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Have the benefit of fix return for the first 10 years since the policy inforce date
Death Benefit will be paid as Sum Assured or Cash Value, coverage until the insured reach 99 years old
3% of the Single Basic Premium at the end of the 11th policy year
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GREAT Heritage Protector
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GREAT Heritage Protector is an Insurance product owned by PT Great Eastern Life Indonesia (“Great Eastern Life Indonesia”), It is not a product of PT Bank OCBC NISP Tbk (“OCBC/Bank”) and Bank is not an insurance agent or insurance brokerage company of Great Eastern Life Indonesia.
Great Eastern Life Indonesia will take full responsibility over the GREAT Heritage Protector product and the content of the insurance policy published for such insurance product, so therefore Bank will not be liable in any form for the GREAT Heritage Protector product and the content of insurance policy published for such insurance product. GREAT Heritage Protector product is not a saving product of the Bank, thus is not included in the government guarantee program or Indonesia Deposit Insurance Corporation (LPS).
Premium paid by the Policyholder are including cost of insurance, supplementary, fund management, bank commission and marketing staff commission (if any). The information in this document should be read and subject to the policy provisions and other provisions that are related to the GREAT Heritage Protector product as per current as well as their changes thereto in the future.
Medical check up is required for certain Sum Assured and age (refer to underwriting terms & conditions in PT Great Eastern Life Indonesia).
Partial withdrawal can be made after 2 years of active policy, refers to the Policy provisions
Death benefit in the amount which one is higher of Sum Assured or Cash Value with coverage until the Insured reach 99 years, Loyalty Benefit in amount of 3% of the Single Basic Premium which given at the beginning of the 11th policy year and maturity benefit in the form of cash value
By auto debit from OCBC saving account or Credit Card (valid only for regular premium)
Beneficiaries should:
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