Life Goals

Achieve Financial Goals Easier With Life Goals Feature On OCBC Mobile

Choose Life Goals & calculate funding requirements

Choose the Life Goals you want : education, retirement, religious tourism, traveling, marriage then simulate the need for funds according to the time period of saving

Buy & Link Product with Life Goals

Buy and invest in the right product to achieve life goals

Tracking Progress

Monitor how close your funds are ready to life goals

Other Benefits

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Need a Consultation?

Discuss your Life Goals planning with a Financial Advisor. Make an appointment here (web.ocbc.id/advisor).

Let’s Choose the Life Goals that You Want to Achieve!

Traveling

Traveling

Plan with Life Goals Now, Vacation later.
Pension Fund

Pension Fund

You want old age to be fun?​
Lets, plan from now on with the life goals feature ​
Education

Education

Guaranteed education funds, brightfuture with life goals feature​
Marriage

Marriage

Are you sure you are ready to marry?​
Start preparing your wedding plans with the life goals feature ​
Religious Tourism

Religious Tourism

The dream to religious tourism can be accelerated with the Life Goals Feature
Others

Others

You can create Life Goals according to your goals

Achieve Life Goals With Various Selected Savings & Investment Product

TAKA

TAKA

With the freedom to choose target funds to make your dream come true
Mutual Funds

Mutual Funds

Easy and safe investment for your future
Bonds

Bonds

Alternative investment to increase your assets
Deposits

Deposits

Time deposits that provide optimal benefits
Gold Investment

Gold Investment

Coming soon

6 Steps to start by creating life goals on ONe Mobile

1

Step 1

Login to ONe Mobile application, then click Life Goals menu

2

Step 2

Click Rencanakan Life Goals to start setting target and making life goals

3

Step 3

Select the Category Life Goals according to your needs and click continue

4

Step 4

Complete the data according to the instructions then click Continue

5

Step 5

Check the summary of your Life Goals then click Save

6

Step 6

Your life goals have been saved

Buy or link products with Life Goals

1

Step 1

Click Buy Investment Product

2

Step 2

Choose investment products. If confused to choose the right product click “Help Me Choose”

3

Step 3

Read the product guide, click “Ok, I Understand” and choose an investment product that matches with your life goals

4

Step 4

Click Order and Continue

5

Step 5

Click Link to Life Goals, then click one of Life Goals that you want to link

6

Step 6

Life Goals successfully linked and click Buy and continue the transaction until finish

Track your Life Goals progress on ONe Mobile

1

Step 1

See and monitor the accumulation of all Life Goals, click on one of the Life Goals to see more details

2

Step 2

Then the details of one of your life goals appear

3

Step 3

To edit, delete or share your Life Goals, click the three dots in the upper right corner

Tanya OCBC

B: Life Goals is OCBC mobile’s feature which helps you to manage way of saving become easier. You can create Life Goals according to your needs and connect your investment products to meet your target funds.

B: With Life Goals, you can be more disciplined in investing thus your investment goals or long-term goals in your life will be more focused and can be realized through Life Goals feature which monitored and customized.

B: Step to Create Life Goals:

  1. Choose Life Goals menu in OCBC mobile’s dashboard
  2. Choose ‘Plan Life Goals’ and select Life Goals category
  3. Complete Life Goals data (name of Life Goals, funds owned, funds target plan & time plan)
  4. Select ‘Continue’ to see summary & calculation of Life Goals and click ‘Save.’

B: You can choose these categories: Pension Fund, Education, Travel, Marriage, Religious Tourism & many more.

B: You can choose ‘Others’ category and filled the Life Goals data accordance to your needs such as business capital, medical expenses, and more.

B: No, I am free to input any nominal here according to the funds that I have been prepared—not necessarily according to the value of the assets owned in OCBC mobile.

The example of filling funds that I Have Prepared’:

FAQ Life Goals Q6

B: No, achievement in Life Goals shown on the goal tracker, will only updated according to the nominal entered in the ‘Funds you have prepared’ and according to the value of the investment product that has been linked to Life Goals.

Display goal tracker in Life Goals details:

FAQ Life Goals Q7

B: Goal tracker is an indicator of the achievement of your Life Goals that shows:

  • Funds raised now (a),
  • Funds target nominal (b), and
  • Percentage (%) the achievement of the target of the fund (c)

FAQ Life Goals Q8

B: Currently, Life Goals can only be linked to products Reguler Saving Plans, Deposit, Mutual Funds and Bond.

B: No, 1 (one) product can only be linked to 1 (one) Life Goals.

B: You can link or unlink investment product in Life Goals. You can set the investment product that you want to link your Life Goals, via the product page on OCBC mobile, via banner or slider on the Life Goals detail page.

Link product via OCBC mobile:

FAQ Life Goals Q11A


Link product on Life Goals detail banner:

FAQ Life Goals Q11B

or on Life Goals detail slider:

FAQ Life Goals Q11C

B: Yes, if there is a deposit product that is due date or withdraw before the date, the goal tracker will be reduced according to the amount returned to savings.

B: Currently there is a banner under the goal tracker in the Life Goals detail that inform you:

  1. Buy a product if you don’t have an investment product, and
  2. Linking product if you already have investment product

Banner A:

FAQ Life Goals Q13A

Banner B:

FAQ Life Goals Q13B

B: Your will get notification if there is a product Reguler Saving Plans or Deposit linked to your Life Goals but is due date, so the product will automatically be disconnected from your Life Goals while reducing the calculation in the goal tracker.

Notification display for Reguler Saving Plans when due date:

FAQ Life Goals Q14

B: Currently, Life Goals cannot be shared with others. You can only link your own investment product to the Life Goals you have created.

B: The goal tracker data on the chart will be updated every time you open the Life Goals detail.

B: The target fund is adjusted to the inflation assumption from data of the latest 10 years, and the estimated performance of investment products.

B: Factor for calculating Life Goals:

  • The funds I have now
  • The Investment of value linked to Life Goals
  • Investment products performance recommendations
  • Inflation assumption from data of the latest 10 years
  • Benefit from 50% monthly bank interest rate + 50% IHSG based on the data of the latest 10 years

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