OCBC 90°N Credit Card

Mainstay Card When Traveling with Benefits of faster Miles accrual

Earn Travel Miles Faster

Travel Miles for your every traveling needs

Travel Miles Bonus

With activation and monthly transaction accumulation

Airport Lounge Access

Access to 1,356 International Airport Lounges in over 137 countries with DragonPass

Other Benefits

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Cash Out Remaining Limit

Now you can withdraw the remaining credit card limit directly into your savings account with interest up to 0% via OCBC mobile.
Info: web.ocbc.id/cairlimitcc

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Taking the MRT abroad just TAP

With the Contactless feature, valid in countries and transportation companies that accept payments by Credit Card and contactless

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Contactless Feature

Equipped with contactless features for convenience, security & faster transaction

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Travel Miles

Travel miles for every your retail transaction

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Faster Miles Collecting

Earn travel miles faster for certain transactions abroad

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Bill Payment Facility

Paying various monthly bills easily and more practically

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Accepted Worldwide

Shopping at more than 29 million merchants and International VISA partners

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Access Cash Worldwide

Easiness cash withdrawals at more than 1 million ATMs worldwide anytime

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Pay Flexible Bills

Payment credit card bills minimum 5% of the total bill

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Payment Methods Vary

Pay credit cards easily anytime and anywhere

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More Profitable Holidays

Check various special promos at web.ocbc.id/kartuliburan

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Easy transaction via Alipay/Weixin Pay with OCBC Credit Card

Now traveling abroad is easier because you can transact on Alipay & Weixin Pay with OCBC Credit Card. Info: web.ocbc.id/trxchina

    Product Features & Other Information

    Facility

    Complimentary Airport Lounge Access

    Requirements

    Credit Card General Terms and Conditions

    Interest and Fees

    Credit Card PIN

    Your Credit Card

    Information on the Billing Statement

    Privileges for you

    Product Information Summary

Get 1 Travel Miles just by making a transaction using a 90N Credit Card amounting to Rp2.222*

1 Travel Miles can be exchanged for 1 KrisFlyer/GarudaMiles/AirAsia Big Point*

*Valid for new 90N Credit Card customers with overseas transactions of at least 40 million at hotel, restaurant and transportation merchants within 3 months after the card is approved.

Get Travel Miles quickly

Shopping transactions that earn Travel Miles are retail shopping transactions from the main Credit Card and additional Credit Cards that have been recorded in the Bank's system and do not include all installment transactions, cash withdrawals, Loan on Phone and canceled transactions.

Type of Retail Transaction Nominal Transaction Get Travel Miles*
Domestic Transaction IDR10,000 1 Travel Miles
Overseas Transactions (Non IDR) IDR 8,000 1 Travel Miles
Overseas Transactions (Non) specifically for the Restaurant, Hotel & Flight Transportation categories** IDR 4,000 1 Travel Miles

**Maximum 500 Travel Miles/month (maximum transaction IDR2,000,000/month)

Especially for new customers, get Rp2.222 = 1 Travel Miles (overseas transactions) with the following calculation:

Type of Retail Transaction Get Travel Miles
Transaction Overseas* amounting to IDR 40 Million 5,000
Get Points from Welcome Bonus 13,000
Total Points earned by the Customer 18,000

*Minimum transaction to get Travel Miles overseas IDR8,000

The transaction calculation is total transactions abroad ÷ total points earned by the customer
IDR40,000,000 ÷ 18,000 Travel Miles = Rp2.222

  • Shopping transactions that earn Travel Miles are retail shopping transactions from the main Credit Card and additional Credit Cards that have been recorded in the Bank's system and do not include all installment transactions, cash withdrawals, Loan on Phone and canceled transactions.
  • That the Bank has the right to debit previously credited mileage/reward points if the customer changes the transaction to installments or does not meet the provisions.

