Invite Friends to Join Nyala, Get Cashback Up To IDR200,000!

1 Nov 2023 - 31 Dec 2023

Cashback up to IDR200,000 for every friend you invite to join NYALA via OCBC mobile or website

How to Join Refer a Friend Program

  1. Via Website
    • Go to
    • Login to Internet Banking
    • Click 'Customer Service' then 'Refer a Friend'
    • Enter personal data of your relative or family that you are referring to
    • Then click 'OK' to save the data
  2. Via OCBC mobile*
    • Login to OCBC mobile
    • Select the 'Refer a Friend' menu
    • Click 'Invite My Friends'
    • Then share the link to your relatives or family through your social media

*) This option only applies to Referrals who have never downloaded OCBC mobile from any channel

Terms and Conditions:

  1. Program period until 31 December 2023
  2. The Referral must be a new customer who join OCBC bank with fresh fund
  3. Rewards will be credited if the referral has successfully joined the services and placed funds no later than the end of the following month since account opening with the following calculation:
    Services Min. Combined Balance Cashback
    Nyala IDR 250,000 IDR 50,000
    IDR 1,000,000 IDR 100,000
    IDR 25,000,000 IDR 200,000
    Nyala Bisnis IDR 25,000,000 IDR 200,000
    Premier Banking IDR 500,000,000 IDR 500,000
  4. Rewards are given in the form of cashback for Sharia (upfront profit sharing) and the net Reward amount will be credited to the account.
  5. Reward will be credited to the Customer’s Tanda 360 Plus & Mudharabah iB Savings account no later than the 4th week of the following month.
  6. The terms and conditions of the program may change at any time and the changes will be informed by Bank OCBC to the Customer.
  7. For Nyala customers, refer a friend program must be done through Internet Banking / OCBC mobile.

Reward Calculation Simulation

Customer A refers his/her relatives with the following details:

Customer A refers → Customer B Customer C Customer D Customer E
Services Nyala* Nyala Bisnis* Premier Banking
Join Date 06 Nov 2023 08 Nov 2023 13 Nov 2023 20 Nov 2023
Scheme Fulfillment Date 15 Dec 2023 22 Jan 2024 20 Nov 2023 23 Nov 2023
Total Combined Balance in the month of scheme fulfillment IDR 1,000,000 IDR 25,000,000 IDR 30,000,000 IDR 500,000,000
Reward IDR 100,000 IDR 200,000 IDR 500,000
Reward Credit 4th week of Jan 2024 4th week of Dec 2023 4th week of Dec 2023

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