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Loans up to IDR 2 Billion exclusively for selected customers/merchants

1 Sep 2025 - 31 Dec 2028

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Get loan with no collaterals for your business needs:

  • Easy online loan application
  • No collaterals needed
  • Loan limit up to Rp2 billion
  • 3- or 6-month tenor option
  • Monthly instalment payment method
Terms and conditions:
  1. Valid for individual customers/ business entities (PT/ CV/ Firm/ Cooperative/ Sole Proprietorship)
  2. Have a good credit history
  3. Minimum age
    1. Individual: 21 - 70 years old (at the end of tenor)
    2. Business entity: established minimum 1 year
  4. The maximum loan limit will be disbursed within 5 working days after all documents are complete and meet the requirements

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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.