Welcome Bonus

  • Bonus 13,000 Travel Miles with a minimum accumulated transaction of IDR40 million for 3 months from card approval.
  • Monthly bonus of 1,000 travel miles with a minimum bill of IDR60 million per bill/cycle
  • Bonus Travel Miles by joining the Tanda 360 savings account opening program

*Enjoy an Activation Bonus of 13,000 (Thirteen Thousand) Travel Miles

  • Activate your OCBC 90°N Credit Card
  • Accumulate retail transactions of at least IDR40,000,000 (Forty Million Rupiah) within 3 months of your OCBC 90°N Credit Card being approved
  • The shopping transactions that are taken into account are the total shopping transactions from the main Credit Card and additional Credit Cards that have been recorded in the Bank's system no later than 3 (three) months from the date your OCBC 90° N Credit Card is approved.
  • Types of transactions that are not taken into account in this program include the following transactions:
    • Cash withdrawal (cash advance) and Loan on Phone (LOP) transactions.
    • All credit card related charges.
    • Transactions are converted into installments and ongoing installments
    • Disputed transactions, double postings, canceled transactions, and recurring payments.
  • Card holders are required to make a claim via SMS if the customer meets the above criteria to 86477 in the format:
    OCBC(space)BONUS90N(space)4 last number of no. Credit Card
    Example: OCBC BONUS90N 1234
  • The maximum claim period can be made until the end of the 3rd month since the card was approved and the Travel Miles bonus will be given in the 4th month.
  • Activation bonus will only be given to the main Credit Card.
  • Activation bonuses will be given to customers with smooth payment status and no blocks.
  • The bank has the right to cancel the award of miles if there are indications of fraud.The program is valid until June 30, 2024.
  • More information: www.ocbc.id/cashbacknew

Collect Travel Miles Quickly

1. Get Free Fly to Singapore

  • 13,000 Travel Miles Activation Bonus Program
    • Make a minimum accumulated transaction of IDR 40 million for 3 months after the card is approved.
    • The calculation of Travel Miles that customers can get by making a transaction of IDR 40 million is as follows
      Pendapatan Travel Miles TM
      Setiap Transaksi Domestik Rp10.000 = 1 Travel Miles (Fitur Produk) 4.000
      Bonus Travel Miles 13.000
      Total Travel Miles 17.000
  • Tanda 360 Plus Fund Placement Program and get a bonus of 17,000 Travel Miles Open Tanda 360 Plus and place funds as follows:
    • Buka Tanda 360 Plus dan lakukan penempatan dana sebagai berikut:
      Penempatan Dana Tenor Bonus Travel Miles
      Rp355.000.000 6 bulan 17.000
      Rp175.000.000 12 bulan
    • The provisions of the Tanda 360 Plus fund placement program may change at any time in accordance with Bank policy. Contact Ask OCBC 1500-999 for the latest information and programs for the OCBC 90°N Credit Card
  • 17,000 Travel Miles = 17,000 Krisflyer
    • Exchange rate 17,000 KrisFlyer = 1 Ticket from Jakarta to Singapore (Round-Trip, Economy Class – Saver) using Singapore Airlines
    • Exchange of Travel Miles into Krisflyer can be done via Raih.id which can be accessed via a browser or the OCBC mobile application
    • The calculation of Airline Miles fully follows the Airline Miles provisions of the airline

Contactless Feature
Easier payments with contactless features and accepted Worldwide. OCBC 90°N Credit Card is equipped with contactless features for convenience, security and faster transaction.

Accepted Worldwide
OCBC NISP 90°N is accepted worldwide with more than 29 million merchants and service partners that collaborate with VISA international.

Worldwide Access to your Fund
Apart from being able to do fund withdrawal in all OCBC Branches, OCBC 90°N Credit Card can also be used for fund withdrawal in more than 1 Million ATMs worldwide, 24 hours a day and 7 days a week. You can withdraw up to 60% of your OCBC 90°N Credit Card limit by visiting the nearest ATM and selecting the cash withdrawal menu using your Credit Card PIN.

Bill Payment Facility
Your OCBC Credit Card can be used to pay recurring utilities payment such as TELKOM, PLN, PAM, TV Subscription, IPL (building maintenance fee) and Insurance by:

  1. OCBC ONe Bill
    Register your recurring bill for service providers in agreement with OCBC NISP by contacting Tanya OCBC NISP 1500-999 or your Relationship Manager. More information, click here
  2. OCBC ATM
    Visit the nearest OCBC ATM and choose “Payment / Purchase” menu using your credit card PIN. If you do not have your PIN yet, please create your PIN immediately. More info ocbc.id/pin

Bill payment flexibility
Your OCBC credit card payment can be done by paying the minimum 5% of the total bill or IDR 50,000 (whichever is higher).

