Halaman yang Anda Cari Tidak Tersedia
Halaman yang Anda Cari Tidak Tersedia
Jakarta, July 31, 2025 – PT Bank OCBC NISP Tbk (“OCBC”) reported solid performance in the first half of 2025, with strong liquidity and capital.
| Key Financial Performance (Consolidated) as of 30 June in IDR trillion, except % |
|||
|---|---|---|---|
| Description | 2025 | 2024 | ∆% YoY |
| Net Income | 2.57 | 2.39 | 7% |
| Total Loans | 166.34 | 162.47 | 2% |
| Total Deposits | 216.28 | 198.59 | 9% |
| Total Assets | 295.97 | 266.48 | 11% |
| Total Equity | 41.08 | 37.99 | 8% |
As of June 30, 2025, the Bank recorded a net profit of IDR 2.57 trillion, a 7% increase year-on-year.
This growth was supported by a 14% year-on-year increase in total operating income. Total deposits increased by 9% YoY to IDR 216.28 trillion, while total loans grew by 2% YoY to IDR 166.34 trillion.
The Bank maintained asset quality, as reflected in the gross non-performing loan (NPL) ratio of 1.9%, down from 2.0% in the same period last year, and below the industry average, while net NPL stable at 0.7%.
Liquidity and capital remained robust, with a Liquidity Coverage Ratio (LCR) of 267% and a Capital Adequacy Ratio (CAR) of 23.6%, both well above regulatory requirements.
“We continue to focus on quality and sustainable growth, applying prudent risk management while balancing the business development and risk management optimally,” stated Parwati Surjaudaja, President Director of OCBC.
Building on this foundation, the Bank continues to drive sustainable profit growth while safeguarding asset quality and liquidity. To strengthen the long-term funding structure, and support quality and sustainable loan growth, the Bank recently issued Shelf Registration Bonds IV OCBC Phase I 2025, amounted IDR 1.5 trillion.
Parwati added: “Despite the current economic dynamics, we continue to actively seek opportunities for collaboration to expand financial access, both in funding as well as development of customer-centric products and services.”
In introducing individual banking services, OCBC consistently promotes #FUNanciallyFIT lifestyle, encouraging wise financial management and a balance between essential and sustainable living, delivers innovative products such as the OCBC Voyage Credit Card, OCBC Star Wars Platinum Credit Card, and Young NYALA.
Throughout the first half of 2025, the Bank received numerous prestigious awards across various categories, ranging from corporate governance and product innovation to digital technology and human capital excellence, include:
An overview of the financial report and financial ratios as of June 30, 2025, is presented in the attached factsheet.
About OCBC
PT Bank OCBC NISP Tbk (OCBC) was established in Bandung in 1941 under the name Nederlandsch Indische Spaar en Deposito Bank. Over its 84 years of journey, the Bank has undergone several name changes, from 'Bank NISP' to 'Bank OCBC NISP', and 'OCBC' on November 14, 2023. As of June 30, 2025, OCBC serves customers through 205 office networks in 54 cities in Indonesia. Furthermore, customers could conduct transaction through the Bank's 536 ATM, more than 90,000 ATM networks in Indonesia, and connected to more than 450 OCBC Group ATM networks in Singapore and Malaysia. OCBC also serves customers through various digital channels, including mobile banking and internet banking – both for individuals and corporations. OCBC is one of the banks with the highest credit ratings in Indonesia, namely AAA(idn)/stable from PT Fitch Ratings Indonesia.
Brand & Communication Division, OCBC
OCBC Tower, Jl Prof Dr Satrio Kav 25, Jakarta 12940
Tel: 021- 25533888; Fax: (62)-021-57944000
Email: brand.communication@ocbc.id
Website: www.ocbc.id
|
Aleta Hanafi Division Head aleta.hanafi@ocbc.id, Mobile: 62-8119860068 |
Chandra Novita Publicist chandra.novita@ocbc.id Mobile: 62-8111071069 |
|
Nadya Maharani Publicist nadya.maharani@ocbc.id Mobile: 62-8118725945 |
Novi Henriatika Publicist novi.henriatika@ocbc.id Mobile: 62-8119812329 |
OCBC Performance - 10 Apr 2025
