Apply Now
Contact Us
No Result

Halaman yang Anda Cari Tidak Tersedia

Enjoy Lower Interest Rates for Applications Above IDR 40,000,000! - KTA Cashloan Payroll

19 Sep 2025 - 18 Dec 2025

/asset/media/Feature/Promo/Promo-Landing/2025/09/18/hero-promo-kta-cashloan-payroll.jpg

Enjoy Lower Interest Rates for Applications Above IDR 40,000,000!

Terms and Conditions:

  • Customers are required to complete and sign the application form/digital voice recorder (if applying through OCBC's sales office/branch) or complete and provide electronic approval on the digital application form (if applying through Web Onboarding or OCBC Mobile)
  • This promotion is valid during the Program Period (September 19 2025 – December 18 2025)
  • Personal loan interest rates start from 0.88% flat per month
  • Personal loan applications will be processed within 3–7 business days after PT Bank OCBC NISP Tbk (“OCBC”) receives all complete and accurate information/documents from the customer
  • OCBC has the full authority to approve or reject a customer's personal loan application. OCBC will notify the customer of any approval or rejection of a personal loan application
  • Customers agree to comply with and be bound by the general terms and conditions of the Cashloan Payroll KTA product, which apply at https://www.ocbc.id/id/individu/pinjaman/kredit-tanpa-agunan/cash-loan-payroll
  • For further information, please contact Tanya OCBC at 1500-999/+62-21-26506300 (from overseas) or email tanya@ocbc.id or visit the official OCBC website at www.ocbc.id
  • PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority and Bank Indonesia.

Installment Simulation for Special Interest Offers

Loan Amount (IDR) Monthly Installment (IDR)
1 Year 2 Years 3 Years 4 Years
40.000.000 3.805.333 2.138.667 1.583.111 1.305.333
50.000.000 4.756.667 2.673.333 1.978.889 1.631.667
60.000.000 5.708.000 3.208.000 2.374.667 1.958.000
70.000.000 6.659.333 3.742.667 2.770.444 2.284.333
80.000.000 7.610.667 4.277.333 3.166.222 2.610.667
90.000.000 8.562.000 4.812.000 3.562.000 2.937.000
100.000.000 9.213.333 5.046.667 3.657.778 2.963.333
110.000.000 10.134.667 5.551.333 4.023.556 3.259.667
120.000.000 11.056.000 6.056.000 4.389.333 3.556.000
130.000.000 11.977.333 6.560.667 4.755.111 3.852.333
140.000.000 12.898.667 7.065.333 5.120.889 4.148.667
150.000.000 13.820.000 7.570.000 5.486.667 4.445.000
160.000.000 14.741.333 8.074.667 5.852.444 4.741.333
170.000.000 15.662.667 8.579.333 6.218.222 5.037.667
180.000.000 16.584.000 9.084.000 6.584.000 5.334.000
190.000.000 17.505.333 9.588.667 6.949.778 5.630.333
200.000.000 18.426.667 10.093.333 7.315.556 5.926.667

Interest Rates & Provision Fees

Limit 1 Year 2 Years 3 Years 4 Years
Interest Rate Provisi Interest Rate Provisi Interest Rate Provisi Interest Rate Provisi
< IDR25,000,000 2,20% 5,00% 1,89% 3,00% 1,89% 3,00% 1,89% 3,00%
≥ IDR25,000,000 1,69% 5,00% 1,69% 3,00% 1,69% 3,00% 1,69% 3,00%
≥ IDR40,000,000
 1,18% 5,00% 1,18% 3,00% 1,18% 3,00% 1,18% 3,00%
≥ IDR100,000,000 0,88% 3,00% 0,88% 3,00% 0,88% 3,00% 0,88% 3,00%

Apply for an OCBC Payroll Cashloan!
Requirements for applying for an OCBC Payroll Cashloan:

  • OCBC Payroll Customer
  • Indonesian Citizen
  • Have an e-KTP (e-KTP) and an active email address
  • Minimum age of 21 and maximum age of 55 at the time of repayment
  • Reside/work in an OCBC Bank coverage area
  • Have a steady income.

Required documents:

  • Photo of electronic ID card (e-KTP)
  • Photo of Taxpayer Identification Number (NPWP) (For applications starting from a limit of IDR 50 million)
  • Selfie with e-KTP (For applications via OCBC mobile only).

Elevation Individual Installment OCBC mobile

Related Product

OCBC mobile

OCBC mobile

  • Manage your finance
  • Make transaction fast and easily
  • Transactions using 12 foreign currencies

Individu

SME

Corporate

Sharia

About Us

Promo

Services

Rates & Fees

Currency Rates

Interest Rates

Terms and Conditions

FAQ

Career

Articles

Digital Security

Our Ecosystem

Contact Us

Subscribe Email

PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.