Providing 0% Interest Financing Facility, Bank OCBC NISP Ready to Support SAP Express Partners in Developing MSME Logistics Business

3 Aug 2022

Jakarta, August 3rd 2022 – In line with the Bank's commitment to support Indonesian MSMEs to accelerate their business, Bank OCBC NISP announce its partnership with SAP Express by providing 0% interest financing facilities for SAP Express logistic partners.

Logistic sector is one of the industries that experienced significant growth due to increase of e-commerce activities during pandemic. Data from the Central Statistics Agency (BPS) stated that Indonesia's economic growth in the first quarter of 2022 reached 5.01% YoY where logistics sector is one of the main drivers. The significant growth on logistics business is in line with the increase in e-commerce transactions in Indonesia. Data from Bank Indonesia stated that throughout 2021 the value of e-commerce transactions reached Rp401 trillion and it is estimated to grow by 31.2% in 2022.

“Welcoming the growth of e-commerce industry and its great potential in logistics sector, Bank OCBC NISP continues to expand its support for MSME players through collaboration with SAP Express - Indonesian logistics company-. We hope that the collaboration can support Indonesian MSME players, especially SAP Express partners to offer competitive and affordable logistics services through our financing facilities KTA Cashbiz. The 0% financing facility can be utilized by SAP Express partners in building a sustainable business,” said Veronika Susanti, Digital Lending Division Head of Bank OCBC NISP

To qualify, SAP Express partners who have joined for a minimum of one year with an average monthly revenue of a minimum of IDR 3.5 million can apply for this KTA Cashbiz financing facility. This facility has limit up to IDR 200 million and a tenor of 1 week to 3 months with 0% interest. Debtors only need to pay a provision fee if the loan is withdrawn.

This loan facility can be submitted online, can be used as deposit for processing delivery services. Thus, can also support MSMEs to digitize their business, by having competitive and affordable logistics services. MSME players can expand their marketing network throughout Indonesia and abroad through e-commerce.

“We appreciate the collaboration between Bank OCBC NISP and SAP Express to facilitate financing for our SAP Express Partners. The support is aligned with our strategy to actively foster MSMEs in Indonesia by coaching, increasing sales turnover and others," said Denny Parhan, Corporate Secretary of SAP Express.

As a bank licensed and supervised by the Otoritas Jasa Keuangan (OJK), Bank OCBC NISP is committed to support MSMEs #MelajuJauh by providing services beyond funding. This is realized through various relevant financial solutions, ranging from accounts specifically designed for business, facilities and services to improve business efficiency and provide empowerment program for MSMEs including SAP Express partners. Partners can expand their own capacity as well as build a network through Bank’s #ONPreneurship program. This program is implemented virtually. For further information about the #ONPreneurship program can be found on Instagram @onmelajujauh.

Overview of Bank OCBC NISP
Bank OCBC NISP was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. As of June 30th 2022, Bank OCBC NISP served customers through 201 office networks in 54 cities in Indonesia, equipped with 497 Bank OCBC NISP ATM units accessible at more than 100,000 ATM networks in Indonesia, as well as connected to more than 680 OCBC Group ATM networks in Singapore and Malaysia. Bank OCBC NISP also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. Bank OCBC NISP is one of the banks with highest credit ratings in Indonesia, namely idAAA (stable) from PT Pemeringkat Efek Indonesia (PEFINDO) and AAA (idn)/stable from PT Fitch Ratings Indonesia.


Brand & Communication Division
OCBC NISP Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: 021-57944000
Website :

Aleta Hanafi
Division Head,
Mobile: 62-8119860068
Chandra Novita
Mobile: 62-81119642404

Berita untuk inspirasi

OCBC Tower

Partnership - 2 May 2024

PT Bank Commonwealth Officially Become Part of PT Bank OCBC NISP Tbk

OCBC Syariah - Baznaz

Partnership - 20 Feb 2024

Jaga Amanah dari Nasabah, OCBC Syariah Salurkan Dana Zakat Bagi Hasil Sepanjang Tahun 2023 untuk Dukung Usaha Mikro

Lihat Semua