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OCBC - TAKA Angsuran Tetap – Tabungan Rutin, Masa Depan Cerah
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TAKA Fix Installment

Realize your plan with TAKA Fix Installment

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Further Information

Related information about TAKA Fix Installment

TAKA Angsuran Tetap Account Opening Requirements

  • KTP and NPWP card for Indonesian citizens
  • KIMS/KITAS/KITAP for Foreigners
  • Have an account with Bank OCBC
  • Make the first deposit equal to the monthly deposit

Taka Interest Rate
effective October 27th, 2025

Product Rates (p.a.) s/d 26 October 2025 Rates (p.a.) eff 27 October 2025
TAKA account opening via Branch
TAKA Fix Installment 3.75% 3.25%
TAKA account opening via OCBC mobile / Internet Banking
TAKA Fix Installment 3.75% 3.25%


Tarif dan Biaya
Cabang Online
Tutup rekening sebelum jatuh tempo : Rp100 ribu Tutup rekening sebelum jatuh tempo : Rp100 ribu
Features
Customer Terms Individual
Currency IDR
Monthly Installment Deposit Min IDR100,000
Installment Multiples IDR100,000
Period Minimum 1 year and maximum 10 years (multiple of 6 months)
Target Funds #N/A (target funds are assumptions depending on term, monthly deposit and interest)
Rates Review Fixed 1 year (review rate per year)
Admin Fee No Admin Fee
Closing Costs IDR100,000
Monthly Deposit Late Fee 0.025% x monthly deposit arrears x number of days in arrears (grace period = 0 days)
Auto Close If there is a monthly deposit arrears for 6 consecutive months
Account Closing Before Maturity Through Branch Office (valid for branch opening / in OCBC mobile)

FAQ

Frequently Asked Questions about TAKA Fix Installment

How to open a savings account?
  1. Proof of valid identification
    1. Indonesians: Identification card (KTP) (seasonal/permanent) or Driver’s License (SIM)
    2. Foreigners: Passport and Letter of temporary residence (KIMS/KITAS/KITAP)
  2. NPWP (Tax payment number), if you do not possess a NPWP, NPWP belonging to a parent can be used. If either parent does not possess a NPWP, a form to state of not owning a NPWP can be filled in
  3. Fill in the savings application form, a specimen of signature and stamp duty IDR 6 thousand
  4. Minimum balance to open an account according to the type of savings account
How to open a deposit account?
  1. Fill in and complete the deposit account form
  2. Present documents such as: identification cards, passport or Letter of temporary residence (KIMS/KITAS/KITAP) for foreigners
  3. Minimum balance to open a deposit account
How to open a giro account?
  1. At least 18 years old or married
  2. Photocopy of identification (for example: Identification card)
  3. Photocopy of the NPWP (Tax payment number)
  4. Letter of reference from a bank
  5. Letter of authority
  6. Specimen of signature
  7. .Not included in the blacklist of Bank Indonesia

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Others Product

TAKA

  • No to Specify Monthly Deposit & Time
  • Flexible Fund Withdrawal
  • No Administration Fee

TAKA Flexi​ (New!)

  • Building dreams of traveling the world with saving interest rate 4%* p.a.
  • Funds can be withdrawn before maturity when needed to support your child’s education goals
  • Freedom to set your own monthly deposits and timeframe when organizing your wedding budget

TAKA Bunga

  • Flexible to Set Target & Time
  • Competitive Interest Rates
  • Life Insurance Benefits

TAKA Bunga Pasti

  • Flexible to Set Target & Time
  • Competitive Interest Rates
  • Life Insurance Benefits

TAKA Hadiah

  • Variety of Rewards
  • Flexibility Choose Target Fund
  • Life Insurance Benefits

Banking at Your Fingertips

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