Tokocrypto Global Debit

Auto cuan conversion-free overseas shopping, makes you happy to the moon!

Limited edition Tokocrypto Global Debit

Tokonauts, get your debit with special design that fits you. More trendy, when trading! Get it now, and your card will be sent to your doorstep.

Free cash withdrawal in Singapore, Malaysia and Hong Kong

Free cash withdrawal throughout OCBC ATM network in Singapore, Malaysia and Hong Kong. (T&C applies to Nyala customer)

Auto cuan from overseas transaction without conversion

With contactless feature, shopping & ride MRT in abroad just tap/dip card & direct debit from 12 currencies, without conversion.

Other Advantages

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Reward for saving

Get cashback IDR50,000 from fund placement min. IDR1,000,000.

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Cashback 100%

Get cashback up to IDR50,000 from your debit transaction.

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Monthly cashback

Get cashback total of IDR125,000 from top up wallet Tokocrypto for 5 months.

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Discount for online transaction

Get discount with transactions on websites, e-commerce, and online transportation at domestic & overseas

Info: web.obcd.id/promodebitonline

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Set Card Limit in OCBC mobile

Easy set a debit card daily shopping limit according to your needs via OCBC mobile. Info:web.ocbc.id/aturlimit

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Available 12 Currencies

Cash withdrawal transaction at ATM aboard with foreign currency : IDR, USD, AUD, SGD, JPY, EUR, HKD, CHF, NZD, CAD, GBP, CNH. For transaction outside of these 12 currency will be debited from IDR account.

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Easy Debit Transaction

Enjoy transaction fee for debit shopping at domestic or international merchants. Easy ATM access for cash withdrawal in Indonesia and abroard on all Mastercard network.

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Nyala Level Benefit

Free transaction fee up to 90X / month (transfer online, withdrawal & top up e-wallet).
Maintain your saving balance in average IDR 1Million every month.

    Program Terms & Conditions

    Transaction Limits

    Transaction Fee

    Account Opening

A. Reward for saving program
Fund placement starts from IDR1,000,000 and get reward IDR50,000.
Program period : May – 31 December 2025

Terms and conditions:

  • Opening Nyala OCBC (including Tanda 360 OCBC savings account) is done directly on Tokocrypto/ OCBC mobile platform.
  • Tokocrypto Global Debit Card will be sent to the Customer's address after Tanda 360 account opening process is successful and funds are placed.
  • Rewards in the form of IDR50,000 cashback can be obtained by maintaining a final balance of IDR1,000,000 for the first month, waiting until the second month.
  • Fulfillment of funding requirements is waited until 2 months later (M+2) from the onboarding month.
  • Cashback is paid in the following month from the month of fulfilling funding requirements.
  • Program only applies to new CIF (OCBC new Customer).
  • Customer can only get reward from one of Nyala Acquisition Schemes.
  • Program berlaku hingga 31 Desember 2025.
  • Funds must be fresh funds (must come from accounts outside OCBC).
  • PT Bank OCBC NISP Tbk (“OCBC”), at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these terms and conditions
  • For further information, please contact Tanya OCBC 1500-999 or on the website www.ocbc.id regarding the Program.
  • These terms and conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations.
  • OCBC has the right and authority to change, add and/or reduce these terms and conditions with notification through media deemed good by OCBC by considering the provisions and regulations of applicable laws and regulations.
  • PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority & Bank Indonesia and is a participant in the LPS guarantee.

B. Cashback 100%
Cashback up to IDR50,000 from your debit offline and online transaction at any merchant.
Program period: May – 31 December 2025

Terms and conditions:

  • Opening Nyala OCBC (including Tanda 360 OCBC savings account) is done directly on Tokocrypto/ OCBC mobile platform.
  • Tokocrypto Global Debit Card will be sent to the Customer's address after Tanda 360 account opening process is successful and funds are placed.
  • 100% Cashback with a maximum amount of IDR50,000 for transaction using Tokocrypto Global Debit Card in online or offline merchant.
  • Transactions are awaited until 2 months later (M+2) from onboarding month.
  • Cashback is paid in real time or no later than the following month from month the transaction requirements are met.
  • Program is only valid for new CIF (new OCBC Customer).
  • Program is valid until December 31, 2025.
  • PT Bank OCBC NISP Tbk (“OCBC”), at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these terms and conditions
  • For further information, please contact Tanya OCBC 1500-999 or on the website www.ocbc.id regarding the Program.
  • These terms and conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations.
  • OCBC has the right and authority to change, add and/or reduce these terms and conditions with notification through media deemed good by OCBC by considering the provisions and regulations of applicable laws and regulations.
  • PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority & Bank Indonesia and is a participant in the LPS guarantee.

