id en
Briefcase Icon Karir
Singapore Malaysia
OCBC Business

Kemudahan Transaksi Bisnis Kapanpun dan Dimanapun

Nikmati berbagai fitur internet banking untuk transaksi bisnis Anda

Login

您将获得的益处​

profit-1

灵活​

根据您的业务需求，灵活设置用户权限、交易限额及授权模式。 ​

profit-1

便捷​

随时随地监控账户活动，办理金融交易。​

profit-1

安全 ​

多层安全防护体系，全面保障您的交易数据机密性。 ​

更多完整信息​

华侨银行企业服务网页版相关信息​

您可通过华侨银行企业服务办理的企业银行交易：

  • 转账
  • 国内转账（LLG/SKN、RTGS、BI-FAST、在线转账）
  • 外币转账（电汇）
  • 账单支付与购买
  • 定期存款账户开立与维护
  • 流动性管理（账户资金归集与划出）
  • 在线外汇交易（实时外汇交易）
  • 批量交易
    • 员工/第三方薪酬支付
    • 上传虚拟账户成员数据
  • 生产账单与缴纳税款
  • 提现指令
  • 银行保函和信用证的开立/修改

可通过华侨银行商业服务访问的商业账户信息：

  • 账户余额与交易流水信息
  • 定期存款、贷款账户、投资及保险信息
  • 年度纳税申报表支持数据信息（财务信息报告及最终税款实现情况）
  • 贸易融资未结余额信息
  • 虚拟账户成员数据及交易数据信息
Transactions via OCBC Business (web & mobile version) Giro Umum/Multicurrency Giro Business Smart Giro Business Signature
Check Balance Free
IDR Transfer Online Transfer IDR 6.500 IDR 6.500 IDR 6.500
SKN/LLG IDR 2.000 IDR 2.000 IDR 1.000
RTGS • ≤ 14.00 = IDR 25.000
• > 14.00 = IDR 30.000		 • ≤ 14.00 = IDR 25.000
• > 14.00 = IDR 30.000		 • ≤ 14.00 = IDR 22.500
• > 14.00 = IDR 28.000
BI-FAST IDR 2.500
Foreign Currencies Transfer OCBC World Transfer (Outgoing Telegraphic Transfer) Provision Fee Giro Umum (if doesn’t involve buy/sell foreign currencies): 0,125% 
Specifically for Giro and Tabungan accounts that do not involve buying and selling foreign currencies: 0,125% with minimum and maximum limits:
 
Minimum Limit Maximum Limit
AUD 12 AUD 180
CAD 12 CAD 180
CHF 12 CHF 180
CNH 64 CNH 960
EUR 7 EUR 105
GBP 5 GBP 75
HKD 70 HKD 1050
JPY 1000 JPY 15000
SGD 15 SGD 225
NZD 18 NZD 270
USD 10 USD 150
AED 40 AED 600
THB 350 THB 5250
KRW 14000 KRW 210000

Note: CNH, NZD, AED, THB, & KRW currencies are only available for Tabungan (Savings)

Giro Multicurrency: Free

 Free Free
Telex Fee Giro Umum: IDR 50.000
Giro Multicurrency: IDR 100.000		 IDR 100.000 IDR 75.000
Full Amount Fee
 AUD 30, CAD 25, CHF 20, EUR 20, GBP 20, HKD 300, JPY 5.000 (up to transfer nominal of JPY 40 mio) + 0,05% of the remaining transfer nominal (0,05% x (transfer nominal – JPY 40 mio), NZD 45, SGD 25, USD 25, CNH 200, AED 100, THB 800, KRW 35.000
Incoming Telegraphic Transfer Shared Fee AUD 6, CAD 6, CHF 6, EUR 3,5, GBP 2,5, HKD 35, JPY 500, NZD 9, SGD 7,5, USD 5, CNH 32, AED 20, THB 175, KRW 7000
OCBC Network Transfer
  • SGD 15
  • HKD 100
OCBC Business Transaction Data Restore Request IDR 150.000

