Celebrate OCBC Syariah's 16th anniversary with generous promotions!

7 Oct 2025 - 31 Oct 2025

 

Open/Top Up a Tanda iB Multicurrency Account and Get an iPhone 16 and Bonus Gold Balance!

Terms and Conditions:

Types of profit sharing advances Gold Savings Reward (IDR) Placement (Hold) Administration Fee (IDR)
3 months 6 months 12 months
Iphone 16 - 128 Gb 160,000 2,527,415,000 1,281,876,000 659,559,000 23,359,300
Iphone 16 - 256 Gb 160,000 2,924,701,000 1,483,375,000 763,236,000 27,031,200
Iphone 16 - 512 Gb 160,000 3,660,102,000 1,856,362,000 955,148,000 33,828,100
Iphone 16 Plus - 128 Gb 160,000 2,845,244,000 1,443,075,000 742,500,000 26,296,800
Iphone 16 Plus - 256 Gb 160,000 3,245,911,000 1,646,288,000 847,059,000 30,000,000
Iphone 16 Plus - 512 Gb 160,000 3,981,312,000 2,019,276,000 1,038,971,000 36,796,875
Iphone 16 Pro - 128 Gb 160,000 3,092,068,000 1,568,261,000 806,912,000 28,578,125
Iphone 16 Pro - 256 Gb 160,000 3,597,551,000 1,824,636,000 938,824,000 33,250,000
Iphone 16 Pro - 512 Gb 160,000 4,310,975,000 2,186,477,000 1,125,000,000 39,843,750
Iphone 16 Pro - 1 Tb 160,000 5,071,735,000 2,572,325,000 1,323,530,000 46,875,000
Iphone 16 ProMax - 256 Gb 160,000 3,727,726,000 1,890,659,000 972,795,000 34,453,125
Iphone 16 ProMax - 512 Gb 160,000 4,687,129,000 2,377,258,000 1,223,162,000 43,320,313
Iphone 16 ProMax - 1Tb 160,000 5,523,965,000 2,801,691,000 1,441,545,000 51,054,688
Iphone 16E - 128 Gb 160,000 2,028,694,000 1,028,930,000 529,412,000 18,750,000
Iphone 16E - 256 Gb 160,000 2,451,339,000 1,243,291,000 639,706,000 22,656,250

Open/Top Up a Tanda iB Multicurrency Account and Get an iPhone 16 and Bonus Gold Balance!

Terms and Conditions:

  • Open an IDR Hold Account with Fresh Funds as per the table and receive an iPhone 16 and a bonus gold balance.
  • Period: October 1 – 31 2025
  • Valid subject to quota availability.
  • Customers can only choose one scheme.
  • Valid for Individuals.
  • Rewards and profit-sharing advances will be disbursed no later than the fourth week of the following month after the account meets program requirements
  • Cannot be combined with other programs
  • If a customer breaks hold of funds outside the agreed terms, an administration fee will be charged as stated in the table above.

Want an additional gold bonus of up to IDR1,000,000? Click here!

Open/Top Up a Tanda iB Multicurrency Account and Get an Attractive Suitcase

Terms and Conditions:

Product Nominal
Hold (IDR)
Tenor Administration Fee Reward
Tanda iB Multicurrency – IDR 25,000,000 6 months 330,000 Suitcase
50,000,000 3 months 330,000 Suitcase

  • Program Period: October 1 – 31 2025
  • Valid for opening a Tanda iB Multicurrency account and held for 3 months
  • Valid for new customers
  • Fresh Fund placement by selecting one of the schemes listed in the table
  • Valid with promo code MILAD16
  • Prizes are given in the form of suitcases and cannot be exchanged for cash or other prizes.
  • The scheme is first-come, first-served.
  • Quota: 5 suitcases
  • Cannot be combined with other programs.

