Investor Relation

The list of crucial and latest information about investor relation

  • Share Ownership
  • Financial Informations
  • Annual Report
  • Credit Ratings

    Structure of Group Shareholders

    Share Ownership Composition

    Shareholders

Structure of Group Shareholders

 

Share Ownership Composition

Shareholders December 31, 2022 December 31, 2021

Number of Shares % Number of Shares %
OCBC Overseas Investments Pte. Ltd. 
(Controlling Shareholder)
19,521,391,224 85.08% 19,521,391,224 85.08%
Board of Commissioners:
Pramukti Surjaudaja 451,942 0.00% 451,942 0.00%
Board of Directors:
Parwati Surjaudaja 3,166,420 0.01% 3,126,420 0.01%
Emilya Tjahjadi 180,000 0.00% 144,000 0.00%
Hartati 180,000 0.00% 144,000 0.00%
Martin Widjaja 180,000 0.00% 144,000 0.00%
Andrae Krishnawan W 180,000 0.00% 144,000 0.00%
Johannes Husin 180,000 0.00% 144,000 0.00%
Joseph Chan Fook Onn 180,000 0.00% 144,000 0.00%
Ka Jit 72,000 0.00% 36,000 0.00%
Lili S. Budiana 72,000 0.00% 36,000 0.00%
Other Shareholders (Ownership below 5%) 3,419,063,386 14.91% 3,419,391,386 14.91%
Total 22,945,296,972 100.00% 22,945,296,972 100.00%

Top 20 Shareholders

As of 31 January 2024

No. Shareholders Number of Shares %
1 OCBC OVERSEAS INVESTMENTS PTE,LTD 19,521,391,224 85.08
2 PT UDAYAWIRA UTAMA 497,950,936 2.17
3 PT SURYASONO SENTOSA 494,512,602 2.16
4 BP2S LONDON S/A ABERDEEN STANDARD ASIA FOCUS PLC 379,629,166 1.65
5 THE NT TST CO S/A CAM-GTF VCC 197,906,084 0.86
6 JPMCB NA RE-PACIFIC ASSETS TRUST PLC 150,252,000 0.65
7 PT AMB FINANSIAL INDONESIA 130,000,000 0.57
8 DRS, LO KHENG HONG 122,079,700 0.53
9 THE NT TST CO S/A RAIC VCC 103,978,252 0.45
10 JOHAN SUNDJOTO 101,300,000 0.44
11 JPMCB NA AIF CLT RE-THE SCOTTISH ORIENTAL SMALLER COMPANIES TRUST PLC 86,000,700 0.37
12 PANIN SEKURITAS. PT 74,246,008 0.32
13 MANOJ PITAMBER NANWANI 44,283,200 0.19
14 PT SURYA ANUGRAH MULYA 35,000,000 0.15
15 ANDY TANUJAYA 19,316,800 0.08
16 SURONO SUBEKTI 19,200,000 0.08
17 TEKARDJO ANGKASA 16,921,500 0.07
18 PURYANTO 15,410,600 0.07
19 MUSKAAN ANIL BAHIRWANI 15,000,000 0.07
20 RECAPITAL EQUITY 9,145,100 0.04

    Quarterly Published Report

    Quarterly Financial Reports

    Monthly Financial Reports

    Performance Presentation

    Leverage Ratio

    Basel III Disclosure

    LCR (Liquidity Coverage Ratio)

    NSFR (Net Stable Funding Ratio)

    Quantitative Information of Risk Exposure

    Key Financial Highlights

    Merger Information

    Financial Statements of Parent Entity (OCBC Bank)

