Complete your payment system to grab every business opportunity

Cashless payment solutions for smooth business transactions​

Why OCBC Merchant Solution

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Cashless

Debit Card, Credit Card (Visa, Mastercard), and QRIS

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Contactless

Easy transaction, just tap & pay

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Safe

Reliable system to secure payment transaction - Encryption technology - Access control, etc.

    EDC Solutions (Card & QR)

    Online Acquiring Solution

    QRIS Solution (Static)

    Product Information Summary

    General Terms & Conditions

    Rates

    Settlement & Report

    Support

OCBC EDC Payment Solutions for easy business transactions with your customers.

Accepts payments via GPN Card, Visa, Mastercard, & Dynamic QRIS*

*QR code is generated after the payment amount is set via EDC device

Ease of your business online transactions, integrated directly with Merchant.

Accept Visa and Mastercard network transaction card payments without having to switch platforms.

QRIS Payment Solution for easy business transactions with your customers

Accept QRIS payments from all mobile banking & ewallets in static QRIS code format*

*QR code is given to the Merchant, in the form of hardcopy (paper/sticker).

Merchant Solution
Merchant Solution

Merchant Solution

 
Document Requirements LLC CV Foundation Personal
Merchant registration form (hardcopy)
Merchant Terms and Conditions If there are special agreement, MCC applies
Identity of the owner or person in charge ✓ On behalf of the director ✓ On behalf of administrators
Taxpayer Identification Number ✓ On behalf of a person
Registration certificate (TDP) or business registration number (NIB)
Business License (in the form of a business permit or equivalent document) -
*For Offline Merchants: Location photos (front, left, and right view), photos of goods & business activities and sales, and photos of signage.
*For Online Merchants: Website display photos and business location photos (warehouse & office)
Deed of incorporation or amendment -
Decree of the Ministry of Law and Human Rights - -

Notes:

  • For business entities that attach Business Identification Number, are still required to attach a Business License issued through OSS but do not need to attach a Company Registration Certificate.
  • For foundations with social categories (places of worship, social assistance, donations) do not require Business Identification Number and Business License.
  • If the acquisition process is carried out through the power of attorney from the Merchant, it is mandatory to attach a Copy of Power of Attorney and a Copy of the Power of Attorney ID Card.
  • For private merchants who apply for a type of payment using a card, they must attach a business license.

Card MDR

Card Solution Card Type Merchant Category MDR Rate
Debit Card EDC/Online Aqcuiring Debit GPN OCBC Regular 0.15%
Education 0.15%
Gas Station 0.15%
G2P. P2G. Donation 0%
Debit GPN Bank Lain Regular 1%
Education 0.75%
Gas Station 0.5%
G2P. P2G. Donation 0%
Other Bank Domestic Debit   1%
Debit Visa   1%
Debit Mastercard   1%
Credit Card EDC Credit Card Visa   2%
Credit Card Mastercard   2%
Online Aqcuiring Credit Card Visa   2.5%
Credit Card Mastercard   2.5%

Information:
*)MDR is calculated from the processed transaction amount
**) MDR does not include per-transaction fees charged by Payment Gateways

QRIS MDR

Solution Merchant Category MDR
QRIS Mikro nominal transaction ≤IDR 100,000 0%
Mikro nominal transaction≥IDR 100,000 0.3%
Regular 0.15%
Education 0.6%
Gas Station 0.4%
Social assistance/donations (mandatory on behalf of Foundations/Social Organizations) 0%

Monthly Fee

  • EDC: IDR200K/EDC/month (before tax)
  • QRIS (QR Stiker) : Free of charge

Daily transaction reports will be sent via email to the Merchant a maximum of D+1 calendar day after settlement.

Daily payment will be credited to the Merchant's account D+1 working day after settlement.

Layanan 24/7 melalui TANYA OCBC dan email

Email: platform_solutions@ocbc.id
Call: 1500-999

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