USD savings Bonus Interest up to 3%p.a

USD savings Bonus Interest up to 3%p.a for OCBC Premier Banking Customers

Launch Date: 7 June 2024

TOP UP BALANCE PROGRAM – USD BONUS INTEREST RATE
Premier Banking Existing Customer Only
(Registered as OCBC Customers ≤ May 31st,2024)

USD Bonus Interest Rate Program Terms & Conditions:

1. Only applied for Premier Banking customer.
2. USD Bonus Interest Rate applied only for additional fund above the average balance of USD savings in 1 (one) customers.

USD Bonus Interest Scheme

1. Calculation of bonus interest rate based on growth in the average balance of conventional USD Savings per month in 1 (one) CIF Customer
2. Bonus Interest rate scheme according to tiering :

Tier	Average balance growth* (USD)	Bonus Interest Rate (% gross p.a.)
0	< 1,000	-
1	≥ 1,000 - < 10,000	1,00%
2	≥ 10,000 - < 100,000	2,00%
3	≥ 100,000 - ≤ 1,000,000	3,00%

*The maximum increase in average balance calculated for bonus interest is capped at USD 1.000.000 per customer.

3. Basis calculation (baseline) for average balance of savings in USD currency in 1 (one) CIF Customer at May, 2024 (average balance: May 1st – 31st, 2024).
4. Only applied for fresh funds in the total growth of funds.
5. Savings balances that are taken into account are conventional savings in USD currency and accounts in active status (for multicurrency accounts only USD balances are taken into account). USD Bonus Interest Program not applied for on-hold balance, TAKA USD, and RDN-USD
3. Customer must have a Multicurrency Savings account* in active status, to get the bonus interest. If the customer has more than one Multicurrency Savings account*, one of them will be selected as the bonus interest crediting account.

*Multicurrency Savings Product Name:

• Tanda 360 Plus
• Tanda 360 Plus Digital
• Tanda 360 Plus Komunitas
• Tanda 360 Plus Private Banking
• Tanda 360 Plus Karyawan
4. Program is only valid for USD conventional savings excluding sharia savings/current accounts.
5. Customers still get savings interest (counter rate) from the Savings account according to the applicable counter interest rate provisions.
6. Customer does not get the bonus interest, if:
1. The Customer quit from the Premier Banking Service at the end of the current month, then the USD Bonus Interest Rate program will not applied/ineligible.
2. Customer does not have a Multicurrency Savings account* to credit bonus interest;
3. Multicurrency Savings Account is not in active status.
7. Bonus interest is credited maximum at the end of the following month (M+1).
   Example: Mrs. Reni tops up funds and is eligible to get bonus interest on the average balance in June 2024. Then Mrs. Reni will get the bonus interest credited to her savings account maximum at the end of July 2024, etc.
8. Illustration of calculation to get the USD Bonus Interest Rate:

Click Here

9. The Bank, based on its policy and discretion, has the right to suspend or cancel the provision of rewards if there are indications of fraud, irregularities or violations of these Terms and Conditions.
10. The Bank has the right and authority to change, add and/or reduce these Terms and Conditions by notification through media deemed good by the Bank by taking into account the applicable laws and regulations.
11. For more information, please visit the nearest branch or contact TANYA OCBC 1500-999.

TOP UP BALANCE PROGRAM - USD BONUS INTEREST RATE
For Premier Banking New Customer - NTB/New to bank
(account opening starting June 1st, 2024)

USD Bonus Interest Rate Program Terms & Conditions:

1. Only applied for Premier Banking customer.
2. USD Bonus Interest applied only for additional fund above the average balance of USD Savings in 1 (one) Customer's CIF.

USD Bonus Interest Scheme

1. Calculation of bonus interest rate based on growth in the average balance of conventional USD Savings per month in 1 (one) CIF Customer
2. Bonus Interest scheme according to tiering:

Tier	Average Balance Growth* (USD)	Bonus Interest rate (% gross p.a.)
0	< 1,000	-
1	≥ 1,000 - < 10,000	1,00%
2	≥ 10,000 - < 100,000	2,00%
3	≥ 100,000 - ≤ 1,000,000	3,00%

*The maximum increase in the average balance calculated for bonus interest is capped at USD 1.000.000 per Customer.

3. Program applies to new Customer (M+2 months since joining as OCBC Customer)
4. Basis calculation (baseline) for average balance of savings in USD currency in 1 (one) CIF Customer at Month+1 (M+1) after customer join OCBC.
   Illustration of the basic calculation (baseline) for new customers/NTB :
 
5. Only applied for fresh funds for the total growth of funds.
6. Savings balances that are taken into account are conventional savings in USD currency and accounts in active status (for multicurrency accounts only USD balances are taken into account). USD Bonus interest program not applied for on-hold balance, TAKA USD, and RDN-USD
3. Customer must have a Multicurrency Savings account* in active status, to get the bonus interest. If the customer has more than one Multicurrency Savings account*, one of them will be selected as the bonus interest crediting account.

*Multicurrency Savings Product Name:

• Tanda 360 Plus
• Tanda 360 Plus Digital
• Tanda 360 Plus Komunitas
• Tanda 360 Plus Private Banking
• Tanda 360 Plus Karyawan
4. Program is only valid for USD conventional savings excluding sharia savings/current accounts.
5. Customers still get savings interest (counter rate) from the Savings account according to the applicable counter interest rate provisions.
6. Customer does not get the bonus interest, if:
1. The Customer quit from the Premier Banking Service at the end of the current month, then the USD Bonus Interest Rate program will not applied/ineligible.
2. Customer does not have a Multicurrency Savings account* to credit bonus interest;
3. Multicurrency Savings Account is not in active status.
7. Bonus interest is credited maximum at the end of the following month (M+1).
   Example: Mrs. Reni tops up funds and is eligible to get bonus interest on the average balance in June 2024. Then Mrs. Reni will get the bonus interest credited to her savings account maximum at the end of July 2024, etc.
8. Illustration of calculation to get the USD Bonus Interest Rate:

Click Here

9. The Bank, based on its policy and discretion, has the right to suspend or cancel the provision of rewards if there are indications of fraud, irregularities or violations of these Terms and Conditions.
10. The Bank has the right and authority to change, add and/or reduce these Terms and Conditions by notification through media deemed good by the Bank by taking into account the applicable laws and regulations.
11. For more information, please visit the nearest branch or contact TANYA OCBC 1500-999.