Quarterly Published Report

Quarterly Published Report 2023

Quarterly Published Report 2023

Quarterly Published Report 2022

Quarterly Published Report 2022

Quarterly Published Report 2021

Quarterly Published Report 2021

Quarterly Published Report 2020

Quarterly Published Report 2020

Quarterly Published Report 2019

Quarterly Published Report 2019

Quarterly Published Report 2018

Quarterly Published Report 2018

Quarterly Published Report 2017

Quarterly Published Report 2017

Quarterly Published Report 2016

Quarterly Published Report 2016

Quarterly Financial Reports

Quarterly Financial Report  2023

Quarterly Financial Report 2023

Quarterly Financial Report 2022

Quarterly Financial Report 2022

Quarterly Financial Report 2021

Quarterly Financial Report 2021

Quarterly Financial Report 2020

Quarterly Financial Report 2020

Quarterly Financial Report 2019

Quarterly Financial Report 2019

Quarterly Financial Report 2018

Quarterly Financial Report 2018

Quarterly Financial Report 2017

Quarterly Financial Report 2017

Quarterly Financial Report 2016

Quarterly Financial Report 2016

Quarterly Financial Report 2015

Quarterly Financial Report 2015

Monthly Financial Reports

Monthly Financial Report 2024

Monthly Financial Report 2024

Monthly Financial Report 2023

Monthly Financial Report 2023

Monthly Financial Report 2022

Monthly Financial Report 2022

Monthly Financial Report 2021

Monthly Financial Report 2021

Monthly Financial Report 2020

Monthly Financial Report 2020

Monthly Financial Report 2019

Monthly Financial Report 2019

Monthly Financial Report 2018

Monthly Financial Report 2018

Monthly Financial Report 2017

Monthly Financial Report 2017

Performance Presentation

Performance Presentation 2023

Performance Presentation 2023

Performance Presentation 2022

Performance Presentation 2022

Performance Presentation 2021

Performance Presentation 2021

Performance Presentation 2020

Performance Presentation 2020

Performance Presentation 2019

Performance Presentation 2019

Performance Presentation 2018

Performance Presentation 2018

Performance Presentation 2017

Performance Presentation 2017

Leverage Ratio

Leverage Ratio 2023

Leverage Ratio 2023

Leverage Ratio 2022

Leverage Ratio 2022

Leverage Ratio 2021

Leverage Ratio 2021

Leverage Ratio 2020

Leverage Ratio 2020

Leverage Ratio 2019

Leverage Ratio 2019

Leverage Ratio 2018

Leverage Ratio 2018

Leverage Ratio 2017

Leverage Ratio 2017

Leverage Ratio 2016

Leverage Ratio 2016

Basel III Disclosure

Basel III Disclosure 2023

Basel III Disclosure 2023

Basel III Disclosure 2022

Basel III Disclosure 2022

Basel III Disclosure 2021

Basel III Disclosure 2021

Basel III Disclosure 2020

Basel III Disclosure 2020

Basel III Disclosure 2019

Basel III Disclosure 2019

Basel III Disclosure 2018

Basel III Disclosure 2018

Basel III Disclosure 2017

Basel III Disclosure 2017

Basel III Disclosure 2016

Basel III Disclosure 2016

LCR (Liquidity Coverage Ratio)

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2023

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2022

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2021

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2020

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2019

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2018

Liquidity Coverage Ratio (LCR) 2017

Liquidity Coverage Ratio (LCR) 2017

Liquidity Coverage Ratio (LCR) 2016

Liquidity Coverage Ratio (LCR) 2016

NSFR (Net Stable Funding Ratio)

