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OCBC - Livesmart Protector – Proteksi Jiwa dengan Nilai Lebih
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LiveSMART Protector

Affordable insurance solutions for you and your family

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Further Information

Related information about LiveSMART Protector

Requirements to Apply LiveSMART Protector

  • Currency: Rupiah
  • Entry age Insured: 18 - 45 year
  • Entry age Policy Holder: 18 - 99 year
  • Premium payment period : 5 years
  • Insurance Coverage Period: 20 years or until the Insured is 65 years old or while the Policy is still active

Insurance product is provided by the Insurance Company, It is not a product of PT Bank OCBC NISP Tbk. (“Bank”) and Bank is not an insurance agent or insurance broker of the Insurance Company.

The Insurance Company will take full responsibility over the insurance product and the content of the insurance policy published for such insurance product, so therefore Bank will not be liable in any form for the insurance product and the content of insurance policy published for such insurance product.

The insurance product is not a saving product of the Bank, thus is not included in the government guarantee program or Lembaga Penjamin Simpanan.

Premium paid by the Policyholder are including cost of insurance, supplementary, fund management, bank commission and marketing staff commission.

The information in this document should be read and subject to the policy provisions and other provisions that are related to the insurance product as per current as well as their changes afterward.


FAQ

Frequently Asked Questions about LiveSMART Protector

How long does the premium have to be paid?

Only 5 years of protection for 20 years

Is a medical examination necessary?

A medical examination is not required in accordance with the applicable terms and conditions

What is the minimum premium for this product?

Starting from IDR 100,000

Insurance Purchases in OCBC

Protection purchases can be done by OCBC mobile, with following steps:

  1. Click 'Wealth Management' menu
  2. Click 'Insurance' menu
  3. Select the desired insurance products
  4. Read product information, then click 'Buy'
  5. Select the account that will be used
  6. Fill in the required data, then click 'next'
  7. Check the premium detail and confirm
  8. Fill in the Health Statement/Customer Statement, then click 'next'
  9. Check the transaction detail, then click 'next'
  10. Click 'Terms and Conditions', then click 'Confirm'
  11. Enter your transaction PIN or SMS Token, then click 'next'
How do I pay the insurance premium?

The insurance premium payments will be done in autodebet periodically through OCBC account according to the seleccted product.

What should I do to submit the insurance claims?

For claims, the customer or the heirs can complete the documents as stated in the policy, then:

  • Give it to the Relationship Manager or OCBC branch, to be forwarded to the Insurance Company, or
  • Send directly to Insurance Company

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