Reactivate your account & get cashback up to IDR 3 Million

Transaction again with OCBC & get the reward!

• Valid for invited customers
• Follow the transaction activities below:

1. New Customer Scheme - Nyala bundling with Regular Saving Plan (TAKA)

   Total Combined Fund Balance	Total Combined Fund Balance Reward (A)	TAKA Bunga* tenor 12 months Placement	20% Cashback on Debit Card Transaction** (B)	Total Reward (A+B)
   IDR 2.000.000	IDR 80.000	IDR 10.000.000 (target fund)	Up to IDR 300.000	Up to IDR 380.000
   IDR 25.000.000	IDR 180.000			Up to IDR 480.000

   
   

   *)Participation in TAKA product is mandatory to receive Debit Card cashback

   **)20% cashback from the Debit Card transaction amount on e-commerce

2. New Customer Scheme - Bundling Program with Tanda Hadiah Cashback

   Total Combined Fund Balance	Total Combined Fund Balance Reward (A)	Tanda Hadiah Cashback* tenor 6 months Placement Program	Cashback Amount from Tanda Hadiah Program (B)	20% Cashback on Debit Card Transaction** (C)	Total Reward (A+B+C)
   IDR 2.000.000	IDR 80.000	-	-	-	IDR 80.000
   IDR 25.000.000	IDR 180.000	IDR 10.000.000	IDR 140.000	Up to IDR 300,000	Up to IDR 620.000
   IDR 25.000.000	IDR 180.000	IDR 25.000.000	IDR 350.000		Up to IDR 830.000
   IDR 50.000.000	IDR 280.000	IDR 50.000.000	IDR 700.000		Up to IDR 1.280.000
   IDR 100.000.000	IDR 280.000	IDR 100.000.000	IDR 1.400.000		Up to IDR 1.980.000
   IDR 200.000.000	IDR 380.000	IDR 200.000.000	IDR 2.800.000		Up to IDR 3.480.000

   
   

   *)Participation in Tanda Hadiah Cashback product is mandatory to receive Debit Card cashback

   **) 20% cashback from the Debit Card transaction amount on e-commerce

3. Also get additional cashback by placing new products* up to IDR 540,000 (max. 3 products).

   Placement	Reward Cashback (Net)
   New product placement min. IDR 10 Miilion	IDR 80,000 / Product
   New product placement min. IDR 100 Miilion	IDR 180,000 / Product

   *Reward for new product only applicable for minimum total combined fund IDR 25 Million

   
   

   Choice of products included in the Nyala Banyak Cuan Program (“Program”):

   No	Product	Information
   1	Time Deposit	Min. IDR10 Million, tenor min. 3 months
   2	Current Account	Average daily balance min. IDR10 Million. (If the Customer meet the criteria in the first month, reward will be paid at the end of second month.)
   3	Bonds	Min. IDR 10 Million
   4	Mutual Fund (not included Mutual Fund Futures and Money Market Fund)	Min. IDR 10 Million
   5	RDN	Min. IDR 5 Million
   6	Nyala Credit Card	Nyala Credit Card with an active status up to the 3rd month since account opening
   7	Gold Savings	Min. IDR 10 Million (If the Customer meet the criteria in the first month, reward will be paid at the end of second month.)

4. Make transaction via OCBC mobile and OCBC Debit Card, get reward up to IDR 36,000/month**

   Type of Transaction	Reward (not applied to multiples)
   Transaction with OCBC Debit Card min. IDR 100K (transaction on merchant online / offline)	IDR 18,000
   Pay and Purchase via OCBC mobile not included top up e-money min. IDR 100K	IDR 18,000

   
   

     ** Reward for transaction only applicable for minimum total fund IDR 25 Million and valid for 3 months form the account opening month.

Terms & Conditions Nyala Banyak Cuan Program:

1. Valid for invited Customer.
2. Customers must enter NEA25 promo code.while open an account.
3. Customer must registered Nyala or Nyala Payroll services (not applicable for Nyala Bisnis).
4. Funds and product placement must originate from other bank (Fresh Funds) and cannot be transferred from other OCBC accounts.
   Example: Customer join with total combined fund balance IDR 2 Million and fund placement IDR 1 Million from other bank and overbooking IDR 1 Million. Therefore, Customer is not eligible because the funds are not fresh funds.
5. Fulfillment of general requirements including promo code, fresh fund and total combined fund balance must be performed at the latest within the end of 2nd month since account opening

   Example: If the first month Customer has fulfilled the requirements for the Total Combined Balance, then Total Combined Balance reward will be paid immediately without waiting for the end of the second month..

6. Reward for total combined fund balance placement does not apply to multiples.
7. Fulfilment of new product placement requirement must be performed at the latest within the end of the 3rd month since account opening, max 3 products.

8. Reward for new product placement is only valid for total combined fund balance min. IDR 25 Million and applies to max. products.
9. Fulfilment of transaction requirement can be done until at the end of the 3^rd month since account opening and only applies for min. total combined fund balance IDR 25 Million during transaction month
10. The Program Reward (cashback) will be credited to the customer’s account no later than 30/31 of the fourth month after account opening with the following crediting details.

    Specifically for the Gold Savings product, product rewards will be credited in the form of a Gold Savings balance.

    Example: If a customer opens an account in November 2025, the fulfilment of total combined fund balance must be performed within the end of December 2025 and new product placement must be performed within the end of Januari 2026. Cashback will be credited within the 4^th week of February 2026

11. Customers must ensure that the account is active and not blocked/restricted for any reasons at the time the payment of the program reward is credited by the Bank. If at the of reward payment the account status is not active or is blocked, the payment will be made in the 4^th week of the following month.
12. Each Customer is allowed only 1 (one) New Customer program.
13. This program cannot be combined with other new customer programs.
14. OCBC has the right to not processing/cancelling the provision of cashback to Customers who, based on OCBC’s assessment, are indicated to have committed fraud on account opening and/or included in OCBC’s fraud list.
15. For further information, contact Tanya ICBC 1500-999 or visit the OCBC website at www.ocbc.id
16. The Terms and Conditions of this Program have been adjusted in accordance with the provisions of statutory regulations, including the regulations of the Financial Services Authority (OJK).
17. OCBC has the right and authority to modify, add, and/or reduce these Terms and Conditions with notification through media deemed appropriate by the bank, considering the legal regulations and legislation in force.

Terms & Conditions 20% Cashback Program fot Special Year-End 2025 Debit Card Transactions:

1. Customers are required to participate in the TANDA Hadiah Cashback Program with a minimum tenor 6 months and a minimum IDR 10 Million “OR” placement in TAKA Bunga products with 12 month tenor and a minimum fund target of IDR 10 Million.
2. The placement of the TANDA Hadiah & TAKA Bunga program via OCBC mobile.
3. Maximum cashback up to IDR 300,000 per customer (cashback is not applicable in multiples).
4. Customers can still participate in the ongoing regular Debit Card program on e-commerce.
5. The nominal amount of a Debit Card transaction refers to the amount paid by the Customer to the merchant (after any discount deductions, if applicable).
6. Debit Card transactions considered are the accumulation of e-commerce debit transactions over 2 months (min. IDR 1 Million) from the placement of the Tanda Hadiah/ TAKA Bunga, with a maximum of transactions on January 31, 2026.
7. Additional cashback on Debit Card transactions will be provided no later than 2 months after the Customer meets the required transaction amount, maximum by the end of March 2026
8.  Can be combined with the Nyala Banyak Cuan (NEA25) program.

PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority (OJK) & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance CoIDRoration (LPS)