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OCBC - Kredit Investasi Individu – Kendali Penuh atas Aset

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KII Kendali

Property-backed loans for individual, non-productive investment purposes with controllable interest rate through savings balance

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Further Information

Related information about KII Kendali

Individual applicants
Indonesian citizenship
Minimum age 21 years old/ married
Employees: Maximum age 55 years old by the end of loan tenure
Entrepreneur/Professional: Maximum age 70 years old by the end of loan tenure
Receives regular income
Property collateral building 100% complete, and titled land certificate transferred.

No	Type	Description
1	Provision	Tenure ≤ 10 years: 1% loan plafond Tenure > 10 years: 1.5% loan plafond
2	Administration Fee	Tenure < 10 years: 0.1% loan plafond or min. IDR 250.000 Tenure ≥ 10 years: 0.1% loan plafond or min. IDR 500.000
3	Insurance Premium	Subject to charges imposed by OCBC insurance partners
4	Notary	Subject to charges imposed by OCBC notary partners
5	Legal Documents	Imposed when legal documents are prepared by OCBC
6	Appraisal	IDR 750.000 or subject to charges imposed by KJPP
7	Late Charges	0.15% per day of delayed payments
8	Penalty	4% of the amount paid off, if the loan is still in the penalty period. 3% of the amount paid off, if the loan has passed the penalty period.
9	Safekeeping Certificate Fee	Safekeeping Certificate fee of IDR 20,000 per day will be charged since the date of paid off, if the certificate documents haven't been collected in 30 calendar days after the credit facility is paid off
10	Interest rate	In accordance with the Rate Promo