Payment methods

You can pay your OCBC 90°N bill by various methods:

  • Via OCBC ATMs all over Indonesia
  • Internet Banking and Mobile Banking OCBC Bank
  • Cash deposit in all OCBC branches
  • Direct Debit by signing standing instruction in all OCBC Bank branches
  • Lalu Lintas Giro (LLG)/Clearing
  • Over booking from OCBC savings account/Giro in all OCBC branches
  • Transfer via ATM Bersama or ATM Prima

Call OCBC (Contact Centre)
We are ready to serve you 24 hours a day 7 days a week to get information about OCBC 90°N credit card with contact Call OCBC1500-999/+62-21-26506300 (from overseas) or e-mail tanya@ocbc.id

Complimentary Domestic and International Airport Lounge Access

Complimentary access at the International Airport Lounge and Domestic Airport Lounge in collaboration with OCBC through the DragonPass Application. Main Credit Card Owner and an supplementary Credit Card OCBC 90⁰N owner are entitled to enjoy two complimentary visits per year to the Airport Lounge.

To obtain the Membership Number and Activation Code DragonPass, please contact TANYA OCBC 1500-999 at least 3 days before to the departure date. Make sure the DragonPass membership app is downloaded and registered. Click here for more details.

List of cooperated Domestic Airport Lounges via DragonPass Application:

No Kota Nama Airport Nama Airport Lounge* Terminal
1 Bandung Husein Sastranegara International Airport Saphire Blue Sky Lounge Main Terminal
2 Bangka Island Depati Amir Airport Saphire Blue Sky Lounge Domestic Terminal
3 Jakarta Halim Perdanakusuma International Airport Saphire PremiAir Executive Lounge Departure Terminal
Soekarno-Hatta International Airport Saphire Blue Sky Lounge (Domestic T3 - Gate 13) Terminal 3
Saphire Blue Sky Lounge (T3 Domestic - Gate No.18)
Plaza Premium Lounge (Gate7)
Saphire Lounge Terminal 2F
4 Jambi Sultan Thaha Airport Saphire Lounge Domestic Terminal
5 Medan Kualanamu International Airport Saphire Mandai Excecutive Lounge (International) International Terminal
 Saphire Blue Sky Premier Lounge Terminal 1

Note : *) Airport Lounge Operational Day and hours are entirely under respective Airport Lounge’s authority, not the authority of the Bank

Conditions for Submitting OCBC 90°N

  • Minimum 21 years for major cardholders
  • Minimum 17 years for additional card holders
  • Minimum annual income of Rp120 Million
  • citizen or foreigner

OCBC berhak menentukan besarnya pagu kredit dan jenis Kartu yang akan diberikan oleh OCBC kepada Pemegang Kartu

General Terms & Condition OCBC Credit Card
  1. Definitions

Definitions
In these Terms and Conditions, unless expressed otherwise in the context, the following terms shall have the following meaning:

"Automated Teller Machine" hereinafter referred to as "ATM" means a machine which can be used by the Cardholder to access banking services for 24 hours

"Bank" means PT Bank OCBC NISP Tbk, a banking company registered and supervised by the Financial Services Authority, domiciled in South Jakarta and having its address at OCBC Tower, Jalan Prof. Dr. Satrio Kav. 25 Jakarta 12940 including all of the bank's branch offices in Indonesia.

"Cash Advance Limit" means the maximum limit for cash advance made at the Counter or ATM pursuant to the limit approved by the Bank, where such cash advance shall be subject to Administration Fee and Interest, calculated on a percentage basis of total cash advance or a certain minimum amount determined by the Bank.

"Stamp Duty" means the tax levied on documents under the provision of the applicable laws charged to the Cardholder for every payment made.

"Administration Fee" means fees charged by the Bank to the Cardholder with regards to the use of Credit Card.

"Late Charge" means fees charged to the Cardholder when he/she pays the bill after the Due Date

"Billing Statement" means a notification to the Primary Cardholder which, among others, inform about Current Month's Total Bill, total Minimum Payment and the Due Date for making payment within a particular Credit Card billing period.

