Young Nyala Program, Redeem Poinseru for Attractive Merchandise for Kids
Program Scheme Table
PROGRAM TERMS & CONDITIONS
A. Poinseru Collection Program
- Balance Growth in Tanda Junior Account for Young Nyala
- The Balance Growth scheme can be joined by customers of the Tanda Junior Account for Young Nyalawith Rupiah currency that has been opened for more than 2 months through the bank branches or OCBC mobile .
- The minimum nominal top up is IDR500.000 and the maximum is IDR2.000.000. The following is the simulation for the rewards scheme:
- There must be a balance increase compared to the previous month to get rewards.
- The maximum number of Poinseru obtained from Balance Growth in Tanda Junior Account for Young Nyala is calculated based on the maximum number of Poinseru that can be received by one Customer (Parent), not based on the number of Young Nyala accounts.
- The Customer (parent) must have joined the Nyala Service, OCBC Premier Banking, or OCBC Private Banking to participate in the Balance Growth scheme.
- TAKA products opening funded from the Tanda Junior for Young Nyala account
- The type of TAKA opened is TAKA Fixed Instalment or TAKA Bunga that is valid for the opening of the first or subsequent TAKA that is opened during the program period.
- The maximum number of Poinseru obtained from opening a TAKA Account is calculated based on the maximum number of Poinseru that can be received by one Customer (Parent), not based on the number of Young Nyala accounts.
- The Tanda Junior account for Young Nyala which will be a TAKA relation account can be opened through the branch office or OCBC mobile application, both before and during the program period.
- If the Customer closes the TAKA before the maturity period, the product penalty fee will be charged in accordance with applicable product regulations.
B. Poinseru Credit Mechanism:
- Eligible Customers will receive Poinseru rewards through the Customer’s (parent) registered email, 2 months after the activity is completed (first week of November 2025).
- Poinseru rewards can be redeemed for merchandise listed in Raih.id. Terms and conditions’ related rewards redemption can be views on Raih.id.
- Poinseru that has been redeemed or has expired cannot be returned, extended, or reused.
C. Merchandise Delivery Mechanism for Items Redeemed on Raih.id:
- Merchandise will be shipped to the address provided by the customer during the redemption process on Raih.id
- Shipping will be processed by 14 working days after the redemption of Poinseru in Raih.id.
- OCBC is not responsible for claims regarding product damage without supporting unboxing documentation.
- All complaints and inquiries related to Poinseru redemption must be submitted to OCBC through the 24-hour customer service at TANYA OCBC 1500-999 and/or email to tanya@ocbc.id.
GENERAL TERMS AND CONDITIONS
- Poinseru rewards earned through this program will be credited to the Customer (parent) Poinseru account.
- This program is only applicable for Tanda Junior IDR accounts for children below 17 years old.
- PT Bank OCBC NISP, Tbk (“OCBC”) based on its policies and considerations, has the right to suspend or cancel the awarding of Poinseru reward if there are indications of fraud, unfairness or violations of these terms and conditions.
- If the interest rate exceeds the guaranteed rate by the Indonesia Deposit Insurance Corporation (LPS), the deposit will not be covered by LPS.
- Customers acknowledge and agree that all forms of electronic consent (such as tick marks, OTPs, or any similar electronic actions) given via the OCBC mobile constitute valid, binding approval even without physical or digital signatures.
- OCBC has the right and authority to change, add and/or reduce these Terms and Conditions by notification through media deemed good by OCBC by considering the provisions and regulations of applicable laws and regulations.
- For further information, please contact TANYA OCBC 1500-999/your Relationship Manager/ +621-21-2503600 (from overseas); email tanya@ocbc.id or visit OCBC’s website https://www.ocbc.id/id/hubungi-kami.
- These terms and conditions comply with the applicable regulations issued by the Financial Services Authority (OJK) and/or Bank Indonesia.
- PT Bank OCBC NISP Tbk is licensed and supervised by OJK and Bank Indonesia and is a member of the LPS deposit guarantee scheme.
Don't have a Young Nyala account yet? Apply now. For more information, visit web.ocbc.id/promoyoungnyala
