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Jakarta, April 30, 2025 – PT Bank OCBC NISP Tbk (OCBC) commenced 2025 with positive performance, recording a double-digit net profit growth of 11% YoY or Rp 1.29 trillion.
| Key Financial Performance (Consolidated) as of March 31 in IDR trillion, except % |
|||
|---|---|---|---|
| Description | 2025 | 2024 | ∆% YoY |
| Net Income | 1.29 | 1.17 | 11% |
| Loans - gross | 168.9 | 152.6 | 11% |
| Deposits | 217.7 | 179.9 | 21% |
| Total Assets | 293.1 | 252.4 | 16% |
| Total Equity | 39.7 | 36.8 | 8% |
The net profit growth was driven by total operating income which rose by 13% YoY to IDR 3.2 trillion. On the funding side, total deposits also increased by 21% YoY to IDR 217.7 trillion, contributed from the growth of time deposits which increased by 40% YoY and CASA which increased by 7% YoY.
Parwati Surjaudaja, President Director of OCBC, said, "The positive growth in the first quarter of this year is a testament to our strategy of quality growth. Despite the ongoing global macroeconomic dynamics at the beginning of the year, the Bank’s solid growth reflects the continued trust and confidence of our customers.”
The Bank maintained a healthy liquidity condition with a Liquidity Coverage Ratio (LCR) of 259%, far above the regulator's provisions. Meanwhile, The Bank continues to maintain strong credit quality, reflected on the Gross Non-Performing Loan (NPL Gross) ratio at 1.7% and NPL Net at 0.7%.
From a financing standpoint, consumer lending grew by 16% YoY, while business banking loans increased by 10% YoY. In addition, as of March 31, 2025, the Bank had disbursed sustainable financing with a growth of IDR 1.3 trillion or 4% YoY, of which 45% was in the form of sustainability-linked loans and green financing.
In the first quarter of 2025, the number of transactions through e-channels achieved a growth of 85% YoY. The number of active individual internet banking users and OCBC Mobile users increased by 20% YoY, while the number of OCBC Business Mobile active users for corporate clients also increased by 27% YoY.
Parwati added, “As we navigate the dynamic national and global economic landscape, we remain firmly committed to the principle of prudence, carefully balancing growth and risk management to ensure sustainable value creation for our customers and all stakeholders.”
OCBC also continues to advance its core mission and long-standing commitment to help build an increasingly #FinanciallyFit Indonesian society. In February 2025, OCBC presented Young NYALA, A financial solution tailored for parents with children under 17 years old to foster early financial education by encouraging children to save and manage money wisely. With a strong foundation in financial literacy from a young age, this program aspires to cultivate a future generation capable of making informed and responsible financial decisions.
In the first quarter, OCBC also won several prestigious awards, including the Global Banking and Finance Review Awards 2025 in the category of Best Corporate Governance Bank Indonesia 2025, Best SME Bank Indonesia 2025, Best Private Bank Indonesia 2025, and Best Forex Bank Indonesia 2025. In addition, OCBC also won an award from the Euromoney Private Banking Awards 2025 in the category of Indonesia's Best Bank for Succession Planning.
An overview of the financial report and financial ratios as of March 31, 2025, is presented in the attached factsheet.
About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 84 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of March 31, 2025, OCBC serves customers through 205 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 529 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 580 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id
|
Aleta Hanafi Division Head aleta.hanafi@ocbc.id, Mobile: 62-8119860068 |
Chandra Novita Publicist chandra.novita@ocbc.id Mobile: 62-8111071069 |
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Nadya Maharani Publicist nadya.maharani@ocbc.id Mobile: 62-8118725945 |
Novi Henriatika Publicist novi.henriatika@ocbc.id Mobile: 62-8119812329 |
Achievement - 2 Sep 2024