"Interest" means the interest expense charged to the Cardholder if Current Month"s Billing Statement is not paid in full and/or if the payment is made after the Due Date

"Call OCBC" means PT Bank OCBC NISP, Tbk banking call service, or Call OCBC which can be contacted at 1500-999 or other numbers informed by the Bank from time to time.

More Info

Interest and Fees

Annual fee (free of the first year fee) Primary Card IDR 1,000,000 per year, Supplementary Card: IDR 500,000 per year
Retail Interest 1.75% per month, 21% per year
Cash Advance Interest 1.75% per month, 21% per year
Minimum Payment 5% of the bill or a minimum of IDR 50,000 (Until 30 June 2024 or always binding with Bank Indonesia regulations)
Cash Advance Fee 6% or a minimum of IDR 100,000 (whichever is greater)
Late Payment Fee (Late Charge) 1% of the total bill, minimum IDR 50,000 and maximum IDR 100,000 (Until 30 June 2024 or always binding with Bank Indonesia regulations)
Over-limit Fee 6% of the excess limit, a minimum of IDR 100,000 and a maximum of IDR 250,000
Lost/Damage Card Replacement Fee IDR 100,000
Billing Statement Delivery Charge IDR 12,500 per billing
Transaction Copy Request Fee Transaction Note IDR 50,000 , Monthly Bill IDR 30,000, and Declined Check / Giro Fee IDR 25,000
Duty Stamp Charged for Payments with Certain Amount Payment amounted above IDR 5,000,000 will be charge Duty Stamp IDR 10,000
Credit Card Payment Costs through Teller at OCBC Branch IDR 10,000
Installment Request Fee

Through ONe Mobile Application or other channels IDR 15,000 per transaction

Through Contact Center – Tanya OCBC IDR 20,000 per transaction

Installment Payment Cancellation/Acceleration Fee IDR 200,000 per transaction
Transfer fee - IDR 10,000 to OCBC account
- IDR 25,000 to another bank account

E-Statement via Email Fee

Request Increase Limit Fee

Notification Charges

IDR 5,000 per bill per month

IDR 50,000 per request

IDR10,000 per bill per month

Important Information
  • - In accordance with Bank Indonesia Regulation, Customers are not permitted to use Credit Cards for cash withdrawal transactions at merchants.
  • - Beware of fraud in the name of Bank OCBC. We never ask for your confidential data, such as PIN, Password, Passcode / OTP and User ID.

Interest Calculation for Shopping Transactions (Retail):
Interest will be charged if the Cardholder pays less than the total of the new bills, or pays after the Due Date. Interest on Purchase Transactions is calculated based on the Posting Date of the transaction made. The interest rates that apply to purchase transactions are listed on the billing statement. Unpaid fees, penalties, or interest are not included into the interest calculation component. Interest will be charged on the next billing statement. For a complete interest calculation can be seen in the credit card interest calculations illustration.

Interest Calculation for Cash Advance Transactions:
Interest for Cash Advance is charged and calculated from the Cash Advance Date until the full payment date of the Cash Advance transaction. The interest rates that apply to Cash Advance transactions are listed on the Billing Sheet. Unpaid fees, penalties, or interest are not included in the interest calculation component. For a complete interest calculation can be seen in the illustration of the Credit Card Interest Calculation.

Illustration of Interest Calculation for Purchase Transactions (Retail)*

* This illustration uses the Platinum Credit Card due date

Note:
Illustration of interest calculation can give different results caused by:

  1. Rounding of calculations.
  2. The sequence of bill payment. For further information of bill payment sequence, reffering to the General Terms and Conditions of OCBC Credit Cards.

Illustration of Cash Advance Transaction Interest Calculation**

The example of calculation of interest on Cash Advance transactions:
The Cash Advance transaction of IDR 1,000,000 is made and recorded on March 8, 2020. The Billing Statement print date is March 10, 2020. The Due Date is April 2, 2020.

The Cash Advance transaction interest that printed on the Billing Statement sheet for April 2020 is IDR 1,726 (*** see calculation method below).

