Other Benefit

Can be opened directly through OCBC mobile

Change your monthly deposit anytime.

Early withdrawal is available before maturity in accordance with your child's education planning needs.

Flexible monthly deposit and additional top up options to support your wedding budget.

Watch the easy steps you can do with TAKA Flexi

In this video, you can watch on how to apply TAKA Flexi, top up your fund, change deposit, to disbursement your fund. Let’s watch now!

Related information about TAKA Flexi

Withdrawal can be made after 1 year from TAKA Flexi account opening date.
A maximum of 2 withdrawals per year is allowed, with each withdrawal up to 25% of the total accumulated balance (including top-up funds) until maturity.
Withdrawals can be made directly via the OCBC mobile app.
A fee of IDR10,000 applies for each withdrawal transaction, from the TAKA Flexi account opening date.

Product	Rates (p.a.)
TAKA Flexi	4.25%

Interest & Fees
Monthly admin fee = Rp 0.- Late monthly Deposit penalty fee = IDR 5,000,- Withdrawal fee = IDR 10,000,- Early account closure fee = IDR 100,000,-

Follow below easy steps:

Interest rates are subject to change at any time in accordance with the prevailing rates applied by the Bank.
Monthly deposits are processed automatically through the auto-debit system from the designated source account.
TAKA Flexi balances can be withdrawn at any time via the OCBC mobile app. Withdrawals are limited to a maximum of25% of the total accumulated funds (including top-ups), up to 2 times per year, and a fee of IDR10,000 applies for each withdrawal.
If the balance in the linked source account is insufficient for the monthly debit, the debit process will be continued inthe following month. As a result, the final balance at maturity may not reach the initial target amount and will be automatically disbursed according to the accumulated funds.
The TAKA Flexi account will be closed automatically under the following conditions:
Upon reaching maturity.
If the monthly debit fails 6 consecutive times, and an account closure fee will be applied at the time of closure
Early account closure (before maturity) upon customer request can only be made through an OCBC branch.