No to Specify Monthly Deposit & Time

Free to determine monthly deposit & period of saving

Flexible Fund Withdrawal

Can make withdrawals at any time

No Administration Fee

Other Benefit

Flexible Monthly Deposit

Free to specify monthly deposit as planned

Flexible Timeframe

Free to choose the time period as needed

Autodebet System

Auto debit monthly deposit from Relasi account

No Admin Fee

Saving without being charged a monthly administration fee.

Competitive Interest Rates

According to the prevailing interest rate at the Bank

Achieve Life Goals with TAKA

Make your dreams come true with the discipline of saving in a planned way with Life Goals feature on OCBC mobile.

Further Information

Related information about TAKA

Dear Customer,
We are pleased to inform you that the integration process PT Bank Commonwealth (“Bank Commonwealth”) to PT Bank OCBC NISP Tbk (“OCBC”) has been successfully implemented.

The following are adjustments to savings products

Products & Services	Product Name in BankCommonwealth	Product Name in OCBC	Information related to adjustments
Saving	CommBank Goalssaver	Taka*	TAKA product with flexibility to change monthly deposit, tenors, top up funds and make partial withdrawals.

Not valid for opening new accounts

Product	Interest Rate (p.a)
TAKA	3,25%

The interest rate can change from time to time according to the interest rate prevailing in the Bank.

Rates & Fees
Free admin fee

Reguler saving plan with flexibility features

OCBC mobile

Need to know:

The interest rate can change from time to time according to interest rate prevailing in the bank.
Payment process based on autodebit system from source fund account.
The balance in the TAKA account can be withdrawan at any time via the OCBC mobile app. Maximum withdrawal of funds is equal to the total funds collected, and when withdrawing there are no administration fees.
When the funds on the customer’s relationship account are not sufficient for debiting the deposit, the payment will be extended to the next month’s debit. until that matures, the funding target is not met and will be disburshed automatically according to the funds collected.
TAKA will be closed automatically if the following conditions:
- Target funds are achieved at maturity
- Target funds are achieved due to an adhoc fund top up (at any time)

For account closure due to reaching the target funds before the due date, the funds will be disbursed to the account end of day and will be closed automatically by system on H+1 since the funds were disbursed to the account.

Account closure before maturity (can only be done at branch offices)

TAKA

FAQ

Frequently Asked Questions about TAKA

How to open a savings account?

Proof of valid identification
1. Indonesians: Identification card (KTP) (seasonal/permanent) or Driver’s License (SIM)
2. Foreigners: Passport and Letter of temporary residence (KIMS/KITAS/KITAP)
NPWP (Tax payment number), if you do not possess a NPWP, NPWP belonging to a parent can be used. If either parent does not possess a NPWP, a form to state of not owning a NPWP can be filled in
Fill in the savings application form, a specimen of signature and stamp duty IDR 6 thousand
Minimum balance to open an account according to the type of savings account

How to open a deposit account?

Fill in and complete the deposit account form
Present documents such as: identification cards, passport or Letter of temporary residence (KIMS/KITAS/KITAP) for foreigners
Minimum balance to open a deposit account

How to open a giro account?

At least 18 years old or married
Photocopy of identification (for example: Identification card)
Photocopy of the NPWP (Tax payment number)
Letter of reference from a bank
Letter of authority
Specimen of signature
.Not included in the blacklist of Bank Indonesia

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