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Access loans to grow your business, plus rewards of up to IDR 1 million!

1 May 2025 - 31 Dec 2025

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Loan Types Minimum Loan Limit Reward
Poinseru Equivalent
Kredit Rekening Koran/ Demand Loan IDR 1 billion 25,000 IDR500K
Commercial Property Loan/ Term Loan 50,000 IDR 1 million

Terms and conditions:

  1. The program is valid for Customers who have the Nyala Bisnis / Nyala Bisnis TAYTB Women Warriors / Premier Banking.
  2. The program is valid for customers who have an active OCBC Current Account.
  3. The program is valid for Customers who have OCBC mobile/OCBC Business.
  4. Current accounts must be paired with the promotional code: EMB2025 through OCBC branch.
  5. Customers must fulfill outbound transactions at least 6 times in the observation month.
  6. Customers apply for business loans with fixed asset collaterals below IDR 25 billion.
  7. The minimum approved business loan limit is IDR 1 billion.
  8. The eligibility of Customers who are entitled to receive rewards will be determined based on the approval of business loans in accordance with the provisions and have made a credit agreement within the program period.
  9. Rewards will be given in the form of Poinseru for Individual Customers, while for Business Entity Customers the rewards will be credited to an active Current Account.
  10. The reward will be credited maximum in the 3rd month starting from the disbursement month/date of the Customer's credit agreement.
  11. The terms and conditions of the program are subject to change at any time and the changes will be informed by OCBC to the Customer.
Individual SME Online OCBC mobile

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PT Bank OCBC NISP Tbk is licensed and supervised by the Indonesian Financial Services Authority & Bank Indonesia, and is a guaranteed member of Indonesia Deposit Insurance Corporation (LPS). The maximum deposit value guaranteed by LPS per customer per bank is IDR 2 billion. To check the LPS Guarantee Interest Rate, click here.