OCBC Business SME

Support your business as it grows and levels up

Advantages

Business Service For All SME Stages​

Get comprehensive business solutions for SMEs ready to level up

Grow Your Business​

Easier access to loan facilities that can be tailored to business needs

Digital Business​

Digital solutions for secure, effective, and efficient banking transactions

Achieve success with various choices of comprehensive solutions

obligasi

Cash Management

Business cash management solutions for more effective and efficient transactions, as well as growing business funds.
reksa-dana

Loan Access

Financing and business capital solutions for business development.
structured-product

Digital Business

Digital solutions for faster, effective, efficient banking transactions, anytime and anywhere with Velocity.
structured-product

Beyond Banking

Specific solutions and customization to meet the customer's business needs and desires.
reksa-dana

Business Fitness Solution

Solutions to #LevelUp your business
obligasi

Regional Business Network

Special solutions for SMEs to expand business to regional reach
Benefits of OCBC Business SME Services
For Individual OCBC Business SME Customers

Combine Average Balance
OCBC Business SME

Individual
Transaction Quota Fee (Per Month)

BI-FAST Transfer

Interbank Transfer

Payment/Purchases

Cash Withdrawal

Transfer RTGS
TT
Service Charge
(Per Month)

OCBC Group

TT Swift

IDR 0 - < IDR1 Mio

10

-

2

-

-

-

-

IDR 10K

IDR 1 Mio - < IDR 25 Mio

150

5x

5x

5x

-

-

-

-

IDR 25 Mio - < IDR 50 Mio

15x

15x

15x

1x

1x

-

-

≥ IDR 50 Mio

30x

30x

30x

2x

1x

-

-
Benefits of OCBC Business SME Services
For Individual OCBC Business SME Business Entities

Combine Average Balance
OCBC Business SME

Business Entity

Monthly Fee Transaction Quota

BI-FAST

Interbank Transfer

Payment/Purchase

RTGS

TT

Service Fee

OCBC Group

TT Swift

IDR 0 - < IDR 25 Mio

100x

-

-

-

-

-

IDR 30K

IDR 25 Mio - < IDR 50 Mio

Unlimited

20x

20x

1x

1x

-

IDR 30K

IDR 50 Mio - < IDR 500 Mio

30x

30x

1x

1x

-

-

IDR 500 Mio - < IDR 1 Bio

50x

50x

1x

1x

1x

-

IDR 1 Bio – < IDR 5 Bio

75x

75x

10x

2x

2x

-

IDR 5 Bio – < IDR 10 Bio

100x

100x

10x

5x

2x

-

≥ IDR 10 Bio

1000x

1000x

10x

5x

2x

-
Untuk Nasabah dengan persetujuan kredit mulai Rp3,5 Milliar, dapatkan keuntungan #NaikLevel sesuai dengan tabel berikut:
NYALA BISNIS

BADAN USAHA

MASTER LOAN

Rata – rata saldo gabungan

< Rp50 Juta

EXTRA LOAN

Rata– rata saldo gabungan

Rp50Juta – Rp500 Juta

ULTIMATE LOAN

Rata– rata saldo gabungan

≥ Rp500 Juta

BENEFIT UNTUK KAMU SETIAP BULANNYA

Bebas biaya transfer BI-FAST

Tanpa Batas

Bebas biaya transaksi bayar & beli

50x

50x

1000x

Bebas biaya transfer online ke Bank manapun

50x

50x

1000x

Bebas biaya transfer dalam jumlah besar [RTGS]

2x

10x

10x

Bebas biaya transfer ke luar negeri [TT]

TT Swift

-

1x

1x

TT OCBC Group

1x

1x

1x
Biaya Layanan Bebas Biaya
file

Product Information Summary OCBC Business SME Individu

file

Product Information Summary OCBC Business SME Business Entity

file

Terms and Condition

Featured Promo

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Loan limit up to IDR 2 billion for PT Mazzoni Java Utama consumers

11 Mar 2026 - 31 Dec 2026
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Save up to IDR750 Thousands – Klook

1 Nov 2026 - 31 Dec 2026
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Save 54% - 54th Bluebird Anniversary

1 May 2026 - 31 May 2026

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