Notes

  1. The SKN/LLG Transfer Fee above already includes Bank Indonesia's fee of IDR1*,-/ fund transfer, based on PADG regulation No. 5 of 2024
  2. The RTGS Transfer Fees above already include Bank Indonesia's fees of: Time: 06:30 to 10:00 WIB = IDR 6,000* | Time: >10:00 to 14:00 WIB = IDR 15,000* | Time: >14:00 to cut-off = IDR 21,000*, based on PADG regulation No. 8 of 2024
  3. The BI-FAST Transfer Fee above already includes Bank Indonesia's fee of IDR19*,-/ fund transfer, based on PADG regulation No. 17 of 2023

*The costs do not include 11% VAT

 

OCBC Business Transaction Limit

Transaction Min. Transaction (IDR) Individual & Individual LLC Customers
(Only for the MSME segment)		 Non-Individual Customers
Limit/ Transaction (IDR) Limit/ Day (IDR) Limit/ Transaction (IDR) Limit/ Day (IDR)
Own Fund Transfer 1 2.000.000.000 2.000.000.000 Unlimited Unlimited
Internal Fund Transfer 1 1.000.000.000 1.000.000.000 Unlimited Unlimited
SKN/LLG Transfer 1 1.000.000.000 1.000.000.000 1.000.000.000 Unlimited
RTGS Transfer 100.000.001 1.000.000.000 1.000.000.000 Unlimited Unlimited
BI-FAST Transfer 1 250.000.000 1.000.000.000 250.000.000 Unlimited
Online Transfer 10.000 100.000.000 500.000.000 100.000.000 500.000.000
OCBC World Transfer (Outgoing Telegraphic Transfer) 1 1.000.000.000 1.000.000.000 Unlimited Unlimited
OCBC Network Transfer 1 1.000.000.000 1.000.000.000 Unlimited Unlimited
Online FX Transaction 1 - Forex Purchase: Referring to the applicable threshold in accordance with Bank Indonesia regulations as informed by Bank from time to time, and based on the monthly accumulated amount per transaction party
- Forex Sales: equivalent to USD 100,000 per transaction
Bill Payment 1 Unlimited Unlimited Unlimited Unlimited
Payment of State Revenue/Tax 1 Unlimited Unlimited Unlimited Unlimited
Deposit Account Opening 5.000.000 Unlimited Unlimited Unlimited Unlimited
Financial Liquidity Management 1 Unlimited Unlimited Unlimited Unlimited
Employee/Third Party Salary Payment Subject to the terms of each transaction type
Cash Withdrawal Instructions According to customers needs

华侨银行商业服务配备了最新的安全系统，保障您的商业交易安全。

  • 加密技术 – SHA 256位安全套接层协议
  • 登录访问控制 – 机构ID、用户ID及密码
  • 多层次、灵活的访问权限 – 管理员、查看员、制单员、复核员、授权员
  • 令牌 – 作为交易授权工具

 

获取华侨银行商业服务访问权限的注册方式：

  1. 人工注册
    1. 填写并签署华侨银行商业服务申请表及服务条款与条件。
    2. 将文件提交至客户经理或就近分行。
    3. 华侨银行商业服务登录权限（PIN邮寄函）将发送至已登记的电子邮箱。
    4. 按照电子邮件中的指引完成用户激活。
    5. 您可通过访问https://business.ocbc.id使用华侨银行商业服务。
  2. 在线注册
    1. 访问https://business.ocbc.id并点击 “注册”按钮。
    2. 完成注册页面所有部分，并上传已填写完整的电子表格。
    3. 根据已登记电子邮箱中收到的指引，使用电子签名完成注册确认。
    4. 华侨银行商业服务登录权限（PIN邮寄函）将发送至已登记的电子邮箱。
    5. 按照电子邮件中的指引完成用户激活。
    6. 您可通过访问https://business.ocbc.id使用华侨银行商业服务。

为保障通过华侨银行商业服务进行商业交易的顺畅性，请使用满足以下最低规格的浏览器：

  • IE 11浏览器
  • 火狐浏览器 31.3 版本
  • Chrome 49浏览器
  • Safari 7浏览器

华侨银行企业服务面向非个人企业​ RIPLAY OCBC Business untuk Individu & PT Perorangan

OCBC Business General Terms and Conditions, effective 27 July 2026 华侨银行企业服务​

随时随地通过华侨银行企业服务支付账单

Nikmati kemudahan transaksi bisnis secara real time, online, kapanpun, dan dimanapun.

Login OCBC Business di: https://business.ocbc.id

Play Store App Store