Open/Top Up Taka iB Valas Account, Get a Gold Balance Bonus up to IDR1,600,000

Terms and Conditions

Product Tenor
(Month)
Target Funds (USD) Initial Fund (USD) Monthly Deposit (USD) Gold Balance Reward (IDR)
Taka iB Valas 12 1,500 13,00 123,92 160,000
24 1,500 13,00 61,96 160,000
36 1,500 13,00 41,31 160,000
48 1,500 13,00 30,98 160,000
60 1,500 13,00 24,78 160,000
12 50,000 125,00 4,156,25 1,600,000
24 50,000 125,00 2,078,13 1,600,000
36 50,000 125,00 1,385,42 1,600,000
48 50,000 125,00 1,039,06 1,600,000
60 50,000 125,00 831,25 1,600,000

  • Open a Taka iB Valas account through a branch and receive a gold balance bonus as per the table
  • Period: October 1 - October 31 2025
  • Valid for opening an account with the target funds as per the table.
  • Valid for new/existing customers.
  • Each account can only participate in this program once and multiples are not valid.
  • Prizes will be awarded in the third month after account opening.
  • This program cannot be combined with other programs.
  • If the account is closed before maturity, the customer is required to return the reward value plus a 25% administration fee, or a total of 125% of the Gold Savings reward value. The customer will also be charged an account closure administration fee in accordance with the Taka iB product provisions.

Open/Top Up Taka iB Account, Get a Gold Balance Bonus up to IDR1,600,000

Terms and Conditions

Product Tenor
(Month)
Target Funds (USD) Initial Fund (USD) Monthly Deposit (USD) Gold Balance Reward (IDR)
Taka iB Valas 12 30,000,000 200,000 2,483,333,33 160,000
24 30,000,000 200,000 1,241,666,67 160,000
36 30,000,000 200,000 827,777,78 160,000
48 30,000,000 200,000 620,833,33 160,000
60 30,000,000 200,000 496,666,67 160,000
12 500,000,000 2,000,000 41,500,000 1,600,000
24 500,000,000 2,000,000 20,750,000 1,600,000
36 500,000,000 2,000,000 13,833,333,33 1,600,000
48 500,000,000 2,000,000 10,375,000,00 1,600,000
60 500,000,000 2,000,000 8,300,000 1,600,000

  • Open a Taka iB account through a branch and receive a gold balance bonus as per the table
  • Period: October 1 - October 31 2025
  • Valid for opening an account with the target funds as per the table.
  • Valid for new/existing customers.
  • Each account can only participate in this program once and multiples are not valid.
  • Prizes will be awarded in the third month after account opening.
  • This program cannot be combined with other programs.
  • If the account is closed before maturity, the customer is required to return the reward value plus a 25% administration fee, or a total of 125% of the Gold Savings reward value. The customer will also be charged an account closure administration fee in accordance with the Taka iB product provisions.

Open a Tanda iB Multicurrency Account and Get an Attractive Tumbler

Terms and Conditions:

Product Initial Deposit (IDR) Reward
Tanda iB Multicurrency 25,000,000 Tumbler

  • Valid for opening a Tanda iB Multicurrency account
  • Period: October 1 – 31 2025
  • Valid for new customers
  • Valid with promo code: MILAD16
  • Prizes are given in the form of a Tumbler and cannot be exchanged for cash or other prizes
  • Quota: 50 customer
  • Cannot be combined with other programs.

Gold Balance Bonus up to IDR 160,000

Terms and Conditions:

Initial Deposit (IDR/Gr) Gold Balance Reward (IDR) Quota
500,016 16,000 200
5,000,016 160,000 150
Total 350

  • Open a Gold Savings Account with the minimum initial deposit as per the table and receive a bonus gold balance of up to IDR160,000.
  • Period: October 1 - 31, 2025
  • Multiples not applicable
  • First-in, first-served scheme applies.
  • The Gold Balance bonus reward will be credited within 30 business days after the program ends.
  • Valid if the affiliate account and gold savings account are active.
  • The Bank, at its discretion, reserves the right to suspend or cancel the award if there are indications of fraud, irregularities, or violations of these Terms and Conditions.
  • The Bank reserves the right and authority to amend, add, and/or reduce these Terms and Conditions by notification through any medium deemed appropriate by the Bank, in accordance with applicable laws and regulations.