Image of interest day calculation for Cash Advance transactions

** This illustration uses the calculation of the Titanium Credit Card due date
*** The interest calculation for the Cash Advance transaction was billed in April 2020 as follows:

Interest = IDR 1,000,000 x 3 x (1,75% x 12 months) / 365 = IDR 1,726

All Credit Card transaction in Indonesia required to using PIN.

Get your 6 digit OCBC Credit Card PIN by following:

  1. OCBC mobile *
    Download the latest version of OCBC mobile and follow the steps below:
    • Log in with your User ID and Password
    • Click “Settings”
    • Click “Card Management”
    • Click “Credit Card” menu and choose card
    • Click “Change PIN”
    • Set your PIN and reconfirm
    • PIN successfully set
  2. Sending SMS to 86477**

    SMS Format:
    OCBC[space]SETPINCC[space]Last 4 Digit Credit Card#Date of Birth DDMMYYYY#Your 6 Digit PIN

    For Example: OCBC SETPINCC 1234#14121990#180825

    (*Create PIN through OCBC mobile only for Basic Card Holder)
    (**Create PIN through SMS for Basic and Supplement Card Holder using the registered telephone number on the Bank)


For further information, please contact Tanya OCBC 1500-999.

Your Credit Card
  1. Chip
    The chip stores your confidential data and offers greater security and convenience in making transactions.
  2. Your Name
    Only the person whose name is printed on the Credit Card shall be entitled to use it. Therefore, please check the name on your credit card and report immediately to OCBC if it is incorrect.
  3. Expiry Date
    Your Card is effective as from the date you receive and activate your Credit Card in the month up to the last day of the month and year printed on this part.
  4. Credit Card Number
    This is a unique series of number for your credit card. Please indicate these numbers in every correspondence with OCBC. Please clearly indicate these numbers for each payment or transaction of your Credit Card.
  5. Signature Sticker
    As soon as you receive OCBC Credit Card, please immediately sign on this part. Make sure your signature matches to the one on your Identity Card.
  6. Magnet Stripe
    Please keep this part away from magnet and do not scratch this part since it stores your Credit Card data.
  7. Call OCBC
    For any information you need concerning OCBC Credit Card, you can call this number.
  8. Contactless Technology
    OCBC 90°N Credit Card is equipped with contactless features for convenience, security and faster transaction.

Information on The Billing Statement
The billing statement is a summary of transaction details of your OCBC Credit Card (from the previous month's billing date up until the subsequent billing date). Details of transactions printed are transactions made using the primary card and the supplementary card (if any). There is no separate billing statement for supplementary cards.

Primary Credit Card Number
This is OCBC Primary Credit Card number.

Statement Date
This is the date of transactions and other outstanding balances billing. It will fall on the same date each month.

Payment Due Date
This is the payment deadline for the outstanding balances on which the payment shall have been received by PT. Bank OCBC NISP, Tbk, namely 16 days for Platinum, 90°N, Voyage Credit Card and 23 days for Titanium Credit Card as from the billing date. A minimum payment must be paid off each month on or before the due date even if you have not received the Billing Statement. Payment received after the due date shall be subject to late charge.

Current Month's Bill
This is the outstanding balance on the billing date which includes previous month's outstanding balance and transactions made up to the billing date, fees, interests and corrections deducting payments and credit.

Minimum Payment
The minimum payment is 5% of the outstanding balance or IDR 50,000 (whichever higher)*. If your outstanding balance exceeds your credit limit, such excess shall be added to the minimum payment which is about to become due. If you have not paid off the previous month's minimum payment, such amount shall also be added to your minimum payment which is about to become due. If there is any instalment transaction, it shall be billed in full.

*Until 31 Desember 2023 or always binding with Bank Indonesia regulations

Transaction Date
This is the date of the transactions of purchase, cash advance or other transactions made using OCBC Credit Card.

Posting Date
This is the date on which your transaction is posted or charged to your OCBC Credit Card account.

