Business Banking for SME

#DareToLevelUp your business with Nyala Bisnis

Manage funds and grow your business in one integrated solution

#DaretoLevelUp with the best SME Bank in Indonesia

Thank you for your trust in OCBC for 11 consecutive years

Which #BeraniNaikLevel Opportunity to achieve?

Manage business entity funds in 13 currencies

Manage personal and business funds in 1 integrated solution

Complete payment collection for business and customers

Make your dream business property a reality

Ease business cashflow for expansion & renovation

Check business financial health with Business Fitness Solution

Get International trade support

Maximize entrepreneur’s lifestyle

Efficiently manage employee payroll

Market expansion through export and Import

Successful businesses with a comprehensive selection of solutions

Cash Management

Cash Management

Loan Access

Loan Access

Digital Business

Digital Business

Beyond Banking

Business Fitness

Regional Business Network

Regional Business Network

Rate

01 December 2025

Currency	Buy	Sell
USD	16,493.00	16,770.00
SGD	12,767.18	12,976.56
EUR	19,235.75	19,452.20
GBP	21,918.49	22,137.74
JPY	106.27	108.35

More

Easy Banking Transactions
at Your Fingertips

Time and cost efficiency with online and real time transactions

See the benefits

#DareToLevelUp your business with Nyala Bisnis

Manage funds and grow your business in one integrated solution

#DaretoLevelUp with the best SME Bank in Indonesia

Thank you for your trust in OCBC for 11 consecutive years

Which #BeraniNaikLevel Opportunity to achieve?

Manage business entity funds in 13 currencies

Manage personal and business funds in 1 integrated solution

Complete payment collection for business and customers

Make your dream business property a reality

Ease business cashflow for expansion & renovation

Check business financial health with Business Fitness Solution

Get International trade support

Maximize entrepreneur’s lifestyle

Efficiently manage employee payroll

Market expansion through export and Import

Business operating account made easy with various features

Get Giro Business Smart for ease of day-to-day transaction & early access of business loans

Optimize your business and personal finance

Nyala Bisnis provides two separate accounts in one combine benefit, with no added fees

Don’t let being Cash Only block your profit

EDC, QRIS and online acquiring solution making payments easy for your customer and reconciliation easy for your business, offline or online

It’s time to seal the deal with your new Business SoHo, warehouse or office space

Commercial Property Loan helps realize your dream business property, with interest control as low as 0%

Seize every opportunity and face every demand fluctuation

Various loan solution to face term of payment variations, expanding ambitions and business renovation

Support for Indonesian Business to #BeraniNaikLevel

Check business financial health, access learning modules and classes free of charge for entrepreneurs

Reduce business trade risk, from domestic to international trade

Trade finance solution to oversee documentation, control risk and ease business cashflow

Work-Life Balance for the Chief-Everything-Officers

Debit and credit card to maximize the entrepreneur lifestyle

Maximum benefits for your business and employees

Nyala Payroll offers 8 benefit for a smooth payroll and maximum efficiency

Borderless Trade for your Business

Import and Export financing solution to help your business strike the best deal and mitigate trade risk

Successful businesses with a comprehensive selection of solutions

Cash Management

Loan Access

Digital Business

Beyond Banking

Business Fitness

Regional Business Network

Promo

Get loan up to Rp2 Billion for wholesaler members of PT Sinarmas Distribution Nusantara

For tenant only, receive cashback up to IDR180,000 + monthly cashback

Bring your business plan to life with OCBC Invoice financing up to IDR 2 billion exclusively for you, Hyatt Bali* Supplier

Loan limit up to IDR 2 billion specifically for trucking vendor of PT Logistik Canggih Indonesia (Logisly)

Save more when online shopping using OCBC Global Debit

Get cashback of up to IDR 625K by joining Nyala Bisnis

Apply Nyala Bisnis

Visit your nearest OCBC branch to start #BeraniNaikLevel

Easy Banking Transactions at Your Fingertips

Time and cost efficiency with online and real time transactions

Easy Banking Transactions
at Your Fingertips