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OCBC - TAKA Bunga OCBC – Tabungan Berjangka dengan Bunga Optimal
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TAKA Bunga

Term savings with the freedom of choosing targets to fulfil your dreams

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Further Information

Related information about TAKA Bunga

Terms to Open Taka Bunga Account

  • ID Card/Driving License
  • KIMS/KITAS/KITAP for Foreigners
  • Personal/Couple/Parents NPWPCard or sign an agreement letter from the Bank
  • Have related Account OCBC
  • Make a deposit of funds according to the target funds of choice

TAKA Interest Rate
Effective November 14th, 2022

Product Interest Rate (p.a) s/d 13 Nov 2022 Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR 2,75% 2,75%
TAKA - USD 0,25% 2,00%
TAKA - SGD 0,01% 0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR 3,75% 3,15%


Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Taka Bunga Facilities

  • OCBC mobile

Things You Need to Know:

  • Fluctuations in interest rates can occur following market developments (floating interest rates) and will be reviewed annually
  • The payment process is based on the auto debit system from the source account
  • If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
  • Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
  • Benefit insurance : Applicable only to IDR- TAKA Bunga opened through designated branches that are eligible for the insurance benefit. The insured amount covered by the insurance company is equal to the target fund amount minus the accumulated monthly installments, including accrued interest and applicable 
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FAQ

Frequently Asked Questions about TAKA Bunga

Sebutkan salah satu keunggulan dari produk Taka Bunga ?
Target Dana Pasti
Mata uang apa sajakah yang tersedia pada produk Taka Bunga ?
IDR, USD dan SGD

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Others Product

TAKA

  • No to Specify Monthly Deposit & Time
  • Flexible Fund Withdrawal
  • No Administration Fee

TAKA Flexi​ (New!)

  • Building dreams of traveling the world with saving interest rate 3.50%* p.a.
  • Funds can be withdrawn before maturity when needed to support your child’s education goals
  • Freedom to set your own monthly deposits and timeframe when organizing your wedding budget

TAKA Fix Installment

  • No to Specify Monthly Deposit & Time
  • Competitive Interest Rates
  • No Administration Fee

TAKA Bunga Pasti

  • Flexible to Set Target & Time
  • Competitive Interest Rates
  • Life Insurance Benefits

TAKA Hadiah

  • Variety of Rewards
  • Flexibility Choose Target Fund
  • Life Insurance Benefits

Banking at Your Fingertips

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