OCBC Merchant

Main features:

As an OCBC Customer

As a Non OCBC Customer

Guide to fill registration form:

Document Requirements	LLC	CV	Foundation	Personal
Merchant Terms and Conditions	If there are special agreement, MCC applies			✓
Identity of the owner or person in charge	✓ On behalf of the director		✓ On behalf of administrators	✓
Taxpayer Identification Number	✓		✓ On behalf of a person
Registration certificate (TDP) or business registration number (NIB)	✓	✓	✓	✓
Business License (in the form of a business permit or equivalent document)	✓	✓	✓	-
^For Offline Merchants: Location photos (front, left, and right view), photos of goods & business activities and sales, and photos of signage. ^For Online Merchants: Website display photos and business location photos (warehouse & office)	✓	✓	✓	✓
Deed of incorporation or amendment	✓	✓	✓	-
Decree of the Ministry of Law and Human Rights	✓	-	✓	-

Notes:

For business entities that attach Business Identification Number, are still required to attach a Business License issued through OSS but do not need to attach a Company Registration Certificate.
For foundations with social categories (places of worship, social assistance, donations) do not require Business Identification Number and Business License.
If the acquisition process is carried out through the power of attorney from the Merchant, it is mandatory to attach a Copy of Power of Attorney and a Copy of the Power of Attorney ID Card.
For private merchants who apply for a type of payment using a card, they must attach a business license.

Solution	Merchant Category	MDR
QRIS	Micro with transaction amount ≤Rp500.000	0%
	Micro with transaction amount >Rp500.000	0.3%
	Regular	0.7%
	Education	0.6%
	Gas Station	0.4%
	Social assistance/donations (mandatory on behalf of Foundations/Social Organizations)	0%

^*MDR is calculated from the nominal amount of transactions processed

Download OCBC Merchant