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2023

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2022

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2021

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2020

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2019

NSFR (Net Stable Funding Ratio) 2018

NSFR (Net Stable Funding Ratio) 2018

Quantitative Exposure Risk

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2023

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure 2022

Quantitative Information of Risk Exposure  2021

Quantitative Information of Risk Exposure 2021

Quantitative Information of Risk Exposure  2020

Quantitative Information of Risk Exposure 2020

Quantitative Information of Risk Exposure  2019

Quantitative Information of Risk Exposure 2019

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure 2018

Quantitative Information of Risk Exposure  2017

Quantitative Information of Risk Exposure 2017

Key Financial Highlights

In million Rupiah, unless otherwise stated

Description 2022  2021 2020 2019 2018
Statements of Financial Position
Total Assets 238,498,560  214,395,608 206,297,200 180,706,987 173,582,894
Total Earning Assets 229,850,198  206,098,916 200,361,914 168,616,528 160,473,383
Loans - Gross 137,621,383  120,775,015 114,903,280 119,046,393 117,834,798
Loans - Net 130,258,491  113,228,691 109,737,912 114,436,825 113,490,896
Deposits from Customers 176,084,993  168,050,732 159,036,404 126,121,499 125,560,448
Current Accounts 55,895,693  52,090,261 36,771,711 25,160,744 22,320,229
Savings Accounts 40,253,434  33,025,441 30,328,552 25,737,207 23,545,674
Time Deposits 79,935,866  82,935,030 91,936,141 75,223,548 79,694,545
Borrowings 4,728,401  4,718,556 4,709,294 1,982,588 1,979,456
Subordinated Debts 155,675  142,525 140,500 138,825 143,800
Total Liabilities 204,287,525  182,068,037 176,467,884 153,042,184 149,154,640
Total Equity 34,211,035  32,327,571 29,829,316 27,664,803 24,428,254
Statements of Profit or Loss and Other Comprehensive Income
Net Interest Income 8,740,701  7,643,485 7,112,768 6,438,932 6,377,935
Other Operating Income 1,863,469  2,059,246 2,249,317 1,912,576 1,410,794
Total Operating Income 10,604,170  9,702,731 9,362,085 8,351,508 7,788,729
Allowance for Impairment Losses on Financial Assets and Others 1,722,470  2,285,045 2,455,852 694,849 789,524
Other Operating Expenses 4,667,523  4,214,269 4,125,764 3,768,918 3,512,758
Income from Operations 4,214,177  3,203,417 2,780,469 3,887,741 3,486,447
Income Before Tax 4,218,016  3,203,792 2,784,855 3,891,439 3,485,834
Net Income 3,326,930  2,519,619 2,101,671 2,939,243 2,638,064
Other Comprehensive (Expense)/Income for The Year, Net of Tax (938,719)  (21,414) 331,943 297,206 5,836
Total Comprehensive Income for The Year,
Net of Tax
2,388,211  2,498,205 2,433,614 3,236,449 2,643,900
Net Income Attributable to:  
Owners of the Parent 3,326,917  2,519,574 2,101,670 2,939,241 2,638,064
Non-Controlling Interests 13  45 1 2 -
Total Comprehensive Income Attributable to  
Owners of the Parent 2,388,198  2,498,160 2,433,613 3,236,447 2,643,900
Non-Controlling Interests 13  45 1 2 -

Earnings per Share (Full Amount)

144.99  109.81 91.59 128.10 114.97

 