Save IDR 1,00,000/pax Umrah + USD 100/pax Special Hajj

Terms and Conditions:

Package/Pax Save
Umrah IDR 1,000,000
Haji Khusus USD 100

  • Valid until October 31 2025
  • Valid for new and existing customers
  • Save IDR1,000,000/pax for Umrah + USD 100/pax for Special Hajj by choosing the Umrah/Special Hajj program in collaboration with OCBC Syariah
  • Valid for payments made with an OCBC Syariah account
  • Valid for purchases of Umrah packages/special Hajj portions processed through a bank officer at the nearest OCBC branch
  • Discounts are given upon payment to travel partners

Free halal certification preparation class by joining Nyala Bisnis service

Terms and Conditions:

Jenis Syarat & Ketentuan Benefit Pembukaan Rekening Benefit Kelas Penyelia Halal
Funding
  • Open an OCBC Sharia checking account
  • Join the Nyala Bisnis service.Maintain a minimum closing balance of IDR50,000,000 until the second month after account opening.
  • Opening an iB checking account requires a special promotional code.
  • Must have a Business License Number (NIB) with a maximum business scale of Medium.
  • Access Nyala Bisnis services
  • Halal Supervisor class training (3 sessions) worth millions of rupiah
Get certified as a halal supervisor
Financing
  • Use one of the following iB Financing products:
    • Commercial Property Financing (CPF)
    • Term Financing (TF)
    • Demand Financing (DF)
  • Minimum Financing Amount: IDR1,000,000,000
  • Joined the Nyala Bisnis service

General Terms and Conditions:

  • Valid until November 15 2025
  • Customers must complete the link https://taytb.typeform.com/ocbchalal
  • Customers must complete all registration fields, including selecting the Funding or Financing scheme.
  • For the Funding scheme, customers must maintain a minimum balance of IDR 50,000,000 for two months from the opening date to be considered eligible for the Halal Supervisor class.
  • For the Financing scheme, customers are deemed eligible until the facility has been realized through supporting documents.

Redeem 16 Poinseru on OCBC mobile, get savings of up to IDR600,000 at selected merchants!

Redeem your 16 Poinseru on OCBC mobile during the 16th Milad OCBC Syariah period and get various e-vouchers from various merchants!

Merchant E-Voucher Quota
Optik Melawai Save IDR600,000 (min. transaction IDR1,800,000) 500
Vidio Save IDR40,000 (for 1 year platinum membership) 200
Yellow Fit Kitchen Save 25% 200
Modena Save 10% 200
Bodimax Save 10% 200
Houzcall Save 30% (max. IDR80,000) 200
Segari Save 15% (for first user) 200
Flower Advisor Save IDR100,000 300

Special 16th Anniversary, save up to 25% on shopping with iB Debit Card!

Save up to IDR 125,000 Hotels on Traveloka

Terms and Conditions:

  • Valid for OCBC iB Debit Card
  • Booking period: until December 31 2025
  • Stay period: anytime
  • Limited discount coupon, while stocks last
  • This coupon is not valid for rescheduled bookings
  • Valid for 1 transaction/month/Traveloka user/coupon code during the promo period
  • This discount coupon cannot be combined with other discount coupons
  • Valid for hotel and other accommodation bookings in Indonesia
  • Valid for bookings via the Traveloka App minimum version 3.20.0 (Android/iOS)
  • Valid daily during the promo period and while quotas last
  • Bookings using this coupon will not earn Traveloka Points

 

10% Cashback up to IDR 100,000 for purchases at Toys Kingdom

Terms and Conditions:

  • 10% Cashback up to IDR 100,000 for purchases at all Toys Kingdom outlets throughout Indonesia
  • Valid with a minimum transaction of IDR 350,000 using an iB Debit Card
  • Valid daily until December 31 2025 (including Saturdays, Sundays, and public holidays)
  • Limited to the first 100 transactions per month
  • Each customer is entitled to cashback once per month
  • Eligible users will receive cashback within 24 hours of a successful transaction.
  • A list of Toys Kingdom outlets can be found here.

Save 8% up to USD 30 on Agoda

Terms and Conditions:

  • Program period: until December 31 2025
  • Stay period: until December 31 2026
  • Valid with OCBC iB Debit Card
  • 8% discount up to USD 30 on accommodations via idmastercard.

Save 7% on Expedia

Terms and Conditions:

  • Program period: February 1 2025 – January 31 2026
  • Stay period: February 1 2025 - June 30 2026
  • Valid with OCBC iB Debit Card
  • Up to 7% off on select hotels via https://www.expedia.co.id/mastercard
  • Valid with promo code: MASTERID7

Save 7% at Hotels.com

Terms and Conditions:

  • Program period: February 1 2025 - January 31 2026
  • Stay period: February 1 2025 - June 30 2026
  • Valid with OCBC iB Debit Card
  • Up to 7% off on select hotels via https://id.hotels.com/mastercard
  • Valid with promo code: MCID7.

