Other Benefit

Tenor start from 6 month

Never forget to saving with the auto-debit feature.

With the Life Goals feature in OCBC mobile, Tabungan Berjangka (TAKA) Bunga can help you save regularly to make your dreams come true.

Further Information

Related information about TAKA Bunga

TAKA Interest Rate
Effective November 14^th, 2022

Product	Interest Rate (p.a) s/d 13 Nov 2022	Interest Rate (p.a) eff. 14 Nov 2022
Open TAKA via Branch
TAKA - IDR	2,75%	2,75%
TAKA - USD	0,25%	2,00%
TAKA - SGD	0,01%	0.01%
Open TAKA via OCBC mobile/ Internet Banking
TAKA - IDR	3,75%	3,15%

Rates & Fees
Tutup rekening sebelum jatuh tempo : Rp 100 ribu

Fluctuations in interest rates can occur following market developments (floating interest rates) and will be reviewed annually
The payment process is based on the auto debit system from the source account
If funds are not available on the debit date, a late monthly deposit fee will be charged, with the following conditions: Late monthly deposit fee: 0.025% x monthly deposit arrears x number of days in arrears Automatic close: 6 consecutive months there are arrears of monthly deposits
Customers cannot withdraw funds or close accounts before the end of the saving period. If funds are withdrawn or the account is closed, the customer will be charged an account closing fee
Benefit insurance : Applicable only to IDR- TAKA Bunga opened through designated branches that are eligible for the insurance benefit. The insured amount covered by the insurance company is equal to the target fund amount minus the accumulated monthly installments, including accrued interest and applicable

Frequently Asked Questions about TAKA Bunga

Sebutkan salah satu keunggulan dari produk Taka Bunga ?

Target Dana Pasti

Mata uang apa sajakah yang tersedia pada produk Taka Bunga ?

IDR, USD dan SGD

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Get competitive interest rates of up to 4,25% p.a.
Affordable monthly deposits starting from IDR 300,000/month & can be changed anytime.
Free top up funds outside of monthly deposits