Transaction Description
This column contains information on the details of transaction made using your OCBC Credit Card:

  • Previous month's statement which shows the ending balance of the previous month's bill prior to deduction of payment and added by new transactions and fees/penalties
  • Payment will deduct the balance of previous month's bill
  • Fees or penalties are the value of fees or penalties charged to your OCBC Credit Card account. For example, the annual fee or late charge if you made the payment after the due date.
  • For transactions made in foreign currency, the foreign currency code will be indicated and the transaction value will be converted into Rupiah
  • If you have a supplementary card, the supplementary cardholder's name and card number, along with the transaction details of your supplementary card will be found in a separate section. If you do not have any supplementary card, there will only be the transaction details of the primary card
  • The current month's bill is the total of the previous month's bill deducting the payment and added by new transactions (primary and supplementary cards transactions, fees and interests)
  • Credit status is a classification of whether a credit payment is smooth or not.

Purchase
This is the total amount of purchase transactions of your OCBC Credit Card in the current month.

Administration Interests & Fees
This is the amount of interest (only if there is an interest expense) and administration fees charged.

Payment
This is the amount of payment of the OCBC Credit Card bill which you have made.

Total
This is the total amount of bill you have to pay in the current month.

Combined Limit
Total credit limit assigned to a cardholder through 1 or more credit card(s) owned. The total credit limit of your OCBC Credit Card constitutes the combination of credit limit of all credit cards you own. If you only have 1 card, the combined limit is equal to your Primary Card limit.

Remaining Combined Credit
This is the remaining amount of credit limit up until the billing date and can be used for transactions.

Current Miles
Is the number of Miles you earned this month.

Miles Expired Next Month
Is information on the number of miles that will expire.

Expiry Date
Is the deadline date for your Miles to be valid.

Interest Rate (% of Retail Interest)
This is the information on the interest rate to be applied due to the customer's failure in making full payment of a bill. The rate is determined by the bank.

Interest Rate (% Cash Advance)
This is the information on the interest rate to be applied for cash advance transactions, the rate is determined by the Bank.

Note:
You will be charged the interest for:

  • Payment made after the due date
  • Minimum payment or non-full payment
  • Payment less than the minimum payment
  • Non-payment
  • Cash advance transaction

Partner Merchants in Indonesia
Deal with special offers from Bank OCBC partner merchants in Indonesia

VISA Partner Merchants
Trade with special offers from VISA merchants all over the world

Partner Merchants in Singapore and Malaysia
Trade with special offers from VISA merchants in Singapore and Malaysia

RIPLAY OCBC 90°N
RIPLAY OCBC 90°N

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Popular Questions About Kartu Kredit OCBC 90°N

Terms OCBC 90°N Credit Card
Age Main Card Holders aged 21 - 65 years
Additional Card Holders for a minimum of 17 years (Maximum 3 people
Citizenship Indonesian citizen and foreign national
Income Min Income: IDR 120,000,000 per year.
Personal Identification Documents Photocopy of KTP or
Photocopy of Passport / KIMS / KITAS (For foreigners only) or
Photocopy of Other Bank Credit Cards (For Other Bank Customers)
Income Document Original month's latest salary slip / Statement of Income (Especially Employees and Foreigners) or
Photocopy of SIUP / Company Establishment Deed
Current account / savings account for the last 3 months (only for entrepreneurs) or
Current Account / Savings Account for the last 3 months, Photocopy of Practice Permit and Photocopy of SPT (Professional Only) or
Photocopy NPWP.

  • Every domestic transaction IDR 10,000 and overseas IDR 8,000 = 1 Travel Miles
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel and Flight (maximum 500 Travel Miles per bill)

Redeem your Travel Miles through Raih.id which can be accessed via a browser or the OCBC mobile application.

  1. Every 1 Travel Miles can be exchanged for 1 GarudaMiles / 1 KrisFlyer / 1 AA BIG Point
  2. Travel Miles for free annual fee
    • Redeem 25,000 Travel Miles for one year free annual fee (Basic Card Holder)
    • Redeem 12,500 Travel Miles for one year free annual fee (Supplement Card)
  3. Travel Miles for any rebates for your transaction
    • Merchandise/Voucher
    • Travel Rebate for all travel transactions or all your transaction 2,500 Travel Miles = IDR 100,000

Collect Miles from Favorite Airlines or Exchange Whatever Your Travel Needs with OCBC 90°N Credit Card