Description 2022 2021 2020 2019 2018
Financial Ratios, Compliance and Others
Financial Ratios
Capital Adequacy Ratio (CAR) 21.53%  23.05% 22.04% 19.17% 17.63%
Non Performing Loan (NPL) Gross 2.42%  2.36% 1.93% 1.72% 1.73%
Non Performing Loan (NPL) Net 0.96%  0.91% 0.79% 0.78% 0.82%
Return on Assets (ROA) 1.86%  1.55% 1.47% 2.22% 2.10%
Return on Equity (ROE) 10.51%  8.33% 7.47% 11.56% 11.78%
Net Interest Margin (NIM) 4.04%  3.82% 3.96% 3.96% 4.15%
Operating Expenses to Operating Income Ratio (BOPO) 71.09%  76.50% 81.13% 74.77% 74.43%
Loan to Deposit Ratio (LDR) 77.22%  71.70% 71.81% 94.08% 93.51%
Loan to Funding Ratio (LFR) 75.14%  69.69% 69.31% 91.14% 88.91%
Macroprudential Intermediation Ratio 78.26%  71.07% 71.82% 94.86% 94.24%
Net Stable Funding Ratio (NSFR) 139.60%  152.84% 151.63% 125.00% 118.51%
Current Account & Saving Account (CASA) 54.60%  50.65% 42.19% 40.36% 36.53%
Liquidity Coverage Ratio (LCR) 177.98%  229.23% 207.56% 149.74% 150.66%
Compliance Ratios
Percentage Breach of Legal Lending Limit  
Related Parties - - - -
Non Related Parties - - - -
Percentage Excess of Legal Lending Limit  
Related Parties - - - -
Non Related Parties - - - -
Minimum Reserve Requirement  
Rupiah Statutory Reserve * 8.42%  5.86% 3.02% 6.02% 6.51%
Secondary Statutory Reserve/
Macroprudential Liquidity Buffer
32.51%  36.85% 25.44% 21.66% 20.57%
Statutory Reserves Foreign Currency 4.01%  4.01% 4.26% 8.44% 8.53%
Net Open Position (NOP)  '2.56% 3.47% 1.65% 3.28% 5.11%
Others
Net Income to Income from Operations Ratio 31.37%  25.97% 22.45% 35.19% 33.87%
Liabilities to Equity Ratio 597.14%  563.20% 591.59% 553.20% 610.58%
Liabilities to Assets Ratio 85.66%  84.92% 85.54% 84.69% 85.93%
* Previously Primary Statutory Reserve.

 

Other Main Indicators 2022  2021 2020 2019 2018
Number of Employees 5,819  5,777 5,985 5,949 6,075
Number of Office Networks 200  211 236 283 308
Number of ATMs 496  537 592 669 719
Issued and fully paid (22,945,296,972 shares) 2,868,162  2,868,162 2,868,162 2,868,162 2,868,162

Notes:
  • Banking industry does not use Current Ratio calculation.
  • Bank OCBC NISP did not invest in associated companies in 2018. 
    In 2019-2022, Bank OCBC NISP made an investment of 99.9% in PT OCBC NISP Ventura.

Merger Information

Merger Information

Merger Information

Financial Statements of Parent Entity (OCBC Bank)

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2023

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2022

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2021

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2020

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2019

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2018

Financial Statements of Parent Entity (OCBC Bank) - 2017

Financial Statements of Parent Entity (OCBC Bank) - 2017

Financial Statements of Parent Entity (OCBC Bank) -  2016

Financial Statements of Parent Entity (OCBC Bank) - 2016

    Annual Report

    Sustainability Report

Annual Report

Annual Report  2023

Annual Report 2023

Annual Report  2022

Annual Report 2022

Annual Report  2021

Annual Report 2021

Annual Report  2020

Annual Report 2020

Annual Report  2019

Annual Report 2019

Annual Report 2018

Annual Report 2018

Annual Report 2017

Annual Report 2017

Annual Report 2016

Annual Report 2016

Sustainability Report

Sustainability Report 2022

Sustainability Report 2022

Sustainability Report 2021

Sustainability Report 2021

Sustainability Report 2020

Sustainability Report 2020

Sustainability Report 2019

Sustainability Report 2019

Sustainability Report 2018

Sustainability Report 2018

Sustainability Report 2017

Sustainability Report 2017

Sustainability Report 2016

Sustainability Report 2016

    Fitch Ratings

Fitch Ratings

Fitch Ratings 2023
Outlook National - Long Term Stable
National Long - Term AAA(idn)
Foreign Currency, Long - Term BBB
Foreign Currency, Short - Term F2
Local Currency A

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Leverage Ratio

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Leverage Ratio Common Disclosure - Desember 2019

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Leverage Ratio Common Disclosure - November 2019

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Leverage Ratio Common Disclosure - October 2019

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Leverage Ratio Common Disclosure - September 2019