balance, then Combined Total Balance reward will be paid immediately without waiting until the end of the second month. Crediting will be no later than the 4th week of January 2026.
6. Reward for total combined fund balance placement does not apply to multiples.
7. Fulfilment of new product placement requirement must be performed at the latest within the end of the 3rd month since account opening.
8. Reward for new product placement is only valid for total combined fund balance min. IDR 25 Million and applies to max. products.
9. Fulfilment od transaction requirement can be done until at the end of the 3rd month since account opening and only applies for min. total combined fund balance IDR 25 Million during transaction month.
10. 10. The Program Reward (cashback) will be credited to the customer’s account no later than 30/31 of the fourth month after account opening with the following crediting details.
    Specifically for the Gold Savings product, product rewards will be credited in the form of a Gold Savings balance. 
    Example: If a customer opens an account in November 2025, the fulfilment of total combined fund balance must be performed within the end of December 2025 and new product placement must be performed within the end of Januari 2026. Cashback will be credited within the 4^th week of February 2026.
11. Customers must ensure that the account is active and not blocked/restricted for any reasons at the time the payment of the program reward is credited by the Bank. If at the of reward payment the account status is not active or is blocked, the payment will be made in the 4th week of the following month.
12. Each Customer is allowed only 1 (one) New Customer program.
13. This program cannot be combined with other new customer programs.
14. OCBC has the right to not processing/cancelling the provision of cashback to Customers who, based on OCBC’s assessment, are indicated to have committed fraud on account opening and/or included in OCBC’s fraud list.
15. For further information, contact Tanya ICBC 1500-999 or visit the OCBC website at www.ocbc.id
16. The Terms and Conditions of this Program have been adjusted in accordance with the provisions of statutory regulations, including the regulations of the Financial Services Authority (OJK).
17. OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.


5. Get exclusive merchandise with open Tanda Junior by Young Nyala.

   Nyala	Nyala Reward	Tanda Junior by Young Nyala	Reward
   Joining the Nyala acquisition program	Cashback up to IDR1.028.000	IDR 5 Million	Tote Bag / Bag Charm / Welcome Package

   Note: Bag Charm / Welcome Package is subject to availability (limited stock) at the Nyala branch / booth listed in here

   Further information: web.ocbc.id/promoyoungnyala

6. Get more merchandise by Open Tanda Hadiah Cashback extra gimmick Disney & Marvel and Tanda Junior for Young Nyala get Zootopia Tumblr, Backpack/Suitcase Disney & Marverl edition. Further information: web.ocbc.id/hadiahanak

PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance CoIDR oration (LPS)