With Investment Backed Loan - Bonds, you can access liquidity by using your IDR or USD government bonds as collateral. This facility helps support your funding needs without requiring you to sell your bonds, allowing your investment to continue growing.
满足客户各类消费及投资需求的解决方案
在财富积累中创造附加价值
自由决定资金配置
| Selling Bonds | Using Bonds as Collateral through Investment Backed Loan | |
|---|---|---|
| Bond ownership | ❌ Bonds are sold | ✅ Bonds remain yours |
| Potential bond coupons | ❌ Discontinued | ✅ Continues |
| Potential investment returns | ❌ Ends after sale | ✅ Remains potentially available |
| Liquidity access | ✅ From bond sale proceeds | ✅ Through the Investment Backed Loan facility |
| Assets owned at the end of period | Cash only | Bonds remain owned and liquidity needs are fulfilled |
| Funds obtained | Up to 100% of bond value | Up to 90% of bond value |
| Impact on portfolio | Portfolio decreases | portfolio remains |
*Applies only to Loan Facility in Rupiah and valid for disbursements made by June 30, 2026.
Informasi terkait IBL债券
| 编号 |
单据 | 原件/复印件 |
|---|---|---|
| 1 | 由借款人签署的申请表 |
原件 |
| 2 | 借款人及其配偶的身份证（适用于印尼公民） |
复印件 |
| 3 | 户口本 |
复印件 |
| 4 |
|
复印件 |
| 5 |
客户出生证明，如出现以下情况：
|
复印件 |
| 6 | 雇员： 在职证明或其他替代文件
企业家
专业人士
|
复印件 |
| 7 | 其他文件：
|
复印件 |
| 编号 |
费用类型 |
费用 |
|---|---|---|
| 1 | 管理费 |
1– 3年: 信贷额度的0.50% 4-5年：信贷额度的0.75% |
| 2 | 债券注册费 |
每系列债券250,000印尼盾 |
| 3 | 约定贷款契约费 |
印尼盾贷款：750,000印尼盾 美元贷款：50美元 |
| 4 | 逾期罚金 |
每日按未付义务总额的0.1%收取 |
| 5 | 罚金（到期前结清） |
印尼盾贷款：结清金额的1% 美元贷款：结清金额的0.25百分之 |
| 6 | 利率 |
根据利率优惠 |
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