Save 25% at BOS Workshop

Terms and Conditions:

  • Valid with OCBC iB Debit Card
  • Valid until December 31 2025
  • Save 25% at all BOS Workshop branches
  • Eligible services:
    • Spooring
    • Tune Up
    • Brake Service
    • Clutch Replacement
    • Automatic Bleeding
    • Cannot be combined with other promotions and cannot be used on multiples
    • Valid at normal prices.

Save 5% on Tokopedia

Terms and Conditions:

  • Valid daily until December 31 2025
  • Save 5% up to IDR 50,000 with a minimum transaction of IDR 500,000
  • Valid with OCBC iB Debit Card
  • Valid on the Tokopedia App with promo code OCBCDB
  • Valid for the first 500 transactions per month
  • Valid for 1 transaction per Tokopedia user per month.

Save IDR 25,000 on Shopee

Terms and Conditions:

  • Valid daily until December 31 2025
  • Save IDR 25,000 with a minimum transaction of IDR 250,000
  • Valid with OCBC iB Debit Card
  • Valid on the Shopee app without a promo code
  • Valid for the first 500 transactions per month
  • Valid for 1 transaction per Shopee user per month.

Cashback up to IDR 200,000 for filling up with gas at Shell

Terms and Conditions:

  • Period: August 1 – November 30 2025
  • Valid with OCBC iB Debit Card
  • Minimum transaction of IDR 300,000 applies to receive 5% cashback up to IDR 200,000
  • Each customer receives cashback up to IDR 200,000 per month
  • Cashback will be credited to the debit cardholder's savings account within 24 hours
  • Customers who successfully earn cashback will receive a push notification on their OCBC mobile device stating: "Congratulations! Your IDR XX,XXX reward from filling up with gas at Shell has been successfully received.“
  • Valid daily (Monday – Sunday, including public holidays)
  • Limited to 4,000 transactions per month
  • Cannot be combined with other promotions
  • Program valid at all Shell gas stations (Jabodetabek, West Java, and East Java).

1 Liter Bimoli Cooking Oil Prize at AEON

Terms and Conditions:

  • Valid until December 31 2025
  • Enjoy 1 liter of cooking oil (Bimoli, Sunco, or Tropical, subject to availability) when shopping at AEON Supermarkets
  • Valid with a minimum transaction of IDR 500,000 with an OCBC iB Debit Card
  • Valid every Friday, Saturday, and SundayValid for 1 card, 1 transaction per day
  • Not valid for multiples
  • Cannot be combined with other promotions
  • Program valid at select outlets with a monthly quota.
  • See more details here
  • The free 1 liter cooking oil gift can be redeemed at AEON customer service by presenting the debit card used for the transaction and proof of transaction (EDC receipt).

 

Save 20% on flight tickets with Batik Air

Terms and Conditions:

Fare Type Save
Value Fares 10%
Flexi Fares 15%
Business Promo Fares 15%
Business Flexi Fares 20%

  • Valid with OCBC iB Debit Card
  • Bookings must be made through the official website: https://www.batikair.com.my/ with the promo code MASTERBATIK at checkout.
  • Valid only for fare types: Value, Flexi, Business Promo, and Business Flexi.
  • Valid only for the base airfare and does not include taxes, service fees, or other surcharges.
  • Requests for schedule or departure date changes must be made at least 4 hours before departure and will incur a change fee as specified at the time of booking.
  • This promotion is non-refundable and cannot be combined with other promotions, vouchers, loyalty programs, or membership cards.
  • Mastercard is not a service provider and is not responsible for the quality of products/services provided by merchants.
  • Blackout Dates:
    • December 11 – 31 2025
    • 2026: January 1-11, January 30-February 2, February 13-February 22, March 18-25, May 1-May 3, May 27-May 31, June 1, June 17, August 25, August 28-August 31, September 16, November 6 – 9
  • Both Batik Air Malaysia and Mastercard reserve the right to change or terminate this promotion at any time without prior notice.
  • This promotion is subject to Batik Air's General Terms & Conditions, Fare Conditions, and Conditions of Passenger Carriage.
  • See full details at:

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