  • Get 1 (one) Travel Miles for every IDR 8,000 (eight thousand Rupiah) overseas retail transaction and every IDR 10,000 (ten thousand Rupiah) domestic retail transaction
  • Double Travel Miles for overseas transactions at Restaurant, Transportation, Hotel, and Flight (maximum 500 Travel Miles per bill)
  • Airline Miles will be provided in the form of Travel Miles which can be seen in the Miles balance column on the billing statement
  • Conversion of 1 (one) Travel Miles is 1 KrisFlyer (Singapore Airlines) / 1 GarudaMiles (Garuda Indonesia) / 1 AA BIG Points (Air Asia)
  • Travel Miles can also be redeemed for other options through Raih.id
  • Shopping transactions that get Travel Miles are retail shopping transactions from major Credit Cards and additional Credit Cards that have been recorded in the Bank system and do not include all installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Foreign transactions are transactions that are recorded in foreign currencies other than Rupiah (IDR)
  • Travel Miles will be credited a maximum of 1 month after the transaction is posted to the Bank system
  • Travel Miles are only given on your main credit card with payment status smoothly and not blocked.

File an objection due to a transaction incompatibility, no later than 45 calendar days from the date the Billing Statement is sent. Please submit your objections to Call OCBC 1500-999 or + 62-21-26506300 (from abroad)

Main Card IDR 1,000,000 per year, Supplementary Card: IDR 500,000 per year (Free of first year tuition fees)

OCBC mobile Application *

Download the latest version of the OCBC mobile Application and follow these steps:

  1. Enter with your USER ID and Password OCBC mobile
  2. Click ""Your Obligations""
  3. Select the Credit Card that you want to set the PIN for
  4. Click ""CREATE / CHANGE PIN""
  5. Set the PIN you want and reconfirm
  6. PIN successfully created

(* Create PIN via OCBC mobile only for Primary Card holders)

Credit Cardholders can simply contact OCBC Call 1500-999 or + 62-21-26506300 (from overseas) for the process of blocking a lost Credit Card and submit a credit card replacement at a cost of Rp 100,000 for OCBC Titanium, Platinum, and 90 Credit Cards ° N and costs IDR 2,500,000 for an OCBC Voyage Credit Card.

Travel Miles Bonus

  • Activation Bonus of 3,000 Travel Miles*
  • Monthly bonus 1,000 Travel Miles**
  • Travel Miles bonus for opening Tanda 360 Plus Saving accounts program

*Enjoy an Activation Bonus of 3,000 (Three Thousand) Travel Miles

  • Activate your OCBC 90°N Credit Card
  • Make a retail transaction accumulation of at least IDR 5,000,000 (five million Rupiah) in the 3 months since your OCBC 90°N Credit Card is approved
  • Shopping transactions that are calculated are the total purchase transactions of the main Credit Cards and additional Credit Cards that have been booked in the Bank system no later than 3 (three) months from the date your OCBC 90°N Credit Card is approved
  • Not valid for installment transactions, cash withdrawals, Loans on Phone and canceled transactions
  • Activation bonus will be seen on the billing statement a maximum of 2 months after the number of transactions is eligible
  • Activation bonus will only be given to the main credit card
  • An activation bonus will be given to customers with current payment status and no blocking
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found.

** Enjoy 1,000 (one thousand) Travel Miles monthly Bonus

  • Perform a retail transaction accumulation of at least IDR 60,000,000 (sixty million Rupiah) in the current month
  • The bank has the right to cancel the awarding of miles if an indication of fraud is found

Collect Travel Miles Faster

  • Get Fly Free to Singapore
  • 3,000 Travel Miles Activation Bonus Program
    Perform an activation bonus program IDR 5 million transactions in the first 3 months
  • 12,000 Travel Miles Tanda 360 Plus Saving Program
    Open Tanda 360 Plus saving account for certain period = hold IDR 220 million for 6 months or hold IDR 110 million for 12 months (until 31 Desember 2021)
    (This terms of the Tanda 360 Plus placement program saving may change at any time in accordance with the Bank's policy. Contact Tanya OCBC 1500-999 for the latest information and programs for the OCBC 90°N Credit Card)

Total earned 15,000 Travel Miles

Example: Flight CGK-SIN-CGK with Singapore Airlines requires 15,000 KrisFlyer (Illustration of prices in June 2021)

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Find inspiration in every journey with OCBC 90°N Credit Card

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