C. Cashback up to IDR125,000
From top-up wallet Tokocrypto via OCBC mobile.
Program period : May - 31 December 2025

Terms and conditions:

  • Top-up wallet Tokocrypto through Virtual Account at Tokocrypto platform via OCBC mobile.
  • 5% cashback with a maximum cashback up to IDR25,000 per month will be adjusted to Customer’s Nyala Level each month as follows:
    Nyala OCBC Level Average Balance Maximum 5% cashback you’ll get
    Level YUK MULAI < IDR1,000,000,- IDR5,000,-
    Level BASIC IDR1,000,000,- ≤ IDR10,000,000,- IDR10,000,-
    Level FIT IDR10,000,000,- ≤ IDR25,000,000,- IDR15,000,-
    Level PRO IDR25,000,000,- ≤ IDR50,000,000,- IDR20,000,-
    Level MASTER <IDR50,000,000,- IDR25,000,-
  • Customer must transact top up wallet Tokocrypto by minimum of IDR100,000.
  • Customer will get cashback up to IDR125,000 for 5 months (month -1 to month- 5).
  • Nyala level refers to the tiering that applies to one month after (M+1) transactions.
  • Program is valid until December 31, 2025.
  • Reward cashback will be credited to OCBC account in the following month (M+1) after transactions are made.
  • PT Bank OCBC NISP Tbk (“OCBC”), at its discretion and consideration, has the right to suspend or cancel the provision of rewards if there are indications of fraud, unfairness or violations of these terms and conditions.
  • For further information, please contact Tanya OCBC 1500-999 or on the website www.ocbc.id regarding the Program.
  • These terms and conditions have been adjusted to the provisions of laws and regulations including the provisions of the Financial Services Authority regulations.
  • OCBC has the right and authority to change, add and/or reduce these terms and conditions with notification through media deemed good by OCBC by considering the provisions and regulations of applicable laws and regulations.
  • PT Bank OCBC NISP Tbk is licensed and supervised by the Financial Services Authority & Bank Indonesia and is a participant in the LPS guarantee.

Transaction Limit Tokocrypto Global Debit Card

Tokocrypto Global Debit Card
Cash withdrawal IDR 15.000.000/day/account
Interbank Transfer IDR 50.000.000/day/account
Shopping Debit IDR 50.000.000/day/card
Book Transfer IDR 100.000.000/day/account
Purchase Payment IDR 100.000.000/day/card
Contactless(Without PIN) IDR1 mio/transaction/day

*The limit transaction limit is equivalent to a foreign currency

Starting 23 September 2024

Tokocrypto Global Debit Card Transaction Fee
Monthly Admin Card Fee IDR10,000/card/month (subject to change)
Card Replacement Cost Before Maturity / Expired IDR40,000 /card (subject to change)
Transactions on ATM Cash withdrawal fees changes by OCBC Bank:

  • Free cash withdrawal at OCBC Singapore ATM
  • Cash withdrawal fees at other international ATM as follows:
    Biaya Tarik Tunai Per Mata Uang
    AUD EUR GBP USD SGD CAD CHF NZD HKD CNH JPY IDR
    3 3 3 3 3 5 5 5 15 15 200 30.000
Cash withdrawal feed changed by other international bank ATM owners overseas.
The fee is varied and depends on the policy of each bank owning the ATM. This fee is changed by the customer.
Overseas Transportation Transactions (Aggregate Settlement)

 

Effective 10 August 2023, temporary fund hold will be conducted in an amount corresponding to the currency used for transaction with the following scheme:
Rp (Rupiah) AUD AUD CHF CAD CNH EUR GBP HKD JPY NZD SGD USD 
200,000 20 20 20 20 200 20 20 200 2,000 20 20 20

More information regarding transaction settlement process for overseas transportation transactions using OCBC Mastercard Debit Card with contactless and Global Wallet/Global Debit feature can be accessed here

Valid for Tokocrypto member only
Apply Nyala OCBC via Tokocrypto App

Step 1

Login to Tokocrypto App

Step 2

Tap banner Tokocrypto Global Debit

Step 3 – next

Complete your personal data and follow steps for account opening via web click here

Tokocrypto Global Debit

Download OCBC mobile