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Get Special Nisbah - Giro iB Mudharabah

1 Sep 2025 - 31 Dec 2025

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Get Special Nisbah - Giro iB Mudharabah

Terms and Conditions:

Avg. Balance Rate Nisbah
< IDR100 Juta 2.25% 18.90%
≥ IDR100 Juta - < IDR500 Juta 2.50% 21.00%
≥ IDR500 Juta - < IDR1 Milyar 2.75% 23.10%
≥ IDR1 Milyar - < IDR2,5 Milyar 3.25% 27.30%
≥ IDR2,5 Milyar - < IDR5 Milyar 3.50% 29.40%
≥ IDR5 Milyar 3.75% 31.50%

  • Valid until December 31 2025
  • Valid for new customers
  • Valid for existing OCBC customers if they do not yet have a current account at OCBC
  • Valid for Individual/Non-Individual Customers
  • Customers are required to place funds (Fresh Funds) in the iB Mudharabah Current Account with a minimum initial deposit of IDR 100,000,000 to receive a special ratio for the first three months
  • The special ratio is valid for the first three months from account opening, after which the ratio will revert to the regular ratio
  • Fund placements can be made through OCBC branches
  • Available in IDR currency
  • Profit-sharing ratio calculation is based on the Average Daily Balance (SHR) per month and in accordance with the applicable ratio tiering.
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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.